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		<title>Make The Complex Simple (January 2026)</title>
		<link>https://www.homza.com/make-the-complex-simple-january-2026/</link>
		<comments>https://www.homza.com/make-the-complex-simple-january-2026/#respond</comments>
		<pubDate>Sat, 31 Jan 2026 10:54:10 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>
		<category><![CDATA[Newsletters]]></category>

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		<description><![CDATA[Last week, I got a call from one of the finance &#38; accounting team members at a client. He had given me a heads up that he was having a meeting with the CEO so I knew it would be &#8230; <a href="https://www.homza.com/make-the-complex-simple-january-2026/"></a>]]></description>
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		<title>It&#8217;s A Journey (December 2025)</title>
		<link>https://www.homza.com/its-a-journey-december-2025/</link>
		<comments>https://www.homza.com/its-a-journey-december-2025/#respond</comments>
		<pubDate>Wed, 31 Dec 2025 10:50:09 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

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		<description><![CDATA[Life, business, family, education, health, fitness, happiness, travel, leisure. It’s all a journey.  Yes, there are points in time but once in a while it is also important to step back and look at how far you have traveled. I &#8230; <a href="https://www.homza.com/its-a-journey-december-2025/"></a>]]></description>
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		<title>Pennies (November 2025)</title>
		<link>https://www.homza.com/pennies-november-2025/</link>
		<comments>https://www.homza.com/pennies-november-2025/#respond</comments>
		<pubDate>Sun, 30 Nov 2025 19:44:47 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1948</guid>
		<description><![CDATA[On November 12, 2025, the US Mint announced that they had struck the final run of pennies for general circulation. They cost nearly four cents each to produce so I understand the economic rationale. There are 300 billion of them &#8230; <a href="https://www.homza.com/pennies-november-2025/"></a>]]></description>
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		<title>Delivering a Tough Message (October 2025)</title>
		<link>https://www.homza.com/delivering-a-tough-message-october-2025/</link>
		<comments>https://www.homza.com/delivering-a-tough-message-october-2025/#respond</comments>
		<pubDate>Fri, 31 Oct 2025 12:17:38 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1937</guid>
		<description><![CDATA[If you’re going to be of value, whether as a consultant, employee, leader, trusted advisor, board member, etc. you have to be able to deliver a tough message. This is what company leaders need. Too often, they are surrounded by &#8230; <a href="https://www.homza.com/delivering-a-tough-message-october-2025/"></a>]]></description>
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		<title>If You Send An Invoice Late (September 2025)</title>
		<link>https://www.homza.com/if-you-send-an-invoice-late-september-2025/</link>
		<comments>https://www.homza.com/if-you-send-an-invoice-late-september-2025/#respond</comments>
		<pubDate>Tue, 30 Sep 2025 12:09:41 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1934</guid>
		<description><![CDATA[There is classic children’s story, If You Give a Mouse a Cookie by Laura Numeroff which whimsically discusses the downstream events of giving a cookie to a mouse. The mouse will then need milk to wash the cookie down. When &#8230; <a href="https://www.homza.com/if-you-send-an-invoice-late-september-2025/"></a>]]></description>
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		<title>Comfortable? (August 2025)</title>
		<link>https://www.homza.com/comfortable-august-2025/</link>
		<comments>https://www.homza.com/comfortable-august-2025/#respond</comments>
		<pubDate>Sun, 31 Aug 2025 12:23:53 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1942</guid>
		<description><![CDATA[Comfortable? I hope not. Unless you have obtained a level of wealth that makes you bullet proof from downward changes to your business or employment status, then it doesn’t pay to get too comfortable. Years ago, someone said to me: &#8230; <a href="https://www.homza.com/comfortable-august-2025/"></a>]]></description>
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		<title>What State Do You Live In? (July 2025)</title>
		<link>https://www.homza.com/what-state-do-you-live-in-july-2025/</link>
		<comments>https://www.homza.com/what-state-do-you-live-in-july-2025/#respond</comments>
		<pubDate>Thu, 31 Jul 2025 12:20:56 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1939</guid>
		<description><![CDATA[No, I’m not talking about Florida, New York, Pennsylvania, New Jersey or Delaware. Rather, I’m talking about your mental state. What is your view on life particularly with respect to your business activities? Are you one of those people who &#8230; <a href="https://www.homza.com/what-state-do-you-live-in-july-2025/"></a>]]></description>
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		<title>What&#8217;s Your Real Net Worth? (June 2025)</title>
		<link>https://www.homza.com/whats-your-real-net-worth-june-2025/</link>
		<comments>https://www.homza.com/whats-your-real-net-worth-june-2025/#respond</comments>
		<pubDate>Mon, 30 Jun 2025 18:38:31 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1930</guid>
		<description><![CDATA[If I ask you to think about your net worth, my guess is that most readers come up with a dollar amount.  I suppose that’s reasonable BUT I think about it differently. I start with a dollar amount for the &#8230; <a href="https://www.homza.com/whats-your-real-net-worth-june-2025/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Find Another Gear (May 2025)</title>
		<link>https://www.homza.com/find-another-gear-may-2025/</link>
		<comments>https://www.homza.com/find-another-gear-may-2025/#respond</comments>
		<pubDate>Sat, 31 May 2025 11:18:22 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1924</guid>
		<description><![CDATA[In the movie, Invincible, with Mark Wahlberg, there is a line “Let’s go, gentlemen, find another gear.” That line is inspiration for today’s writing on transaction work.  During 2024 I wrote two articles on exit strategy. The first, A Word &#8230; <a href="https://www.homza.com/find-another-gear-may-2025/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Wrapping It Up (April 2025)</title>
		<link>https://www.homza.com/wrapping-it-up-april-2025/</link>
		<comments>https://www.homza.com/wrapping-it-up-april-2025/#respond</comments>
		<pubDate>Wed, 30 Apr 2025 20:29:38 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1920</guid>
		<description><![CDATA[Business relationships don’t last forever. Sometimes they come to a natural end (for example, a project that has a specific duration) and other times they may be longer term in nature but for some reason one of the parties chooses &#8230; <a href="https://www.homza.com/wrapping-it-up-april-2025/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Customer Experience (March 2025)</title>
		<link>https://www.homza.com/the-customer-experience-march-2025/</link>
		<comments>https://www.homza.com/the-customer-experience-march-2025/#respond</comments>
		<pubDate>Mon, 31 Mar 2025 20:25:56 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1918</guid>
		<description><![CDATA[What does your customer experience? And how do you really know? Have you ever tried to personally experience your business the way that a customer might?  For the life of me, I don’t think many have and I don’t understand &#8230; <a href="https://www.homza.com/the-customer-experience-march-2025/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Minutes Matter (February 2025)</title>
		<link>https://www.homza.com/minutes-matter-february-2025/</link>
		<comments>https://www.homza.com/minutes-matter-february-2025/#respond</comments>
		<pubDate>Fri, 28 Feb 2025 12:15:30 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1912</guid>
		<description><![CDATA[I have a long held belief that “minutes matter”. Throughout my career, I have always looked for the most efficient way to accomplish a task. And I am always amazed at how many inefficient practices have persisted for years when &#8230; <a href="https://www.homza.com/minutes-matter-february-2025/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/minutes-matter-february-2025/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>But The CPA Told Me To . . . (January 2025)</title>
		<link>https://www.homza.com/but-the-cpa-told-me-to-january-2025/</link>
		<comments>https://www.homza.com/but-the-cpa-told-me-to-january-2025/#respond</comments>
		<pubDate>Fri, 31 Jan 2025 10:52:44 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1907</guid>
		<description><![CDATA[Nothing in this email is intended to denigrate my CPA friends or the CPA community as a whole.  That said, if you work as an accountant in a company and are given AJEs or RJEs by your outside CPA you &#8230; <a href="https://www.homza.com/but-the-cpa-told-me-to-january-2025/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Year &#8211; New Growth (December 2024)</title>
		<link>https://www.homza.com/new-year-new-growth-december-2024/</link>
		<comments>https://www.homza.com/new-year-new-growth-december-2024/#respond</comments>
		<pubDate>Tue, 31 Dec 2024 12:41:35 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1903</guid>
		<description><![CDATA[As I write this on the last morning of 2024, I am excited by the year ahead and new growth opportunities. While 2024 wasn’t perfect (no year ever is) I nevertheless consider it a success despite some setbacks and downfalls. &#8230; <a href="https://www.homza.com/new-year-new-growth-december-2024/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Hard Work (November 2024)</title>
		<link>https://www.homza.com/hard-work-november-2024/</link>
		<comments>https://www.homza.com/hard-work-november-2024/#respond</comments>
		<pubDate>Sat, 30 Nov 2024 11:17:53 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1899</guid>
		<description><![CDATA[Maybe I’m old school but I believe at times, there is just no substitute for hard work. One of the ways I relax is doing some yard work or other minor house projects. Afterwards, I have a sense of accomplishment. &#8230; <a href="https://www.homza.com/hard-work-november-2024/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Let&#8217;s Talk About Equity (October 2024)</title>
		<link>https://www.homza.com/lets-talk-about-equity-october-2024/</link>
		<comments>https://www.homza.com/lets-talk-about-equity-october-2024/#respond</comments>
		<pubDate>Thu, 31 Oct 2024 23:09:48 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1895</guid>
		<description><![CDATA[No, this isn’t going to be about Equity as in DEI (Diversity, Equity, Inclusion). This is about balance sheet equity. And if you run a business, you had better know what your equity (also known as “net worth”) number is &#8230; <a href="https://www.homza.com/lets-talk-about-equity-october-2024/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>More On Exit Strategy (September 2024)</title>
		<link>https://www.homza.com/more-on-exit-strategy-september-2024/</link>
		<comments>https://www.homza.com/more-on-exit-strategy-september-2024/#respond</comments>
		<pubDate>Mon, 30 Sep 2024 13:26:37 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1891</guid>
		<description><![CDATA[Several months ago, I wrote about various types of business exits and promised a follow-up on what makes for a viable exit. Like last time, I mentioned that books have been written on the subject and my pieces are meant &#8230; <a href="https://www.homza.com/more-on-exit-strategy-september-2024/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Pricing: What If They Don&#8217;t Call You First?  (August 2024)</title>
		<link>https://www.homza.com/pricing-what-if-they-dont-call-you-first-august-2024/</link>
		<comments>https://www.homza.com/pricing-what-if-they-dont-call-you-first-august-2024/#respond</comments>
		<pubDate>Fri, 30 Aug 2024 11:39:23 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1887</guid>
		<description><![CDATA[What’s your pricing strategy and how clear is it to the consumer? Some companies are trying to be the low cost provider. Others may adopt the strategy of a premium offering at an above average price. Both are valid strategies. &#8230; <a href="https://www.homza.com/pricing-what-if-they-dont-call-you-first-august-2024/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>A Word About Exit Strategy (July 2024)</title>
		<link>https://www.homza.com/a-word-about-exit-strategy-july-2024/</link>
		<comments>https://www.homza.com/a-word-about-exit-strategy-july-2024/#respond</comments>
		<pubDate>Wed, 31 Jul 2024 09:57:04 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1881</guid>
		<description><![CDATA[It’s probably fair to say that every business owner has had a day where they wanted to say, “I’m outta here!”. Running a business can be rewarding, fulfilling, profitable, but also very tough. But not so fast, before any business &#8230; <a href="https://www.homza.com/a-word-about-exit-strategy-july-2024/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Feedback (June 2024)</title>
		<link>https://www.homza.com/feedback-june-2024/</link>
		<comments>https://www.homza.com/feedback-june-2024/#respond</comments>
		<pubDate>Sun, 30 Jun 2024 09:54:26 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1879</guid>
		<description><![CDATA[What’s your feedback loop? Do you even have one? Do you actively seek feedback for your business? And if customers offer unsolicited feedback, do you pay attention? Recently, my son participated in an out of town hockey camp. Let’s just &#8230; <a href="https://www.homza.com/feedback-june-2024/"></a>]]></description>
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		</item>
		<item>
		<title>What&#8217;s a Balance Sheet . . . Not The Answer You Expect!  (May 2024)</title>
		<link>https://www.homza.com/whats-a-balance-sheet-not-the-answer-you-expect-may-2024/</link>
		<comments>https://www.homza.com/whats-a-balance-sheet-not-the-answer-you-expect-may-2024/#respond</comments>
		<pubDate>Thu, 23 May 2024 10:33:29 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1875</guid>
		<description><![CDATA[What’s a balance sheet?  I’m going to put a different spin on it. It’s the culmination of all the business decisions you have made from inception through today. The balance sheet is the sum of every hiring decision, customer service &#8230; <a href="https://www.homza.com/whats-a-balance-sheet-not-the-answer-you-expect-may-2024/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/whats-a-balance-sheet-not-the-answer-you-expect-may-2024/feed/</wfw:commentRss>
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		<title>Slow Down (April 2024)</title>
		<link>https://www.homza.com/slow-down-april-2024/</link>
		<comments>https://www.homza.com/slow-down-april-2024/#respond</comments>
		<pubDate>Tue, 30 Apr 2024 19:25:36 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1870</guid>
		<description><![CDATA[Speed is important in business. Nearly a decade ago it was the topic of one of my newsletters, simply titled Speed. I love to go fast.  My top driving speed is 145 MPH in a Ferrari 488 GTB at SpeedVegas &#8230; <a href="https://www.homza.com/slow-down-april-2024/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/slow-down-april-2024/feed/</wfw:commentRss>
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		<title>One Quarter of the Way (March 2024)</title>
		<link>https://www.homza.com/one-quarter-of-the-way-march-2024/</link>
		<comments>https://www.homza.com/one-quarter-of-the-way-march-2024/#respond</comments>
		<pubDate>Sun, 31 Mar 2024 10:37:52 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1866</guid>
		<description><![CDATA[As I write this newsletter, we are one quarter of the way through the year. It’s always a bit hard to believe how quickly the days turn into weeks, and then months and then quarters.  But let’s not get ahead &#8230; <a href="https://www.homza.com/one-quarter-of-the-way-march-2024/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/one-quarter-of-the-way-march-2024/feed/</wfw:commentRss>
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		<title>Keep Learning (Feb 2024)</title>
		<link>https://www.homza.com/keep-learning-feb-2024/</link>
		<comments>https://www.homza.com/keep-learning-feb-2024/#respond</comments>
		<pubDate>Thu, 29 Feb 2024 23:57:54 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1861</guid>
		<description><![CDATA[One of the best features of my role is that I get introduced to new businesses on a regular basis. This gives me the opportunity to continue to see new things and meet new people.  And with that, I have &#8230; <a href="https://www.homza.com/keep-learning-feb-2024/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/keep-learning-feb-2024/feed/</wfw:commentRss>
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		<title>What Do You Measure Before There Are Results? (Jan 2024)</title>
		<link>https://www.homza.com/what-do-you-measure-before-there-are-results-jan-2024/</link>
		<comments>https://www.homza.com/what-do-you-measure-before-there-are-results-jan-2024/#respond</comments>
		<pubDate>Wed, 31 Jan 2024 23:57:25 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1859</guid>
		<description><![CDATA[What metrics do you track when tangible results are in the future?  It’s important to have goals but setting a goal without a clear action plan is usually a plan for failure. And there are times when it just isn’t &#8230; <a href="https://www.homza.com/what-do-you-measure-before-there-are-results-jan-2024/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/what-do-you-measure-before-there-are-results-jan-2024/feed/</wfw:commentRss>
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		<title>A Banker, Lawyer, and CPA (December 2023)</title>
		<link>https://www.homza.com/a-banker-lawyer-and-cpa/</link>
		<comments>https://www.homza.com/a-banker-lawyer-and-cpa/#respond</comments>
		<pubDate>Tue, 26 Dec 2023 20:53:03 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1854</guid>
		<description><![CDATA[A banker, lawyer and CPA walk into a bar. No, this isn’t the start of a joke (although it could be). Rather this edition of my newsletter is dedicated to advisory and peer groups. Over the years, I’ve developed a &#8230; <a href="https://www.homza.com/a-banker-lawyer-and-cpa/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/a-banker-lawyer-and-cpa/feed/</wfw:commentRss>
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		<title>D to the 4th Power (November 2023)</title>
		<link>https://www.homza.com/d-to-the-4th-power-november-2023/</link>
		<comments>https://www.homza.com/d-to-the-4th-power-november-2023/#respond</comments>
		<pubDate>Thu, 30 Nov 2023 12:53:24 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1850</guid>
		<description><![CDATA[D4 or “D to the 4th power” is a new term I coined earlier this month as I watched two acquisitions crash and burn on a Friday afternoon within two hours of each other (almost to the minute). As I &#8230; <a href="https://www.homza.com/d-to-the-4th-power-november-2023/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/d-to-the-4th-power-november-2023/feed/</wfw:commentRss>
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		<title>Cash Is King . . . Why I Ignore The King! (October 2023)</title>
		<link>https://www.homza.com/cash-is-king-why-i-ignore-the-king-october-2023/</link>
		<comments>https://www.homza.com/cash-is-king-why-i-ignore-the-king-october-2023/#respond</comments>
		<pubDate>Sun, 01 Oct 2023 11:15:09 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1846</guid>
		<description><![CDATA[“Cash is King” is an old expression in business. But I largely ignore cash.  Sure I check in on it at the end of the month but on a day to day basis nothing could be further from my mind &#8230; <a href="https://www.homza.com/cash-is-king-why-i-ignore-the-king-october-2023/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/cash-is-king-why-i-ignore-the-king-october-2023/feed/</wfw:commentRss>
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		<title>Seven Basic Steps of my Monthly Review Process (September 2023)</title>
		<link>https://www.homza.com/seven-basic-steps-of-my-monthly-review-process-september-2023/</link>
		<comments>https://www.homza.com/seven-basic-steps-of-my-monthly-review-process-september-2023/#respond</comments>
		<pubDate>Sat, 30 Sep 2023 18:18:08 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1843</guid>
		<description><![CDATA[I review multiple financial statements every month. While I don’t have an actual checklist and there are variations from one client to the next, I tend to follow the same process each time. I almost always start with a trend &#8230; <a href="https://www.homza.com/seven-basic-steps-of-my-monthly-review-process-september-2023/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/seven-basic-steps-of-my-monthly-review-process-september-2023/feed/</wfw:commentRss>
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		<title>Interrupt the Pattern (August 2023)</title>
		<link>https://www.homza.com/interrupt-the-pattern-august-2023/</link>
		<comments>https://www.homza.com/interrupt-the-pattern-august-2023/#respond</comments>
		<pubDate>Wed, 30 Aug 2023 10:06:11 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1837</guid>
		<description><![CDATA[I’m a creature of habit. There is both some good and bad to that fact. Habits can be easy to fall into and difficult to break. And since companies are made up of people, companies can end up having both &#8230; <a href="https://www.homza.com/interrupt-the-pattern-august-2023/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/interrupt-the-pattern-august-2023/feed/</wfw:commentRss>
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		<title>Power User (July 2023)</title>
		<link>https://www.homza.com/power-user-july-2023/</link>
		<comments>https://www.homza.com/power-user-july-2023/#respond</comments>
		<pubDate>Mon, 31 Jul 2023 12:25:35 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1833</guid>
		<description><![CDATA[Companies use multiple pieces of software, some simple and some quite complex. And for every one of them, especially those that are complex, there needs to be a power user in the company who knows the software like the back &#8230; <a href="https://www.homza.com/power-user-july-2023/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/power-user-july-2023/feed/</wfw:commentRss>
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		<title>Clearing Your Mind (June 2023)</title>
		<link>https://www.homza.com/clearing-your-mind-june-2023/</link>
		<comments>https://www.homza.com/clearing-your-mind-june-2023/#respond</comments>
		<pubDate>Fri, 30 Jun 2023 15:27:48 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1829</guid>
		<description><![CDATA[After a long and somewhat frustrating work week, last Saturday I decided it was time to tear out two overgrown bushes in the front yard. My wife had commented that we have the worst landscaping in the neighborhood. I’m not &#8230; <a href="https://www.homza.com/clearing-your-mind-june-2023/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/clearing-your-mind-june-2023/feed/</wfw:commentRss>
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		<item>
		<title>Finance 001 (May 2023)</title>
		<link>https://www.homza.com/finance-001-may-2023/</link>
		<comments>https://www.homza.com/finance-001-may-2023/#respond</comments>
		<pubDate>Wed, 31 May 2023 12:26:50 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1822</guid>
		<description><![CDATA[This message is so basic that it doesn’t deserve the title Finance 101. My hope is that none of my regular readers find anything useful in here but that they pass it along to someone else as a public service &#8230; <a href="https://www.homza.com/finance-001-may-2023/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/finance-001-may-2023/feed/</wfw:commentRss>
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		<title>A Broken Cog (April 2023)</title>
		<link>https://www.homza.com/a-broken-cog-may-2023/</link>
		<comments>https://www.homza.com/a-broken-cog-may-2023/#respond</comments>
		<pubDate>Sun, 30 Apr 2023 22:29:10 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1817</guid>
		<description><![CDATA[When I published Your Cash Is Flowing: Why every entrepreneur needs to think like a CFO, I headed a chapter with A Broken Cog Slows All Wheels. I never did a blog post with that title, however, until today. The &#8230; <a href="https://www.homza.com/a-broken-cog-may-2023/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/a-broken-cog-may-2023/feed/</wfw:commentRss>
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		<title>Abuse of Power (March 2023)</title>
		<link>https://www.homza.com/abuse-of-power-march-2023/</link>
		<comments>https://www.homza.com/abuse-of-power-march-2023/#respond</comments>
		<pubDate>Fri, 31 Mar 2023 14:11:30 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1813</guid>
		<description><![CDATA[To those of you who read the title and assumed that I was going to go political, I’m not.  Although that would be easy to do these days no matter the side of the aisle on which you reside. Instead, &#8230; <a href="https://www.homza.com/abuse-of-power-march-2023/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/abuse-of-power-march-2023/feed/</wfw:commentRss>
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		<title>Deals 101 (February 2023)</title>
		<link>https://www.homza.com/deals-101-february-2023/</link>
		<comments>https://www.homza.com/deals-101-february-2023/#respond</comments>
		<pubDate>Mon, 27 Feb 2023 13:15:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1807</guid>
		<description><![CDATA[I’ve worked on a number of transactions during my career. The first one was the $5 billion merger between Burroughs and Sperry. The rest have been far smaller. The lessons I’ve learned in the first and across many of the &#8230; <a href="https://www.homza.com/deals-101-february-2023/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/deals-101-february-2023/feed/</wfw:commentRss>
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		<title>Setting Budgets (January 2023)</title>
		<link>https://www.homza.com/setting-budgets-january-2023/</link>
		<comments>https://www.homza.com/setting-budgets-january-2023/#respond</comments>
		<pubDate>Tue, 31 Jan 2023 12:04:38 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1801</guid>
		<description><![CDATA[We’re a month into the new year and by now, you should have your 2023 budget firmly established. But for the few of you out there who don’t, there is still time. And for the rest of you, I’d like &#8230; <a href="https://www.homza.com/setting-budgets-january-2023/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/setting-budgets-january-2023/feed/</wfw:commentRss>
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		<title>Risk:  Assess, Mitigate, and Take! (December 2022)</title>
		<link>https://www.homza.com/risk-assess-mitigate-and-take-december-2022/</link>
		<comments>https://www.homza.com/risk-assess-mitigate-and-take-december-2022/#respond</comments>
		<pubDate>Sat, 31 Dec 2022 15:52:35 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1797</guid>
		<description><![CDATA[How well do you asses risk? My belief is that most overestimate various risks in life. That said, I recognize that I have a unique risk profile given my role as a CFO which generally attracts risk averse personality types. &#8230; <a href="https://www.homza.com/risk-assess-mitigate-and-take-december-2022/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/risk-assess-mitigate-and-take-december-2022/feed/</wfw:commentRss>
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		<title>Financial Reporting Insights (November 2022)</title>
		<link>https://www.homza.com/financial-reporting-insights-november-2022/</link>
		<comments>https://www.homza.com/financial-reporting-insights-november-2022/#respond</comments>
		<pubDate>Wed, 30 Nov 2022 01:32:37 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1792</guid>
		<description><![CDATA[Each month when you receive your financial reports, what insights come along with them? If you’re the business owner or president, you should be asking this question. If you’re responsible for delivering the reporting package, you should be striving to &#8230; <a href="https://www.homza.com/financial-reporting-insights-november-2022/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/financial-reporting-insights-november-2022/feed/</wfw:commentRss>
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		<title>Disparate Pieces of Advice (October 2022)</title>
		<link>https://www.homza.com/disparate-pieces-of-advice-october-2022/</link>
		<comments>https://www.homza.com/disparate-pieces-of-advice-october-2022/#respond</comments>
		<pubDate>Mon, 31 Oct 2022 15:55:59 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>
		<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1788</guid>
		<description><![CDATA[It’s nice when you seek expert advice from several sources and end up with consistent recommendations that both make intuitive sense and are in line with research you’ve done. But that doesn’t always happen; so what do you do when &#8230; <a href="https://www.homza.com/disparate-pieces-of-advice-october-2022/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/disparate-pieces-of-advice-october-2022/feed/</wfw:commentRss>
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		<title>Charts and Graphs (September 2022)</title>
		<link>https://www.homza.com/charts-and-graphs-september-2022/</link>
		<comments>https://www.homza.com/charts-and-graphs-september-2022/#respond</comments>
		<pubDate>Fri, 30 Sep 2022 11:27:18 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1780</guid>
		<description><![CDATA[There is an old saying that “a picture is worth a thousand words.”  While I’ve never done the math, I suspect that is close to true.  I often use charts and graphs to tell a story.  Years ago I remarked &#8230; <a href="https://www.homza.com/charts-and-graphs-september-2022/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/charts-and-graphs-september-2022/feed/</wfw:commentRss>
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		<title>Non-Business Business Lessons:  Part 2 (August 2022)</title>
		<link>https://www.homza.com/non-business-business-lessons-part-2-august-2022/</link>
		<comments>https://www.homza.com/non-business-business-lessons-part-2-august-2022/#respond</comments>
		<pubDate>Tue, 30 Aug 2022 21:10:35 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1775</guid>
		<description><![CDATA[As promised, this is the second half of this post focused on business lessons I’ve learned while doing things that had nothing to do with business (continued from March 2022). 6. Another lesson learned horseback riding. We were out in &#8230; <a href="https://www.homza.com/non-business-business-lessons-part-2-august-2022/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/non-business-business-lessons-part-2-august-2022/feed/</wfw:commentRss>
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		<title>No Distractions (July 2022)</title>
		<link>https://www.homza.com/no-distractions-july-2022/</link>
		<comments>https://www.homza.com/no-distractions-july-2022/#respond</comments>
		<pubDate>Tue, 26 Jul 2022 14:20:01 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1770</guid>
		<description><![CDATA[I’m writing this on the morning of Thursday, June 21, 2022.  As always, I publish these on or about the last day of the month and this edition will be no exception.  This morning my wife and I had to &#8230; <a href="https://www.homza.com/no-distractions-july-2022/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/no-distractions-july-2022/feed/</wfw:commentRss>
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		<title>What Are You REALLY Paying For? (June 2022)</title>
		<link>https://www.homza.com/what-are-you-really-paying-for-june-2022/</link>
		<comments>https://www.homza.com/what-are-you-really-paying-for-june-2022/#respond</comments>
		<pubDate>Thu, 30 Jun 2022 14:43:41 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1766</guid>
		<description><![CDATA[Over spring break, I was on a scuba diving trip with my son. It was his first open water dive since being certified. After the dive, we took our gear to the car, and I returned to the boat.  There &#8230; <a href="https://www.homza.com/what-are-you-really-paying-for-june-2022/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/what-are-you-really-paying-for-june-2022/feed/</wfw:commentRss>
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		<title>Turning Five Minutes of Work into Fifteen (May 2022)</title>
		<link>https://www.homza.com/turning-five-minutes-of-work-into-fifteen-may-2022/</link>
		<comments>https://www.homza.com/turning-five-minutes-of-work-into-fifteen-may-2022/#respond</comments>
		<pubDate>Mon, 30 May 2022 17:05:07 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1762</guid>
		<description><![CDATA[Today, I’d like to talk to you about how to turn five minutes of work into fifteen. Who wants to do that? Well, hopefully no one! I certainly don’t. But I’ve found myself on the receiving end of this too &#8230; <a href="https://www.homza.com/turning-five-minutes-of-work-into-fifteen-may-2022/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/turning-five-minutes-of-work-into-fifteen-may-2022/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Low Probability Shots (April 2022)</title>
		<link>https://www.homza.com/low-probability-shots-april-2022/</link>
		<comments>https://www.homza.com/low-probability-shots-april-2022/#respond</comments>
		<pubDate>Sat, 30 Apr 2022 16:21:18 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1758</guid>
		<description><![CDATA[In almost every sport, there are high probability shots or plays and low probability ones. I’m relatively new to the world of hockey as my son started playing three years ago but even I can  distinguish between high and low &#8230; <a href="https://www.homza.com/low-probability-shots-april-2022/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/low-probability-shots-april-2022/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Non-Business Business Lessons (March 2022)</title>
		<link>https://www.homza.com/non-business-business-lessons-march-2022/</link>
		<comments>https://www.homza.com/non-business-business-lessons-march-2022/#respond</comments>
		<pubDate>Thu, 31 Mar 2022 12:08:50 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1754</guid>
		<description><![CDATA[Some of the best business lessons I have learned have come about during times when I was doing something that had nothing to do with business at all.  Below are five of my favorites.  Expect another batch sometime down the &#8230; <a href="https://www.homza.com/non-business-business-lessons-march-2022/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/non-business-business-lessons-march-2022/feed/</wfw:commentRss>
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		<title>February 30th Newsletter (February 2022)</title>
		<link>https://www.homza.com/february-30th-newsletter-february-2022/</link>
		<comments>https://www.homza.com/february-30th-newsletter-february-2022/#respond</comments>
		<pubDate>Mon, 28 Feb 2022 01:46:47 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1751</guid>
		<description><![CDATA[February 30th Newsletter Shortly after I woke up this morning, February 30th (also known as March 2), I realized that I failed to publish my monthly newsletter.  Since April 2006 I have never missed a month and somehow February went &#8230; <a href="https://www.homza.com/february-30th-newsletter-february-2022/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/february-30th-newsletter-february-2022/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Precise Communication: Sometimes All The Digits Matter (January 2022)</title>
		<link>https://www.homza.com/precise-communication-sometimes-all-the-digits-matter-january-2022/</link>
		<comments>https://www.homza.com/precise-communication-sometimes-all-the-digits-matter-january-2022/#respond</comments>
		<pubDate>Mon, 31 Jan 2022 11:55:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1745</guid>
		<description><![CDATA[More than a decade ago (hard to believe it has been that long) I wrote Only The First Two Digits Matter. For the vast majority of what I do, that remains true. There are times, however, when all the digits &#8230; <a href="https://www.homza.com/precise-communication-sometimes-all-the-digits-matter-january-2022/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/precise-communication-sometimes-all-the-digits-matter-january-2022/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>$62.50 for a Cup of Tea!? (December 2021)</title>
		<link>https://www.homza.com/62-50-for-a-cup-of-tea-december-2021/</link>
		<comments>https://www.homza.com/62-50-for-a-cup-of-tea-december-2021/#respond</comments>
		<pubDate>Thu, 30 Dec 2021 21:38:50 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1741</guid>
		<description><![CDATA[$62.50 for a Cup of Tea!? (December 2021) A few weeks ago my wife and I took our son to one of his hockey games.  It’s a regular event this time of year.  He has to be there an hour &#8230; <a href="https://www.homza.com/62-50-for-a-cup-of-tea-december-2021/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/62-50-for-a-cup-of-tea-december-2021/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Right or Right Now? (November 2021)</title>
		<link>https://www.homza.com/right-or-right-now-november-2021/</link>
		<comments>https://www.homza.com/right-or-right-now-november-2021/#respond</comments>
		<pubDate>Tue, 30 Nov 2021 17:26:51 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1737</guid>
		<description><![CDATA[There are instances when there is tension between doing things the right way or doing them right now.  With few exceptions, I prefer to do things the right way.  The extra time spent today almost always pays long term dividends.  &#8230; <a href="https://www.homza.com/right-or-right-now-november-2021/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/right-or-right-now-november-2021/feed/</wfw:commentRss>
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		<title>Short versus Long Term (October 2021)</title>
		<link>https://www.homza.com/short-versus-long-term-october-2021/</link>
		<comments>https://www.homza.com/short-versus-long-term-october-2021/#respond</comments>
		<pubDate>Sun, 31 Oct 2021 16:22:09 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1733</guid>
		<description><![CDATA[Friday is almost always pizza night at our house. This past Friday we went to Vito’s for dinner; it’s one of our favorite pizza places. I had a productive week and mentioned that my one remaining task was my monthly &#8230; <a href="https://www.homza.com/short-versus-long-term-october-2021/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/short-versus-long-term-october-2021/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>A Strong Balance Sheet (September 2021)</title>
		<link>https://www.homza.com/a-strong-balance-sheet-september-2021/</link>
		<comments>https://www.homza.com/a-strong-balance-sheet-september-2021/#respond</comments>
		<pubDate>Thu, 30 Sep 2021 12:18:25 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1729</guid>
		<description><![CDATA[Does your company have a strong balance sheet? One of the focus points I have with each of my clients is their balance sheet. Some clients come to me already having a strong balance sheet while others arrive with a &#8230; <a href="https://www.homza.com/a-strong-balance-sheet-september-2021/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/a-strong-balance-sheet-september-2021/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Present or Engaged? (August 2021)</title>
		<link>https://www.homza.com/present-or-engaged-august-2021/</link>
		<comments>https://www.homza.com/present-or-engaged-august-2021/#respond</comments>
		<pubDate>Tue, 31 Aug 2021 16:40:03 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1724</guid>
		<description><![CDATA[“Bueller, Bueller, Bueller.”  I suspect a number reading this remember that line.  It’s, of course, from the movie, Ferris Bueller’s Day Off.  Those who’ve seen the movie know that Ferris Bueller’s classmates, while physically present, were anything but engaged. While &#8230; <a href="https://www.homza.com/present-or-engaged-august-2021/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/present-or-engaged-august-2021/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Digging Deep (July 2021)</title>
		<link>https://www.homza.com/digging-deep-july-2021/</link>
		<comments>https://www.homza.com/digging-deep-july-2021/#respond</comments>
		<pubDate>Sat, 31 Jul 2021 22:08:19 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1720</guid>
		<description><![CDATA[There are times when the task at hand simply requires more than the usual amount of effort.  Maybe it’s a deadline that is tighter than usual.  Perhaps the project is more difficult for some reason or has a unique component.  &#8230; <a href="https://www.homza.com/digging-deep-july-2021/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Data and Facts (June 2021)</title>
		<link>https://www.homza.com/data-and-facts-june-2021/</link>
		<comments>https://www.homza.com/data-and-facts-june-2021/#respond</comments>
		<pubDate>Tue, 29 Jun 2021 22:33:53 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1716</guid>
		<description><![CDATA[I like data and facts especially when making any decision of significance.  Hyperbole and headlines are much less useful and often lie somewhere between wrong and dangerous.  When an issue is important, I always try to get down to the &#8230; <a href="https://www.homza.com/data-and-facts-june-2021/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/data-and-facts-june-2021/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Memorial Day (2021)</title>
		<link>https://www.homza.com/memorial-day-2021/</link>
		<comments>https://www.homza.com/memorial-day-2021/#respond</comments>
		<pubDate>Mon, 31 May 2021 12:54:52 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1711</guid>
		<description><![CDATA[Over the past 16 years I have written this newsletter, I haven’t previously published a special Memorial Day edition. Perhaps that is because so many others publish on the meaning of various holidays or maybe because I’ve never written on &#8230; <a href="https://www.homza.com/memorial-day-2021/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/memorial-day-2021/feed/</wfw:commentRss>
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		<title>Policy (April 2021)</title>
		<link>https://www.homza.com/policy-april-2021/</link>
		<comments>https://www.homza.com/policy-april-2021/#respond</comments>
		<pubDate>Fri, 30 Apr 2021 17:34:17 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1708</guid>
		<description><![CDATA[Few things aggravate me as much as someone saying: “That’s our policy.”  I suppose there is a valid argument to be made for some policies but more often than not, it’s an excuse for the person quoting the policy not &#8230; <a href="https://www.homza.com/policy-april-2021/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/policy-april-2021/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>A Plan For A Plan For A Plan (March 2021)</title>
		<link>https://www.homza.com/a-plan-for-a-plan-for-a-plan-march-2021/</link>
		<comments>https://www.homza.com/a-plan-for-a-plan-for-a-plan-march-2021/#respond</comments>
		<pubDate>Sun, 28 Mar 2021 17:26:34 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1705</guid>
		<description><![CDATA[My Uncle Al used to say, “You need a plan for a plan for a plan”.   I don’t know exactly where that phrase came from but he flew for a living (first in the military and later commercially) and I &#8230; <a href="https://www.homza.com/a-plan-for-a-plan-for-a-plan-march-2021/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/a-plan-for-a-plan-for-a-plan-march-2021/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Introduction</title>
		<link>https://www.homza.com/introduction/</link>
		<comments>https://www.homza.com/introduction/#respond</comments>
		<pubDate>Tue, 16 Mar 2021 13:00:13 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Holistic Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1697</guid>
		<description><![CDATA[Ken introduces his podcast series Holistic Finance which explores ten topics that impact your financial well-being.]]></description>
		<wfw:commentRss>https://www.homza.com/introduction/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="https://homza-consulting.s3.amazonaws.com/2021/03/Q01-Holistic-Finance-Series-Introduction.mp3" length="2958609" type="audio/mpeg" />
			<itunes:subtitle>Ken introduces his podcast series Holistic Finance which explores ten topics that impact your financial well-being.</itunes:subtitle>
		<itunes:summary>Ken introduces his podcast series Holistic Finance which explores ten topics that impact your financial well-being.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>2:03</itunes:duration>
	</item>
		<item>
		<title>Worry</title>
		<link>https://www.homza.com/worry/</link>
		<comments>https://www.homza.com/worry/#respond</comments>
		<pubDate>Tue, 16 Mar 2021 12:59:44 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Holistic Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1695</guid>
		<description><![CDATA[Ken shares ideas to help you take action on problems instead of worrying about them.]]></description>
		<wfw:commentRss>https://www.homza.com/worry/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="https://homza-consulting.s3.amazonaws.com/2021/03/Q02-Worry.mp3" length="4806166" type="audio/mpeg" />
			<itunes:subtitle>Ken shares ideas to help you take action on problems instead of worrying about them.</itunes:subtitle>
		<itunes:summary>Ken shares ideas to help you take action on problems instead of worrying about them.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:20</itunes:duration>
	</item>
		<item>
		<title>Growth</title>
		<link>https://www.homza.com/growth/</link>
		<comments>https://www.homza.com/growth/#respond</comments>
		<pubDate>Tue, 16 Mar 2021 12:59:21 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Holistic Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1693</guid>
		<description><![CDATA[What are you doing to help those around you grow? Ken explains the importance of giving growth opportunities to those around you.]]></description>
		<wfw:commentRss>https://www.homza.com/growth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="https://homza-consulting.s3.amazonaws.com/2021/03/Q03-Growth.mp3" length="4797390" type="audio/mpeg" />
			<itunes:subtitle>What are you doing to help those around you grow? Ken explains the importance of giving growth opportunities to those around you.</itunes:subtitle>
		<itunes:summary>What are you doing to help those around you grow? Ken explains the importance of giving growth opportunities to those around you.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:20</itunes:duration>
	</item>
		<item>
		<title>Renewal</title>
		<link>https://www.homza.com/renewal/</link>
		<comments>https://www.homza.com/renewal/#respond</comments>
		<pubDate>Tue, 16 Mar 2021 12:58:41 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Holistic Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1691</guid>
		<description><![CDATA[Ken shares seven ideas for taking a break when you need it.]]></description>
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			<itunes:subtitle>Ken shares seven ideas for taking a break when you need it.</itunes:subtitle>
		<itunes:summary>Ken shares seven ideas for taking a break when you need it.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:51</itunes:duration>
	</item>
		<item>
		<title>Inspiration</title>
		<link>https://www.homza.com/inspiration/</link>
		<comments>https://www.homza.com/inspiration/#respond</comments>
		<pubDate>Tue, 16 Mar 2021 12:58:10 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Holistic Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1689</guid>
		<description><![CDATA[What inspires you? Ken discusses ways to impact your inspiration and energy level.]]></description>
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			<itunes:subtitle>What inspires you? Ken discusses ways to impact your inspiration and energy level.</itunes:subtitle>
		<itunes:summary>What inspires you? Ken discusses ways to impact your inspiration and energy level.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:24</itunes:duration>
	</item>
		<item>
		<title>Milestones</title>
		<link>https://www.homza.com/milestones/</link>
		<comments>https://www.homza.com/milestones/#respond</comments>
		<pubDate>Tue, 16 Mar 2021 12:57:37 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Holistic Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1687</guid>
		<description><![CDATA[In today’s podcast Ken stresses the importance of recognizing and acknowledging the achievements in your life.]]></description>
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			<itunes:subtitle>In today’s podcast Ken stresses the importance of recognizing and acknowledging the achievements in your life.</itunes:subtitle>
		<itunes:summary>In today’s podcast Ken stresses the importance of recognizing and acknowledging the achievements in your life.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:39</itunes:duration>
	</item>
		<item>
		<title>Fresh Perspectives</title>
		<link>https://www.homza.com/fresh-perspectives/</link>
		<comments>https://www.homza.com/fresh-perspectives/#respond</comments>
		<pubDate>Tue, 16 Mar 2021 12:57:08 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Holistic Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1685</guid>
		<description><![CDATA[How do you come up with new ideas and thoughts? Ken shares the names of three thought leaders in various fields that have a unique perspective.]]></description>
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			<itunes:subtitle>How do you come up with new ideas and thoughts? Ken shares the names of three thought leaders in various fields that have a unique perspective.</itunes:subtitle>
		<itunes:summary>How do you come up with new ideas and thoughts? Ken shares the names of three thought leaders in various fields that have a unique perspective.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>2:54</itunes:duration>
	</item>
		<item>
		<title>3 Seconds</title>
		<link>https://www.homza.com/3-seconds/</link>
		<comments>https://www.homza.com/3-seconds/#respond</comments>
		<pubDate>Tue, 16 Mar 2021 12:56:40 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Holistic Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1683</guid>
		<description><![CDATA[What can you do with 3 seconds? Find out!]]></description>
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			<itunes:subtitle>What can you do with 3 seconds? Find out!</itunes:subtitle>
		<itunes:summary>What can you do with 3 seconds? Find out!</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:18</itunes:duration>
	</item>
		<item>
		<title>Physical and Fiscal Fitness</title>
		<link>https://www.homza.com/physical-and-fiscal-fitness/</link>
		<comments>https://www.homza.com/physical-and-fiscal-fitness/#respond</comments>
		<pubDate>Tue, 16 Mar 2021 12:56:16 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Holistic Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1681</guid>
		<description><![CDATA[My most successful clients believe that there is a synergy between physical and fiscal fitness.]]></description>
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		<slash:comments>0</slash:comments>
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			<itunes:subtitle>My most successful clients believe that there is a synergy between physical and fiscal fitness.</itunes:subtitle>
		<itunes:summary>My most successful clients believe that there is a synergy between physical and fiscal fitness.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:12</itunes:duration>
	</item>
		<item>
		<title>Intermingling</title>
		<link>https://www.homza.com/intermingling/</link>
		<comments>https://www.homza.com/intermingling/#respond</comments>
		<pubDate>Tue, 16 Mar 2021 12:55:46 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Holistic Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1679</guid>
		<description><![CDATA[There are a myriad of ways to balance personal and business time. It’s important to find one that works for you.]]></description>
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			<itunes:subtitle>There are a myriad of ways to balance personal and business time. It’s important to find one that works for you.</itunes:subtitle>
		<itunes:summary>There are a myriad of ways to balance personal and business time. It’s important to find one that works for you.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:35</itunes:duration>
	</item>
		<item>
		<title>The Other Side</title>
		<link>https://www.homza.com/the-other-side/</link>
		<comments>https://www.homza.com/the-other-side/#respond</comments>
		<pubDate>Tue, 16 Mar 2021 12:55:10 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Holistic Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1676</guid>
		<description><![CDATA[Understanding the other side of any negotiation is a winning strategy (for both sides).]]></description>
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		<slash:comments>0</slash:comments>
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			<itunes:subtitle>Understanding the other side of any negotiation is a winning strategy (for both sides).</itunes:subtitle>
		<itunes:summary>Understanding the other side of any negotiation is a winning strategy (for both sides).</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:13</itunes:duration>
	</item>
		<item>
		<title>Conclusion</title>
		<link>https://www.homza.com/conclusion-2/</link>
		<comments>https://www.homza.com/conclusion-2/#respond</comments>
		<pubDate>Tue, 16 Mar 2021 12:54:46 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Holistic Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1662</guid>
		<description><![CDATA[Ken concludes the series Holistic Finance and invites listeners to share their thoughts with him.]]></description>
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			<itunes:subtitle>Ken concludes the series Holistic Finance and invites listeners to share their thoughts with him.</itunes:subtitle>
		<itunes:summary>Ken concludes the series Holistic Finance and invites listeners to share their thoughts with him.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>1:28</itunes:duration>
	</item>
		<item>
		<title>The Worker (February 2021)</title>
		<link>https://www.homza.com/the-worker-february-2021/</link>
		<comments>https://www.homza.com/the-worker-february-2021/#respond</comments>
		<pubDate>Sun, 28 Feb 2021 17:37:19 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1642</guid>
		<description><![CDATA[Last week, I had the opportunity to tour a new client’s production facility. I always enjoy these days. It’s a great way to learn about what goes into making a product. While I won’t develop the expertise and understanding of &#8230; <a href="https://www.homza.com/the-worker-february-2021/"></a>]]></description>
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		</item>
		<item>
		<title>Injured Dog Brings People Together (January 2021)</title>
		<link>https://www.homza.com/injured-dog-brings-people-together-january-2021/</link>
		<comments>https://www.homza.com/injured-dog-brings-people-together-january-2021/#respond</comments>
		<pubDate>Sun, 31 Jan 2021 18:07:43 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1638</guid>
		<description><![CDATA[A few days before Christmas I was driving between client offices and noticed a woman standing over a dog nearly in the middle of the street.  I made a quick U-turn, parked in a no-parking zone, and asked “What can &#8230; <a href="https://www.homza.com/injured-dog-brings-people-together-january-2021/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Conversation with Joe Sherrer – In the Crucible</title>
		<link>https://www.homza.com/conversation-with-joe-sherrer-in-the-crucible/</link>
		<comments>https://www.homza.com/conversation-with-joe-sherrer-in-the-crucible/#respond</comments>
		<pubDate>Mon, 18 Jan 2021 08:29:47 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1611</guid>
		<description><![CDATA[All Chief Financial Officers care about is revenue and costs, right? Not so says, Ken Homza, an expert fractional CFO and author of Your Cash is Flowing: Why Every Entrepreneur Needs to Think Like a CFO. Having done the job &#8230; <a href="https://www.homza.com/conversation-with-joe-sherrer-in-the-crucible/"></a>]]></description>
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			<itunes:subtitle>All Chief Financial Officers care about is revenue and costs, right? Not so says, Ken Homza, an expert fractional CFO and author of Your Cash is Flowing: Why Every Entrepreneur Needs to Think Like a CFO. Having done the job …</itunes:subtitle>
		<itunes:summary>All Chief Financial Officers care about is revenue and costs, right? Not so says, Ken Homza, an expert fractional CFO and author of Your Cash is Flowing: Why Every Entrepreneur Needs to Think Like a CFO. Having done the job …</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>27:46</itunes:duration>
	</item>
		<item>
		<title>Recovery (December 2020)</title>
		<link>https://www.homza.com/recovery-december-2020/</link>
		<comments>https://www.homza.com/recovery-december-2020/#respond</comments>
		<pubDate>Thu, 31 Dec 2020 19:40:38 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1591</guid>
		<description><![CDATA[Recovery. A return to a normal state of health, mind, or strength (according to Google). 2020 has been a difficult year for many. To those reading this who have suffered the loss of a loved one this past year, you &#8230; <a href="https://www.homza.com/recovery-december-2020/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/recovery-december-2020/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Give Thanks (November 2020)</title>
		<link>https://www.homza.com/give-thanks-november-2020/</link>
		<comments>https://www.homza.com/give-thanks-november-2020/#respond</comments>
		<pubDate>Wed, 25 Nov 2020 20:39:09 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1586</guid>
		<description><![CDATA[In the fifteen years I have been writing this newsletter I have never before written on the topic of Thanksgiving. Usually I consider it a little too “touchy-feely” for me plus there are hundreds of other newsletters out there on &#8230; <a href="https://www.homza.com/give-thanks-november-2020/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Three Ages In The Workforce (October 2020)</title>
		<link>https://www.homza.com/three-ages-in-the-workforce-october-2020/</link>
		<comments>https://www.homza.com/three-ages-in-the-workforce-october-2020/#respond</comments>
		<pubDate>Fri, 30 Oct 2020 15:20:16 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1582</guid>
		<description><![CDATA[Years ago I came to the realization that there are only three ages of people in the workforce.  There are kids, adults and statesmen (although I suppose to be politically correct, we need to change that to statespersons). None of &#8230; <a href="https://www.homza.com/three-ages-in-the-workforce-october-2020/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/three-ages-in-the-workforce-october-2020/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Communicating Via The Hub And Spoke Method:  Avoid It! (September 2020)</title>
		<link>https://www.homza.com/communicating-via-the-hub-and-spoke-method-avoid-it-september-2020/</link>
		<comments>https://www.homza.com/communicating-via-the-hub-and-spoke-method-avoid-it-september-2020/#respond</comments>
		<pubDate>Wed, 30 Sep 2020 20:46:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1578</guid>
		<description><![CDATA[One of the many things I try to improve with each engagement is the communication process. While not technically a financial topic, it certainly has economic impact. Inefficient communication causes delays in decision making, action, and business improvement and  burns &#8230; <a href="https://www.homza.com/communicating-via-the-hub-and-spoke-method-avoid-it-september-2020/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/communicating-via-the-hub-and-spoke-method-avoid-it-september-2020/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Do You Believe? (August 2020)</title>
		<link>https://www.homza.com/what-do-you-believe-august-2020/</link>
		<comments>https://www.homza.com/what-do-you-believe-august-2020/#respond</comments>
		<pubDate>Mon, 31 Aug 2020 14:46:08 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1573</guid>
		<description><![CDATA[Last year, I was traveling between St. Louis. MO and St. Paul, MN.  I looked at the screen on the back of the seat in front of me and learned that I was somewhere off the coast of Africa. In fact, &#8230; <a href="https://www.homza.com/what-do-you-believe-august-2020/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are You Too Social? (July 2020)</title>
		<link>https://www.homza.com/are-you-too-social-july-2020/</link>
		<comments>https://www.homza.com/are-you-too-social-july-2020/#respond</comments>
		<pubDate>Mon, 20 Jul 2020 18:01:16 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1567</guid>
		<description><![CDATA[When I started my career, being social with your colleagues meant going to the local watering hole after work to have a few drinks. Although the topic may have been sports, current events, vacation, or politics just to name a &#8230; <a href="https://www.homza.com/are-you-too-social-july-2020/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Improve The Situation (June 2020)</title>
		<link>https://www.homza.com/improve-the-situation-june-2020/</link>
		<comments>https://www.homza.com/improve-the-situation-june-2020/#respond</comments>
		<pubDate>Tue, 30 Jun 2020 17:56:39 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1565</guid>
		<description><![CDATA[I often find myself asking, “What can I do to improve the situation?”  Whatever state of affairs you find yourself in, that’s a good starting place. Ultimately, whether in your work or personal life, if you can leave any situation &#8230; <a href="https://www.homza.com/improve-the-situation-june-2020/"></a>]]></description>
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		<title>Set The Tone (May 2020)</title>
		<link>https://www.homza.com/set-the-tone-may-2020/</link>
		<comments>https://www.homza.com/set-the-tone-may-2020/#respond</comments>
		<pubDate>Fri, 29 May 2020 13:10:30 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1562</guid>
		<description><![CDATA[On the first Monday of the month (May 4th) my wife commented that I had “set the tone” for the day. I don’t think she was particularly pleased with me, but that’s a topic for another day. As leaders, we &#8230; <a href="https://www.homza.com/set-the-tone-may-2020/"></a>]]></description>
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		<title>Hollowness (April 2020)</title>
		<link>https://www.homza.com/hollowness-april-2020/</link>
		<comments>https://www.homza.com/hollowness-april-2020/#respond</comments>
		<pubDate>Thu, 30 Apr 2020 10:46:31 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1557</guid>
		<description><![CDATA[I’ve been writing these posts monthly since April 2006. My intent has always been to provide something that is thought provoking and educational. As I write this post during the worldwide outbreak of Covid-19 my goal is the same while &#8230; <a href="https://www.homza.com/hollowness-april-2020/"></a>]]></description>
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		<title>Covid-19 Crisis:  Were You Prepared? (March 2020)</title>
		<link>https://www.homza.com/covid-19-crisis-were-you-prepared-march-2020/</link>
		<comments>https://www.homza.com/covid-19-crisis-were-you-prepared-march-2020/#respond</comments>
		<pubDate>Tue, 31 Mar 2020 20:39:13 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1553</guid>
		<description><![CDATA[Many might be surprised that the title of this article is written in the past tense while we are still in the midst of crisis. That’s intentional for not one, but two reasons. First, the time to prepare for a &#8230; <a href="https://www.homza.com/covid-19-crisis-were-you-prepared-march-2020/"></a>]]></description>
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		<title>Spend!  Lessen The Dip While We Flatten The Curve (March 2020)</title>
		<link>https://www.homza.com/spend-lessen-the-dip-while-we-flatten-the-curve-march-2020/</link>
		<comments>https://www.homza.com/spend-lessen-the-dip-while-we-flatten-the-curve-march-2020/#respond</comments>
		<pubDate>Sat, 14 Mar 2020 17:46:30 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1549</guid>
		<description><![CDATA[My regular readers know that this monthly newsletter almost always comes out on the last day or two of the month. Coming out mid-month makes this a somewhat special edition. There are numerous messages about Covid-19 with almost every business &#8230; <a href="https://www.homza.com/spend-lessen-the-dip-while-we-flatten-the-curve-march-2020/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/spend-lessen-the-dip-while-we-flatten-the-curve-march-2020/feed/</wfw:commentRss>
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		<title>Slack Capacity And Time to Just Think (February 2020)</title>
		<link>https://www.homza.com/slack-capacity-and-time-to-just-think-february-2020/</link>
		<comments>https://www.homza.com/slack-capacity-and-time-to-just-think-february-2020/#respond</comments>
		<pubDate>Fri, 28 Feb 2020 23:16:31 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1540</guid>
		<description><![CDATA[Do you have some slack capacity? No person, system, or machine can run at 100% for an extended period of time. With that in mind, it’s important to operate in a manner incorporates some down time. For machines and systems, &#8230; <a href="https://www.homza.com/slack-capacity-and-time-to-just-think-february-2020/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/slack-capacity-and-time-to-just-think-february-2020/feed/</wfw:commentRss>
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		<title>Setting Goals (January 2020)</title>
		<link>https://www.homza.com/setting-goals-january-2020/</link>
		<comments>https://www.homza.com/setting-goals-january-2020/#respond</comments>
		<pubDate>Thu, 30 Jan 2020 21:50:01 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1535</guid>
		<description><![CDATA[It’s never a bad time to set goals but in the world of corporate and financial planning a lot of it happens in the last few months of the calendar year that is winding down and the first month of &#8230; <a href="https://www.homza.com/setting-goals-january-2020/"></a>]]></description>
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		<title>Tips For Rounding (December 2019)</title>
		<link>https://www.homza.com/tips-for-rounding-december-2019/</link>
		<comments>https://www.homza.com/tips-for-rounding-december-2019/#respond</comments>
		<pubDate>Tue, 31 Dec 2019 13:13:50 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1531</guid>
		<description><![CDATA[I usually don’t publish something in December dedicated to the turn of the calendar but with the change of the decade, I was thinking about what it means to be more well-rounded. I don’t pretend to have mastered the concept, &#8230; <a href="https://www.homza.com/tips-for-rounding-december-2019/"></a>]]></description>
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		<title>It Costs Too Much (November 2019)</title>
		<link>https://www.homza.com/it-costs-too-much-november-2019/</link>
		<comments>https://www.homza.com/it-costs-too-much-november-2019/#respond</comments>
		<pubDate>Sat, 30 Nov 2019 17:05:51 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1527</guid>
		<description><![CDATA[Whenever someone tells me something costs too much, I ask: “Compared to what?” Lately, I’ve had more than a few clients bemoan the cost of a possible solution. While it’s certainly appropriate to ask about costs my concern is in &#8230; <a href="https://www.homza.com/it-costs-too-much-november-2019/"></a>]]></description>
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		<title>Are You Prepared For Growth? (October 2019)</title>
		<link>https://www.homza.com/are-you-prepared-for-growth-october-2019/</link>
		<comments>https://www.homza.com/are-you-prepared-for-growth-october-2019/#respond</comments>
		<pubDate>Thu, 31 Oct 2019 21:24:33 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1523</guid>
		<description><![CDATA[Most CEOs I know want their company to grow. It’s a measure of success. But I often ask if they’ve thought about whether they are properly positioned to grow. The following are basic prerequisites to growth. Capital:  In order to &#8230; <a href="https://www.homza.com/are-you-prepared-for-growth-october-2019/"></a>]]></description>
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		<title>Technology as an Impediment (September 2019)</title>
		<link>https://www.homza.com/technology-as-an-impediment-september-2019/</link>
		<comments>https://www.homza.com/technology-as-an-impediment-september-2019/#respond</comments>
		<pubDate>Mon, 30 Sep 2019 15:03:23 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1519</guid>
		<description><![CDATA[Technology as an Impediment Technology is great and makes a lot of things possible but at times it can simply get in the way.  Here are some of my favorite (or maybe least favorite) examples of technology as an impediment. &#8230; <a href="https://www.homza.com/technology-as-an-impediment-september-2019/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/technology-as-an-impediment-september-2019/feed/</wfw:commentRss>
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		<title>Firsts (August 2019)</title>
		<link>https://www.homza.com/firsts-august-2019/</link>
		<comments>https://www.homza.com/firsts-august-2019/#respond</comments>
		<pubDate>Fri, 30 Aug 2019 21:43:05 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1513</guid>
		<description><![CDATA[Are you still tackling and accomplishing firsts? When we’re young, there are many things that we’re doing for the first time. Riding a bike, fishing, swimming, reading, writing, driving a car, college, moving out on our own; the list is &#8230; <a href="https://www.homza.com/firsts-august-2019/"></a>]]></description>
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		<title>How Efficient Are You? And How Do You Know? (July 2019)</title>
		<link>https://www.homza.com/how-efficient-are-you-and-how-do-you-know-july-2019/</link>
		<comments>https://www.homza.com/how-efficient-are-you-and-how-do-you-know-july-2019/#respond</comments>
		<pubDate>Fri, 26 Jul 2019 22:30:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1506</guid>
		<description><![CDATA[Whether you are an individual, a professional services firm that sells their time, a manufacturing firm, construction company, processing plant, or virtually any other kind of business that I can think of, you need some way to measure your efficiency. &#8230; <a href="https://www.homza.com/how-efficient-are-you-and-how-do-you-know-july-2019/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/how-efficient-are-you-and-how-do-you-know-july-2019/feed/</wfw:commentRss>
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		<title>Are You Getting The Coaching You Deserve? (June 2019)</title>
		<link>https://www.homza.com/are-you-getting-the-coaching-you-deserve-june-2019/</link>
		<comments>https://www.homza.com/are-you-getting-the-coaching-you-deserve-june-2019/#respond</comments>
		<pubDate>Fri, 28 Jun 2019 20:47:45 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1499</guid>
		<description><![CDATA[Earlier this  month I spent a day with Alan Weiss, PhD.  He’s a thought leader in the consulting field and you can learn more about him at AlanWeiss.com.  I’ve been a member of his community for a number of years and every &#8230; <a href="https://www.homza.com/are-you-getting-the-coaching-you-deserve-june-2019/"></a>]]></description>
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		<title>It&#8217;s Not Their Fault (May 2019)</title>
		<link>https://www.homza.com/its-not-their-fault-may-2019/</link>
		<comments>https://www.homza.com/its-not-their-fault-may-2019/#respond</comments>
		<pubDate>Fri, 31 May 2019 00:21:50 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1495</guid>
		<description><![CDATA[The Customer Service Agent is Beleaguered &#8211; And It’s Not THEIR Fault Last week Shep Hyken, a friend, author, and noted customer service speaker, wrote The Customer Is Angry – And, It’s Not Your Fault (you can follow the link &#8230; <a href="https://www.homza.com/its-not-their-fault-may-2019/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/its-not-their-fault-may-2019/feed/</wfw:commentRss>
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		<title>Decisions, Decisions, Decisions (April 2019)</title>
		<link>https://www.homza.com/decisions-decisions-decisions-april-2019/</link>
		<comments>https://www.homza.com/decisions-decisions-decisions-april-2019/#respond</comments>
		<pubDate>Tue, 30 Apr 2019 21:54:04 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1490</guid>
		<description><![CDATA[Every day we are faced with a multitude of choices. In fact, we are faced with so many that most of the time we aren’t even conscious of most of them. Our brains rapidly make choices moment by moment as &#8230; <a href="https://www.homza.com/decisions-decisions-decisions-april-2019/"></a>]]></description>
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		<title>What&#8217;s In Your Job Description? (March 2019)</title>
		<link>https://www.homza.com/whats-in-your-job-description-march-2019/</link>
		<comments>https://www.homza.com/whats-in-your-job-description-march-2019/#respond</comments>
		<pubDate>Tue, 30 Apr 2019 21:50:05 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1488</guid>
		<description><![CDATA[Do you know what’s in your job description?  Believe it or not, I hope that you don’t!  I’ve always viewed job descriptions as something that you read at the beginning of your employment and then put in a drawer and &#8230; <a href="https://www.homza.com/whats-in-your-job-description-march-2019/"></a>]]></description>
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		<title>Buckle Down (February 2019)</title>
		<link>https://www.homza.com/buckle-down-february-2019/</link>
		<comments>https://www.homza.com/buckle-down-february-2019/#respond</comments>
		<pubDate>Thu, 28 Feb 2019 13:35:38 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1484</guid>
		<description><![CDATA[Sometimes accomplishing a goal takes more effort than you’re accustomed to putting in. No matter how hard you might be working, there are times when you realize that the current level of effort isn’t quite enough and you just have &#8230; <a href="https://www.homza.com/buckle-down-february-2019/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/buckle-down-february-2019/feed/</wfw:commentRss>
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		<title>Boat Anchors (January 2019)</title>
		<link>https://www.homza.com/boat-anchors-january-2019/</link>
		<comments>https://www.homza.com/boat-anchors-january-2019/#respond</comments>
		<pubDate>Sun, 10 Feb 2019 17:52:21 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1479</guid>
		<description><![CDATA[Several years ago, we were vacationing in Florida and I rented a power boat for a few hours. I suppose my boating skills were a little rusty and I was definitely in unfamiliar waters. As we cruised up to a &#8230; <a href="https://www.homza.com/boat-anchors-january-2019/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/boat-anchors-january-2019/feed/</wfw:commentRss>
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		<title>Knowing What You Don&#8217;t Know (December 2018)</title>
		<link>https://www.homza.com/knowing-what-you-dont-know-december-2018/</link>
		<comments>https://www.homza.com/knowing-what-you-dont-know-december-2018/#respond</comments>
		<pubDate>Mon, 31 Dec 2018 18:01:54 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1471</guid>
		<description><![CDATA[As one grows in their career and life, it’s important to develop an expertise in one or more areas.  Most successful people make their living by doing something well. Whether that be someone who works with their mind or one &#8230; <a href="https://www.homza.com/knowing-what-you-dont-know-december-2018/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/knowing-what-you-dont-know-december-2018/feed/</wfw:commentRss>
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		<title>Random Questions (November 2018)</title>
		<link>https://www.homza.com/random-questions-november-2018/</link>
		<comments>https://www.homza.com/random-questions-november-2018/#respond</comments>
		<pubDate>Fri, 30 Nov 2018 17:26:30 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1467</guid>
		<description><![CDATA[I don’t often write these newsletters as lists but I had some questions swirling around in my head the other morning so I thought I would take the opportunity to share them with my readers. Ask yourself, are my employees &#8230; <a href="https://www.homza.com/random-questions-november-2018/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/random-questions-november-2018/feed/</wfw:commentRss>
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		<title>Keep Working The Problem (October 2018)</title>
		<link>https://www.homza.com/keep-working-the-problem-october-2018/</link>
		<comments>https://www.homza.com/keep-working-the-problem-october-2018/#respond</comments>
		<pubDate>Sat, 27 Oct 2018 22:40:48 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1461</guid>
		<description><![CDATA[Last week I faced a somewhat daunting challenge which basically required me to be in two different cities at the same time. Clearly, that’s just not possible so something was going to have to give and it didn’t seem like &#8230; <a href="https://www.homza.com/keep-working-the-problem-october-2018/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/keep-working-the-problem-october-2018/feed/</wfw:commentRss>
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		<title>How Much? (September 2018)</title>
		<link>https://www.homza.com/how-much-september-2018/</link>
		<comments>https://www.homza.com/how-much-september-2018/#respond</comments>
		<pubDate>Thu, 27 Sep 2018 12:58:55 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1457</guid>
		<description><![CDATA[How much?  It’s an inevitable question that nearly everyone asks during the buying process for most items.  Sure, there are exceptions. You might not ask how much the cup of coffee is because it’s posted on the wall or you &#8230; <a href="https://www.homza.com/how-much-september-2018/"></a>]]></description>
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		</item>
		<item>
		<title>Inflicting Pain (August 2018)</title>
		<link>https://www.homza.com/inflicting-pain-august-2018/</link>
		<comments>https://www.homza.com/inflicting-pain-august-2018/#respond</comments>
		<pubDate>Fri, 31 Aug 2018 02:16:15 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1453</guid>
		<description><![CDATA[After my softer, gentler message last month, as promised I am returning to the more traditional focus on finance, cash flow and business performance. It is a well-known fact (if you don’t believe me, check Google) that people are often &#8230; <a href="https://www.homza.com/inflicting-pain-august-2018/"></a>]]></description>
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		<title>You Never Know (July 2018)</title>
		<link>https://www.homza.com/you-never-know-july-2018/</link>
		<comments>https://www.homza.com/you-never-know-july-2018/#respond</comments>
		<pubDate>Tue, 31 Jul 2018 16:43:46 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1449</guid>
		<description><![CDATA[For those of you expecting the usual message about finance, cash flow or business performance, this month brings a bit of a different twist.  Hopefully, it is even more valuable. This past weekend I had the opportunity to talk with &#8230; <a href="https://www.homza.com/you-never-know-july-2018/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/you-never-know-july-2018/feed/</wfw:commentRss>
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		<title>My Seven P&#8217;s of Performance (June 2018)</title>
		<link>https://www.homza.com/my-seven-ps-of-performance-june-2018/</link>
		<comments>https://www.homza.com/my-seven-ps-of-performance-june-2018/#respond</comments>
		<pubDate>Mon, 25 Jun 2018 12:51:22 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">https://www.homza.com/?p=1441</guid>
		<description><![CDATA[My Seven P’s of Performance What drives performance?  I recently had the opportunity to spend the day at the BMW Performance Driving School in Greer, SC with my brother, Steve. This is the second time we’ve made the trip for &#8230; <a href="https://www.homza.com/my-seven-ps-of-performance-june-2018/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/my-seven-ps-of-performance-june-2018/feed/</wfw:commentRss>
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		<title>What&#8217;s Your Line of Sight? (May 2018)</title>
		<link>https://www.homza.com/whats-your-line-of-sight-may-2018/</link>
		<comments>https://www.homza.com/whats-your-line-of-sight-may-2018/#respond</comments>
		<pubDate>Thu, 31 May 2018 12:33:13 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1436</guid>
		<description><![CDATA[No one can predict the future (or at least not that I know of) but businesses need some line of sight into what tomorrow might bring.  Note that I used the word “might”.  Although no one can know with certainty &#8230; <a href="https://www.homza.com/whats-your-line-of-sight-may-2018/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/whats-your-line-of-sight-may-2018/feed/</wfw:commentRss>
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		<title>Are You Watching Your RADAR? (April 2018)</title>
		<link>https://www.homza.com/are-you-watching-your-radar-april-2018/</link>
		<comments>https://www.homza.com/are-you-watching-your-radar-april-2018/#respond</comments>
		<pubDate>Mon, 30 Apr 2018 00:06:15 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1430</guid>
		<description><![CDATA[Are you picking up early warning signals about the health of your business? That’s what RADAR (RAdio Detection And Ranging) does. It picks up signals long before something is close enough to do harm. If no one is paying attention, &#8230; <a href="https://www.homza.com/are-you-watching-your-radar-april-2018/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/are-you-watching-your-radar-april-2018/feed/</wfw:commentRss>
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		<title>The Statement of Cash Flows (March 2018)</title>
		<link>https://www.homza.com/the-statement-of-cash-flows-march-2018/</link>
		<comments>https://www.homza.com/the-statement-of-cash-flows-march-2018/#respond</comments>
		<pubDate>Fri, 16 Mar 2018 10:08:18 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1425</guid>
		<description><![CDATA[It’s been a while since I’ve written a piece that is technical in nature and deals with understanding financial statements so I suppose that I am overdue. The statement of cash flows is one of the most important, but least &#8230; <a href="https://www.homza.com/the-statement-of-cash-flows-march-2018/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/the-statement-of-cash-flows-march-2018/feed/</wfw:commentRss>
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		<title>The Written Word (February 2018)</title>
		<link>https://www.homza.com/the-written-word-february-2018/</link>
		<comments>https://www.homza.com/the-written-word-february-2018/#respond</comments>
		<pubDate>Fri, 02 Mar 2018 12:09:50 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1421</guid>
		<description><![CDATA[Back in the day (which day depends upon how far back in time you are willing to travel) the written word was handwritten or perhaps produced on an Underwood typewriter, a Wang computer, or via the program Word Perfect (I &#8230; <a href="https://www.homza.com/the-written-word-february-2018/"></a>]]></description>
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		<title>The Elevator Ride (January 2018)</title>
		<link>https://www.homza.com/the-elevator-ride-january-2018/</link>
		<comments>https://www.homza.com/the-elevator-ride-january-2018/#respond</comments>
		<pubDate>Fri, 02 Mar 2018 12:07:26 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1419</guid>
		<description><![CDATA[It was January 2nd and the first workday of the New Year. I looked down at my watch. It read 8:01 AM and I was heading to an 8:00 AM meeting. I’m a minute late but had already gotten a &#8230; <a href="https://www.homza.com/the-elevator-ride-january-2018/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/the-elevator-ride-january-2018/feed/</wfw:commentRss>
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		<title>What A Year! (December 2017)</title>
		<link>https://www.homza.com/what-a-year-december-2017/</link>
		<comments>https://www.homza.com/what-a-year-december-2017/#respond</comments>
		<pubDate>Sun, 31 Dec 2017 15:28:58 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1415</guid>
		<description><![CDATA[No matter where you stand on the political spectrum hopefully we can all look back on 2017 and agree to say “What A Year!”  And no matter your views on tax reform, I can guarantee you that if you’re fortunate &#8230; <a href="https://www.homza.com/what-a-year-december-2017/"></a>]]></description>
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		<title>Don&#8217;t Sell . . . Help Them Buy (November 2017)</title>
		<link>https://www.homza.com/dont-sell-help-them-buy-november-2017/</link>
		<comments>https://www.homza.com/dont-sell-help-them-buy-november-2017/#respond</comments>
		<pubDate>Sun, 31 Dec 2017 15:25:52 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1413</guid>
		<description><![CDATA[There is a difference between selling something and helping someone buy what they want or need.  Frankly, I don’t like to be sold to . . . but I love it when people help me buy. What’s the difference? To &#8230; <a href="https://www.homza.com/dont-sell-help-them-buy-november-2017/"></a>]]></description>
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		<title>Who&#8217;s Selling For You? (October 2017)</title>
		<link>https://www.homza.com/whos-selling-for-you-october-2017/</link>
		<comments>https://www.homza.com/whos-selling-for-you-october-2017/#respond</comments>
		<pubDate>Sat, 28 Oct 2017 10:17:03 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1409</guid>
		<description><![CDATA[Who’s selling for you?  If your first reaction is to think about the list of names of people you’re paying on your sales team that’s only part of the answer.  Those people are paid, usually through a base salary and &#8230; <a href="https://www.homza.com/whos-selling-for-you-october-2017/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/whos-selling-for-you-october-2017/feed/</wfw:commentRss>
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		<title>Do You Read Too Much? (September 2017)</title>
		<link>https://www.homza.com/do-you-read-too-much-september-2017/</link>
		<comments>https://www.homza.com/do-you-read-too-much-september-2017/#respond</comments>
		<pubDate>Sat, 28 Oct 2017 10:15:18 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1407</guid>
		<description><![CDATA[Do you read too much?  That might sound like a strange question on the surface so let me expound upon it a bit.  Do you read too much and put into practice too little? I’ve recently had a few experiences &#8230; <a href="https://www.homza.com/do-you-read-too-much-september-2017/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/do-you-read-too-much-september-2017/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Introduction:  Marketing Meet Operations (August 2017)</title>
		<link>https://www.homza.com/introduction-marketing-meet-operations-august-2017/</link>
		<comments>https://www.homza.com/introduction-marketing-meet-operations-august-2017/#respond</comments>
		<pubDate>Tue, 29 Aug 2017 13:20:46 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1401</guid>
		<description><![CDATA[Have your marketing and operations teams met? We recently took a family vacation which was somewhat hastily thrown together (note that I didn’t use the word “planned”).  We picked a resort and booked it based upon their web site (mistake &#8230; <a href="https://www.homza.com/introduction-marketing-meet-operations-august-2017/"></a>]]></description>
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		<title>Persistence Pays (July 2017)</title>
		<link>https://www.homza.com/persistence-pays-july-2017/</link>
		<comments>https://www.homza.com/persistence-pays-july-2017/#respond</comments>
		<pubDate>Mon, 31 Jul 2017 12:46:18 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1392</guid>
		<description><![CDATA[Too often, people are not sufficiently persistent in their pursuit of a goal. This can manifest itself in a couple of different ways. They pursue something over a limited period of time and then give up when they fail to &#8230; <a href="https://www.homza.com/persistence-pays-july-2017/"></a>]]></description>
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		<title>Easy Come . . . Not So Easy Go  (June 2017)</title>
		<link>https://www.homza.com/easy-come-not-so-easy-go-june-2017/</link>
		<comments>https://www.homza.com/easy-come-not-so-easy-go-june-2017/#respond</comments>
		<pubDate>Thu, 29 Jun 2017 22:26:27 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1388</guid>
		<description><![CDATA[Most have heard the old saying, “Easy come, easy go” and that may be true for some things, but it’s certainly not true when it comes to debt.   When it comes to debt, the saying should be “easy come, not &#8230; <a href="https://www.homza.com/easy-come-not-so-easy-go-june-2017/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/easy-come-not-so-easy-go-june-2017/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Expert Advice vs. The Opinion of Others (May 2017)</title>
		<link>https://www.homza.com/expert-advice-vs-the-opinion-of-others-may-2017/</link>
		<comments>https://www.homza.com/expert-advice-vs-the-opinion-of-others-may-2017/#respond</comments>
		<pubDate>Wed, 31 May 2017 19:41:31 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1382</guid>
		<description><![CDATA[When you’re trying to decide upon a course of action, to whom do you turn for advice and counsel?   Let me ask it another way, do you seek out the advice of experts or just the opinion of others? For &#8230; <a href="https://www.homza.com/expert-advice-vs-the-opinion-of-others-may-2017/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/expert-advice-vs-the-opinion-of-others-may-2017/feed/</wfw:commentRss>
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		<title>Watch Your Language (April 2017)</title>
		<link>https://www.homza.com/watch-your-language-april-2017/</link>
		<comments>https://www.homza.com/watch-your-language-april-2017/#respond</comments>
		<pubDate>Sun, 30 Apr 2017 16:44:25 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>
		<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1378</guid>
		<description><![CDATA[No, this isn’t an article about expletives in the workplace.  Frankly, those are much more tolerable than the words that I am addressing today. Expletives might be offensive and create a less than pleasant work environment for some but it &#8230; <a href="https://www.homza.com/watch-your-language-april-2017/"></a>]]></description>
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		<title>Are You Out Over Your Ski Tips? (March 2017)</title>
		<link>https://www.homza.com/are-you-out-over-your-ski-tips-march-2017/</link>
		<comments>https://www.homza.com/are-you-out-over-your-ski-tips-march-2017/#respond</comments>
		<pubDate>Sun, 30 Apr 2017 16:40:36 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1374</guid>
		<description><![CDATA[I just returned from my annual ski vacation in Vail, Colorado. Getting significant ski time in only once a year does little to help me significantly develop my skiing ability. While my style is greatly improved from years ago and &#8230; <a href="https://www.homza.com/are-you-out-over-your-ski-tips-march-2017/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/are-you-out-over-your-ski-tips-march-2017/feed/</wfw:commentRss>
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		<title>Building A House (February 2017)</title>
		<link>https://www.homza.com/building-a-house-february-2017/</link>
		<comments>https://www.homza.com/building-a-house-february-2017/#respond</comments>
		<pubDate>Tue, 28 Feb 2017 15:53:27 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1369</guid>
		<description><![CDATA[Everyone knows that one of the first steps in building a house (after the plans and permits are taken care of) is to have the roofers on site to construct the roof and then the other trades build the rest &#8230; <a href="https://www.homza.com/building-a-house-february-2017/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/building-a-house-february-2017/feed/</wfw:commentRss>
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		<title>Delays Beget Delays (January 2017)</title>
		<link>https://www.homza.com/delays-beget-delays-january-2017/</link>
		<comments>https://www.homza.com/delays-beget-delays-january-2017/#respond</comments>
		<pubDate>Tue, 28 Feb 2017 15:51:16 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1367</guid>
		<description><![CDATA[Delays beget delays.  Speed generates speed.  Ask yourself how your organization behaves. I have the benefit of working with multiple organizations simultaneously so I have the unique ability to benchmark decision processes between organizations as they are occurring in real &#8230; <a href="https://www.homza.com/delays-beget-delays-january-2017/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/delays-beget-delays-january-2017/feed/</wfw:commentRss>
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		<title>The Voting Process: Revisited (December 2016)</title>
		<link>https://www.homza.com/the-voting-process-revisited-december-2016/</link>
		<comments>https://www.homza.com/the-voting-process-revisited-december-2016/#respond</comments>
		<pubDate>Sat, 31 Dec 2016 19:38:16 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1361</guid>
		<description><![CDATA[Eight years ago I published a newsletter titled The (Voting) Process.  It wasn’t about the Electoral College, campaigning or the politics of the time but rather about the arcane process at my local polling place. I discussed what seemed to &#8230; <a href="https://www.homza.com/the-voting-process-revisited-december-2016/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/the-voting-process-revisited-december-2016/feed/</wfw:commentRss>
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		<title>Lost or Found? (November 2017)</title>
		<link>https://www.homza.com/lost-or-found-november-2017/</link>
		<comments>https://www.homza.com/lost-or-found-november-2017/#respond</comments>
		<pubDate>Wed, 30 Nov 2016 22:45:26 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1357</guid>
		<description><![CDATA[This is the third newsletter that I am writing as I sit in an airport delayed on my way back from Thanksgiving travels.  When the airline announced a flight delay, I had a decision to make. Would the delay end &#8230; <a href="https://www.homza.com/lost-or-found-november-2017/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/lost-or-found-november-2017/feed/</wfw:commentRss>
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		<title>When Customers Care Enough to Complain (October 2016)</title>
		<link>https://www.homza.com/when-customers-care-enough-to-complain-october-2016/</link>
		<comments>https://www.homza.com/when-customers-care-enough-to-complain-october-2016/#respond</comments>
		<pubDate>Wed, 23 Nov 2016 13:30:48 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1353</guid>
		<description><![CDATA[When businesses receive a customer complaint, they would be well served to listen carefully. Those that take the time to voice a complaint have likely been your most loyal consumers over time and are taking the time to bring a &#8230; <a href="https://www.homza.com/when-customers-care-enough-to-complain-october-2016/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>I Don&#8217;t Golf (September 2016)</title>
		<link>https://www.homza.com/i-dont-golf-september-2016/</link>
		<comments>https://www.homza.com/i-dont-golf-september-2016/#respond</comments>
		<pubDate>Fri, 30 Sep 2016 18:29:53 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1349</guid>
		<description><![CDATA[I don’t golf. That might seem like a strange opening for a blog post titled “Finance Matters”. Who cares whether I care to spend my Saturdays walking around swinging a golf club or not? But, there’s a point to be &#8230; <a href="https://www.homza.com/i-dont-golf-september-2016/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Calling All Bankers (August 2016)</title>
		<link>https://www.homza.com/calling-all-bankers-august-2016/</link>
		<comments>https://www.homza.com/calling-all-bankers-august-2016/#respond</comments>
		<pubDate>Wed, 31 Aug 2016 13:50:47 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1342</guid>
		<description><![CDATA[I am well known for talking with clients (and anyone who will listen) on the subject of how business owners can do a better job of working with their bankers. I’ve done a monthly newsletter and podcast on the subject &#8230; <a href="https://www.homza.com/calling-all-bankers-august-2016/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/calling-all-bankers-august-2016/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>I Don&#8217;t Do Losses (July 2016)</title>
		<link>https://www.homza.com/i-dont-do-losses-july-2016/</link>
		<comments>https://www.homza.com/i-dont-do-losses-july-2016/#respond</comments>
		<pubDate>Fri, 29 Jul 2016 22:22:42 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1337</guid>
		<description><![CDATA[Recently I was talking with a CPA about the legal structure of a client vis-à-vis tax related issues. First, let me say that I’m not a CPA and I rely on tax matter experts for both my own and all &#8230; <a href="https://www.homza.com/i-dont-do-losses-july-2016/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Having The Confidence To Ignore Naysayers</title>
		<link>https://www.homza.com/having-the-confidence-to-ignore-naysayers/</link>
		<comments>https://www.homza.com/having-the-confidence-to-ignore-naysayers/#respond</comments>
		<pubDate>Wed, 13 Jul 2016 08:00:11 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Power of Prediction]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1309</guid>
		<description><![CDATA[In today’s podcast Ken concludes the series by warning against listening to naysayers.]]></description>
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			<itunes:subtitle>In today’s podcast Ken concludes the series by warning against listening to naysayers.</itunes:subtitle>
		<itunes:summary>In today’s podcast Ken concludes the series by warning against listening to naysayers.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:29</itunes:duration>
	</item>
		<item>
		<title>Working On Your Business, Not In The Business</title>
		<link>https://www.homza.com/working-on-your-business-not-in-the-business/</link>
		<comments>https://www.homza.com/working-on-your-business-not-in-the-business/#respond</comments>
		<pubDate>Wed, 06 Jul 2016 08:00:15 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Power of Prediction]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1306</guid>
		<description><![CDATA[Ken explores the differences between working on your business and working in your business.]]></description>
		<wfw:commentRss>https://www.homza.com/working-on-your-business-not-in-the-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/05/Homza-160427-Q7-Working-On-Your-Business-Not-In-The-Business.mp3" length="6255061" type="audio/mpeg" />
			<itunes:subtitle>Ken explores the differences between working on your business and working in your business.</itunes:subtitle>
		<itunes:summary>Ken explores the differences between working on your business and working in your business.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:21</itunes:duration>
	</item>
		<item>
		<title>Distill (June 2016)</title>
		<link>https://www.homza.com/distill-june-2016/</link>
		<comments>https://www.homza.com/distill-june-2016/#respond</comments>
		<pubDate>Thu, 30 Jun 2016 11:49:47 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1333</guid>
		<description><![CDATA[Distill. Simplify. Refine. Condense. Reduce. Shrink. Edit. Summarize. Purify. Shorten. Abbreviate. Crystalize. These are all words which suggest reducing something to its simplest form.  I’m sure you can think of others.  Pick whichever one you like and post it on &#8230; <a href="https://www.homza.com/distill-june-2016/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/distill-june-2016/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Distill Your Business To Your True Passion</title>
		<link>https://www.homza.com/distill-your-business-to-your-true-passion/</link>
		<comments>https://www.homza.com/distill-your-business-to-your-true-passion/#respond</comments>
		<pubDate>Wed, 29 Jun 2016 08:00:32 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Power of Prediction]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1301</guid>
		<description><![CDATA[Ken shares ways to distill your business to its most basic elements and be true to your passion using a simple framework.]]></description>
		<wfw:commentRss>https://www.homza.com/distill-your-business-to-your-true-passion/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/05/Homza-160419-Q6-Distill-Your-Business-To-Your-True-Passion.mp3" length="7304554" type="audio/mpeg" />
			<itunes:subtitle>Ken shares ways to distill your business to its most basic elements and be true to your passion using a simple framework.</itunes:subtitle>
		<itunes:summary>Ken shares ways to distill your business to its most basic elements and be true to your passion using a simple framework.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>5:04</itunes:duration>
	</item>
		<item>
		<title>The Key Internal And External Factors That Impact Your Business</title>
		<link>https://www.homza.com/the-key-internal-and-external-factors-that-impact-your-business/</link>
		<comments>https://www.homza.com/the-key-internal-and-external-factors-that-impact-your-business/#respond</comments>
		<pubDate>Wed, 22 Jun 2016 08:00:19 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Power of Prediction]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1298</guid>
		<description><![CDATA[Ken discusses dealing with factors that can impact your business and the importance of recognizing which ones are critical to your success.]]></description>
		<wfw:commentRss>https://www.homza.com/the-key-internal-and-external-factors-that-impact-your-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/05/Homza-160419-Q5-The-Key-Internal-And-External-Factors-That-Impact-Your-Business.mp3" length="5888321" type="audio/mpeg" />
			<itunes:subtitle>Ken discusses dealing with factors that can impact your business and the importance of recognizing which ones are critical to your success.</itunes:subtitle>
		<itunes:summary>Ken discusses dealing with factors that can impact your business and the importance of recognizing which ones are critical to your success.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:05</itunes:duration>
	</item>
		<item>
		<title>Commitment To Achieve Your Goal</title>
		<link>https://www.homza.com/commitment-to-achieve-your-goal/</link>
		<comments>https://www.homza.com/commitment-to-achieve-your-goal/#respond</comments>
		<pubDate>Wed, 15 Jun 2016 08:00:50 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Power of Prediction]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1295</guid>
		<description><![CDATA[Ken stresses the importance of having a serious commitment to your long-term goals when faced with obstacles and challenges.]]></description>
		<wfw:commentRss>https://www.homza.com/commitment-to-achieve-your-goal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/05/Homza-160419-Q4-Commitment-To-Achieve-Your-Goal.mp3" length="6234986" type="audio/mpeg" />
			<itunes:subtitle>Ken stresses the importance of having a serious commitment to your long-term goals when faced with obstacles and challenges.</itunes:subtitle>
		<itunes:summary>Ken stresses the importance of having a serious commitment to your long-term goals when faced with obstacles and challenges.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:20</itunes:duration>
	</item>
		<item>
		<title>Turning Your Vision Into Meaningful Projections</title>
		<link>https://www.homza.com/turning-your-vision-into-meaningful-projections/</link>
		<comments>https://www.homza.com/turning-your-vision-into-meaningful-projections/#respond</comments>
		<pubDate>Wed, 08 Jun 2016 08:00:57 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Power of Prediction]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1292</guid>
		<description><![CDATA[]]></description>
		<wfw:commentRss>https://www.homza.com/turning-your-vision-into-meaningful-projections/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/05/Homza-160419-Q3-Turning-Your-Vision-Into-Meaningful-Projections.mp3" length="5453209" type="audio/mpeg" />
			<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:47</itunes:duration>
	</item>
		<item>
		<title>Solid Grounding In Historical And Current Financial Position</title>
		<link>https://www.homza.com/solid-grounding-in-historical-and-current-financial-position/</link>
		<comments>https://www.homza.com/solid-grounding-in-historical-and-current-financial-position/#respond</comments>
		<pubDate>Wed, 01 Jun 2016 08:00:22 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Power of Prediction]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1282</guid>
		<description><![CDATA[In today’s podcast Ken examines the importance of accurate financial records. Click here to hear the previous podcast in this series. &#160;]]></description>
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		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/05/Homza-160419-Q2-Solid-Grounding-In-Historical-And-Current-Financial-Position.mp3" length="6135332" type="audio/mpeg" />
			<itunes:subtitle>In today’s podcast Ken examines the importance of accurate financial records. Click here to hear the previous podcast in this series.  </itunes:subtitle>
		<itunes:summary>In today’s podcast Ken examines the importance of accurate financial records. Click here to hear the previous podcast in this series.  </itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:16</itunes:duration>
	</item>
		<item>
		<title>The Extra Mile (May 2016)</title>
		<link>https://www.homza.com/the-extra-mile-may-2016/</link>
		<comments>https://www.homza.com/the-extra-mile-may-2016/#respond</comments>
		<pubDate>Tue, 31 May 2016 12:02:33 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1324</guid>
		<description><![CDATA[The inspiration for my monthly newsletters comes from many different places. Sometimes it is a client experience that I think will be of interest to my readers, at times an experience I personally had with a business, others from a &#8230; <a href="https://www.homza.com/the-extra-mile-may-2016/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Power of Prediction: Creating Your Future &#8211; Introduction</title>
		<link>https://www.homza.com/the-power-of-prediction-creating-your-future-introduction/</link>
		<comments>https://www.homza.com/the-power-of-prediction-creating-your-future-introduction/#respond</comments>
		<pubDate>Thu, 19 May 2016 00:00:31 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[Process Visuals]]></category>
		<category><![CDATA[The Power of Prediction]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1278</guid>
		<description><![CDATA[Ken introduces this new series to share with you the seven keys to the Power of Prediction.]]></description>
		<wfw:commentRss>https://www.homza.com/the-power-of-prediction-creating-your-future-introduction/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/05/Homza-160419-Q1-Introduction.mp3" length="5747835" type="audio/mpeg" />
			<itunes:subtitle>Ken introduces this new series to share with you the seven keys to the Power of Prediction.</itunes:subtitle>
		<itunes:summary>Ken introduces this new series to share with you the seven keys to the Power of Prediction.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:59</itunes:duration>
	</item>
		<item>
		<title>Seven Things To Think About Over The Next Seven Years</title>
		<link>https://www.homza.com/seven-things-to-think-about-over-the-next-seven-years/</link>
		<comments>https://www.homza.com/seven-things-to-think-about-over-the-next-seven-years/#respond</comments>
		<pubDate>Wed, 04 May 2016 08:00:46 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[Seven Times Seven Series]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1257</guid>
		<description><![CDATA[In today’s podcast Ken asks you to consider how seven different scenarios could impact your business.]]></description>
		<wfw:commentRss>https://www.homza.com/seven-things-to-think-about-over-the-next-seven-years/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/02/Homza-151201-Q2-7-Things-To-Think-About-Over-The-Next-7-Years-Rev.mp3" length="6325283" type="audio/mpeg" />
			<itunes:subtitle>In today’s podcast Ken asks you to consider how seven different scenarios could impact your business.</itunes:subtitle>
		<itunes:summary>In today’s podcast Ken asks you to consider how seven different scenarios could impact your business.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:24</itunes:duration>
	</item>
		<item>
		<title>Transition Planning 101 (April 2016)</title>
		<link>https://www.homza.com/transition-planning-101/</link>
		<comments>https://www.homza.com/transition-planning-101/#respond</comments>
		<pubDate>Fri, 29 Apr 2016 20:34:27 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1270</guid>
		<description><![CDATA[As I write this newsletter, I have insights into several businesses where transition issues are somewhat of a hot topic.  Frankly, this isn’t an area on which I focus but I have dealt with it over the years. The differences &#8230; <a href="https://www.homza.com/transition-planning-101/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/transition-planning-101/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Seven Things My Seven Year Old Already Knows About Success In Business And Life</title>
		<link>https://www.homza.com/seven-things-my-seven-year-old-already-knows-about-success-in-business-and-life/</link>
		<comments>https://www.homza.com/seven-things-my-seven-year-old-already-knows-about-success-in-business-and-life/#respond</comments>
		<pubDate>Wed, 27 Apr 2016 08:00:35 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[Seven Times Seven Series]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1254</guid>
		<description><![CDATA[What does my seven year old already know about success in business and life?  Listen today to find out!]]></description>
		<wfw:commentRss>https://www.homza.com/seven-things-my-seven-year-old-already-knows-about-success-in-business-and-life/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/02/Homza-151030-Q5-Seven-Things-My-Seven-Year-Old-Already-Knows.mp3" length="5440667" type="audio/mpeg" />
			<itunes:subtitle>What does my seven year old already know about success in business and life?  Listen today to find out!</itunes:subtitle>
		<itunes:summary>What does my seven year old already know about success in business and life?  Listen today to find out!</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:47</itunes:duration>
	</item>
		<item>
		<title>Seven Critical Skills Every Executive Must Possess</title>
		<link>https://www.homza.com/seven-critical-skills-every-executive-must-possess/</link>
		<comments>https://www.homza.com/seven-critical-skills-every-executive-must-possess/#respond</comments>
		<pubDate>Wed, 20 Apr 2016 08:00:15 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[Process Visuals]]></category>
		<category><![CDATA[Seven Times Seven Series]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1251</guid>
		<description><![CDATA[In today’s podcast, Ken shares seven critical business skills every executive must bring to the table.]]></description>
		<wfw:commentRss>https://www.homza.com/seven-critical-skills-every-executive-must-possess/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/02/Homza-151030-Q4-Seven-Critical-Skills-Every-Executive-Must-Possess.mp3" length="5526563" type="audio/mpeg" />
			<itunes:subtitle>In today’s podcast, Ken shares seven critical business skills every executive must bring to the table.</itunes:subtitle>
		<itunes:summary>In today’s podcast, Ken shares seven critical business skills every executive must bring to the table.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:50</itunes:duration>
	</item>
		<item>
		<title>Seven Reasons To Have A Monthly Review Meeting</title>
		<link>https://www.homza.com/seven-reasons-to-have-a-monthly-review-meeting/</link>
		<comments>https://www.homza.com/seven-reasons-to-have-a-monthly-review-meeting/#respond</comments>
		<pubDate>Wed, 13 Apr 2016 08:00:41 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[Seven Times Seven Series]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1248</guid>
		<description><![CDATA[Ken explains the importance of the monthly financial review meeting.]]></description>
		<wfw:commentRss>https://www.homza.com/seven-reasons-to-have-a-monthly-review-meeting/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/02/Homza-151201-Q1-7-Reasons-To-Have-A-Monthly-Review-Meeting.mp3" length="5558530" type="audio/mpeg" />
			<itunes:subtitle>Ken explains the importance of the monthly financial review meeting.</itunes:subtitle>
		<itunes:summary>Ken explains the importance of the monthly financial review meeting.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:52</itunes:duration>
	</item>
		<item>
		<title>Seven Reasons My Favorite Clients Are My Favorite Clients</title>
		<link>https://www.homza.com/seven-reasons-my-favorite-clients-are-my-favorite-clients/</link>
		<comments>https://www.homza.com/seven-reasons-my-favorite-clients-are-my-favorite-clients/#respond</comments>
		<pubDate>Wed, 06 Apr 2016 08:00:53 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[Seven Times Seven Series]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1245</guid>
		<description><![CDATA[Ken explains why some of his favorite clients ARE his favorite clients.]]></description>
		<wfw:commentRss>https://www.homza.com/seven-reasons-my-favorite-clients-are-my-favorite-clients/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/02/Homza-151030-Q3-Seven-Reasons-My-Favorite-Clients-Are-My-Favorite-Clients.mp3" length="5153524" type="audio/mpeg" />
			<itunes:subtitle>Ken explains why some of his favorite clients ARE his favorite clients.</itunes:subtitle>
		<itunes:summary>Ken explains why some of his favorite clients ARE his favorite clients.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:35</itunes:duration>
	</item>
		<item>
		<title>A Long Term Vision And Consistent Performance (March 2016)</title>
		<link>https://www.homza.com/a-long-term-vision-and-consistent-performance-march-2016/</link>
		<comments>https://www.homza.com/a-long-term-vision-and-consistent-performance-march-2016/#respond</comments>
		<pubDate>Thu, 31 Mar 2016 15:09:17 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1263</guid>
		<description><![CDATA[Today, I celebrate the ten year anniversary of my Finance Matters newsletter.  When I started this venture, I tried to come up with a dozen topics so that I could make it through the first year.  I got to ten &#8230; <a href="https://www.homza.com/a-long-term-vision-and-consistent-performance-march-2016/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/a-long-term-vision-and-consistent-performance-march-2016/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Seven Ways To Help Your Banker Help You</title>
		<link>https://www.homza.com/seven-ways-to-help-your-banker-help-you/</link>
		<comments>https://www.homza.com/seven-ways-to-help-your-banker-help-you/#respond</comments>
		<pubDate>Wed, 30 Mar 2016 08:00:59 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[Seven Times Seven Series]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1242</guid>
		<description><![CDATA[Ken shares seven tips to developing a better relationship with your banker.]]></description>
		<wfw:commentRss>https://www.homza.com/seven-ways-to-help-your-banker-help-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/02/Homza-151030-Q2-Seven-Ways-To-Help-Your-Banker-Help-You.mp3" length="5448813" type="audio/mpeg" />
			<itunes:subtitle>Ken shares seven tips to developing a better relationship with your banker.</itunes:subtitle>
		<itunes:summary>Ken shares seven tips to developing a better relationship with your banker.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:47</itunes:duration>
	</item>
		<item>
		<title>Seven Mistakes Most Business Owners Make</title>
		<link>https://www.homza.com/seven-mistakes-most-business-owners-make/</link>
		<comments>https://www.homza.com/seven-mistakes-most-business-owners-make/#respond</comments>
		<pubDate>Wed, 23 Mar 2016 08:00:41 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[Seven Times Seven Series]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1239</guid>
		<description><![CDATA[Ken discusses seven mistakes that every business owner must avoid.]]></description>
		<wfw:commentRss>https://www.homza.com/seven-mistakes-most-business-owners-make/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/02/Homza-151030-Q1-Seven-Mistakes-Most-Business-Owners-Make.mp3" length="6659432" type="audio/mpeg" />
			<itunes:subtitle>Ken discusses seven mistakes that every business owner must avoid.</itunes:subtitle>
		<itunes:summary>Ken discusses seven mistakes that every business owner must avoid.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:37</itunes:duration>
	</item>
		<item>
		<title>Seven Times Seven Series:  Introduction</title>
		<link>https://www.homza.com/seven-times-seven-series-introduction/</link>
		<comments>https://www.homza.com/seven-times-seven-series-introduction/#respond</comments>
		<pubDate>Wed, 16 Mar 2016 08:00:44 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[Seven Times Seven Series]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1231</guid>
		<description><![CDATA[Ken shares an overview of his new series Seven Times Seven.]]></description>
		<wfw:commentRss>https://www.homza.com/seven-times-seven-series-introduction/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/02/Homza-151201-Intro-7-times-7-series.mp3" length="4157926" type="audio/mpeg" />
			<itunes:subtitle>Ken shares an overview of his new series Seven Times Seven.</itunes:subtitle>
		<itunes:summary>Ken shares an overview of his new series Seven Times Seven.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>2:53</itunes:duration>
	</item>
		<item>
		<title>When Is The Best Time To Exit?</title>
		<link>https://www.homza.com/when-is-the-best-time-to-exit/</link>
		<comments>https://www.homza.com/when-is-the-best-time-to-exit/#respond</comments>
		<pubDate>Wed, 09 Mar 2016 08:00:40 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Conversation With Ken]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1209</guid>
		<description><![CDATA[Ken speaks on the best time to execute an exit strategy and what path to follow.]]></description>
		<wfw:commentRss>https://www.homza.com/when-is-the-best-time-to-exit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/01/Homza-151218-Q8-When-Is-The-Best-Time-To-Exit.mp3" length="7737756" type="audio/mpeg" />
			<itunes:subtitle>Ken speaks on the best time to execute an exit strategy and what path to follow.</itunes:subtitle>
		<itunes:summary>Ken speaks on the best time to execute an exit strategy and what path to follow.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>5:22</itunes:duration>
	</item>
		<item>
		<title>Is There Good Debt Versus Bad Debt?</title>
		<link>https://www.homza.com/is-there-good-debt-versus-bad-debt/</link>
		<comments>https://www.homza.com/is-there-good-debt-versus-bad-debt/#respond</comments>
		<pubDate>Wed, 02 Mar 2016 08:00:18 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Conversation With Ken]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1206</guid>
		<description><![CDATA[Ken answers the question of good debt vs. bad in today’s podcast.]]></description>
		<wfw:commentRss>https://www.homza.com/is-there-good-debt-versus-bad-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/01/Homza-151218-Q7-Is-There-Good-Debt-Versus-Bad-Debt.mp3" length="5877634" type="audio/mpeg" />
			<itunes:subtitle>Ken answers the question of good debt vs. bad in today’s podcast.</itunes:subtitle>
		<itunes:summary>Ken answers the question of good debt vs. bad in today’s podcast.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:05</itunes:duration>
	</item>
		<item>
		<title>That Don&#8217;t Impress Me Much (February 2016)</title>
		<link>https://www.homza.com/that-dont-impress-me-much-february-2016/</link>
		<comments>https://www.homza.com/that-dont-impress-me-much-february-2016/#respond</comments>
		<pubDate>Mon, 29 Feb 2016 11:50:48 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1224</guid>
		<description><![CDATA[OK, how’s quoting a 1998 hit by Shania Twain as a business reference?  For those who don’t remember, are too young to remember, or just want to revisit the ‘90’s, here’s a link to That Don’t Impress Me Much on &#8230; <a href="https://www.homza.com/that-dont-impress-me-much-february-2016/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/that-dont-impress-me-much-february-2016/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Does One Need A Fractional CFO?</title>
		<link>https://www.homza.com/when-does-one-need-a-fractional-cfo/</link>
		<comments>https://www.homza.com/when-does-one-need-a-fractional-cfo/#respond</comments>
		<pubDate>Wed, 24 Feb 2016 08:00:54 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Conversation With Ken]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1203</guid>
		<description><![CDATA[In this podcast Ken shares when it’s best to retain a fractional CFO.]]></description>
		<wfw:commentRss>https://www.homza.com/when-does-one-need-a-fractional-cfo/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/01/Homza-151218-Q6-When-Does-One-Need-A-Fractional-CFO.mp3" length="5897070" type="audio/mpeg" />
			<itunes:subtitle>In this podcast Ken shares when it’s best to retain a fractional CFO.</itunes:subtitle>
		<itunes:summary>In this podcast Ken shares when it’s best to retain a fractional CFO.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:06</itunes:duration>
	</item>
		<item>
		<title>How to Avoid Complacency</title>
		<link>https://www.homza.com/how-to-avoid-complacency/</link>
		<comments>https://www.homza.com/how-to-avoid-complacency/#respond</comments>
		<pubDate>Wed, 17 Feb 2016 08:00:22 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Conversation With Ken]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1200</guid>
		<description><![CDATA[How do you avoid becoming complacent when business is good?  Join Ken as he discusses this issue.]]></description>
		<wfw:commentRss>https://www.homza.com/how-to-avoid-complacency/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/01/Homza-151218-Q5-How-To-Avoid-Complacence.mp3" length="5963514" type="audio/mpeg" />
			<itunes:subtitle>How do you avoid becoming complacent when business is good?  Join Ken as he discusses this issue.</itunes:subtitle>
		<itunes:summary>How do you avoid becoming complacent when business is good?  Join Ken as he discusses this issue.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:08</itunes:duration>
	</item>
		<item>
		<title>Investing In The Future</title>
		<link>https://www.homza.com/investing-in-the-future/</link>
		<comments>https://www.homza.com/investing-in-the-future/#respond</comments>
		<pubDate>Wed, 10 Feb 2016 08:00:10 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Conversation With Ken]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1194</guid>
		<description><![CDATA[Today Ken answers the question – where do his clients invest?]]></description>
		<wfw:commentRss>https://www.homza.com/investing-in-the-future/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/01/Homza-151218-Q4-Investing-In-The-Future.mp3" length="6891383" type="audio/mpeg" />
			<itunes:subtitle>Today Ken answers the question – where do his clients invest?</itunes:subtitle>
		<itunes:summary>Today Ken answers the question – where do his clients invest?</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:47</itunes:duration>
	</item>
		<item>
		<title>What My Best Clients Are Doing Differently</title>
		<link>https://www.homza.com/what-my-best-clients-are-doing-differently/</link>
		<comments>https://www.homza.com/what-my-best-clients-are-doing-differently/#respond</comments>
		<pubDate>Wed, 03 Feb 2016 08:00:26 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Conversation With Ken]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1188</guid>
		<description><![CDATA[In today’s podcast Ken reveals the top attributes shared by his best clients.]]></description>
		<wfw:commentRss>https://www.homza.com/what-my-best-clients-are-doing-differently/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/01/Homza-151218-Q3-What-My-Best-Clients-Are-Doing-Differently.mp3" length="5170455" type="audio/mpeg" />
			<itunes:subtitle>In today’s podcast Ken reveals the top attributes shared by his best clients.</itunes:subtitle>
		<itunes:summary>In today’s podcast Ken reveals the top attributes shared by his best clients.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:35</itunes:duration>
	</item>
		<item>
		<title>We Need A Process (January 2016)</title>
		<link>https://www.homza.com/we-need-a-process-january-2016/</link>
		<comments>https://www.homza.com/we-need-a-process-january-2016/#respond</comments>
		<pubDate>Sun, 31 Jan 2016 21:09:09 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1213</guid>
		<description><![CDATA[I’m not sure what it is about the New Year but I’ve heard the phrase “we need a process” just a few too many times already (and it’s only January).  Maybe people are looking at opportunities they missed in 2015.  &#8230; <a href="https://www.homza.com/we-need-a-process-january-2016/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/we-need-a-process-january-2016/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Overcoming Financial Adversities</title>
		<link>https://www.homza.com/overcoming-financial-adversities/</link>
		<comments>https://www.homza.com/overcoming-financial-adversities/#respond</comments>
		<pubDate>Wed, 27 Jan 2016 08:00:57 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Conversation With Ken]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1181</guid>
		<description><![CDATA[Ken discusses overcoming financial adversities and developing a powerful financial mindset. &#160;]]></description>
		<wfw:commentRss>https://www.homza.com/overcoming-financial-adversities/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/01/Homza-151218-Q2-Overcoming-Financial-Adversities-Rev.mp3" length="8523317" type="audio/mpeg" />
			<itunes:subtitle>Ken discusses overcoming financial adversities and developing a powerful financial mindset.  </itunes:subtitle>
		<itunes:summary>Ken discusses overcoming financial adversities and developing a powerful financial mindset.  </itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>5:55</itunes:duration>
	</item>
		<item>
		<title>What Are The Biggest Financial Mistakes Entrepreneurs And Organizations Make</title>
		<link>https://www.homza.com/what-are-the-biggest-financial-mistakes-entrepreneurs-and-organizations-make/</link>
		<comments>https://www.homza.com/what-are-the-biggest-financial-mistakes-entrepreneurs-and-organizations-make/#respond</comments>
		<pubDate>Thu, 21 Jan 2016 14:45:40 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Conversation With Ken]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1184</guid>
		<description><![CDATA[In this new series, Ken is interviewed by Cyber Marketing Strategist Chad Barr on a variety of subjects helping you to dramatically increase your business profitability create amazing legacies. Today’s podcast examines  the single biggest financial mistake that is made &#8230; <a href="https://www.homza.com/what-are-the-biggest-financial-mistakes-entrepreneurs-and-organizations-make/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/what-are-the-biggest-financial-mistakes-entrepreneurs-and-organizations-make/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2016/01/Homza-151218-Q1-What-Are-The-Biggest-Financial-Mistakes.mp3" length="7818641" type="audio/mpeg" />
			<itunes:subtitle>In this new series, Ken is interviewed by Cyber Marketing Strategist Chad Barr on a variety of subjects helping you to dramatically increase your business profitability create amazing legacies. Today’s podcast examines  the single biggest financial mis...</itunes:subtitle>
		<itunes:summary>In this new series, Ken is interviewed by Cyber Marketing Strategist Chad Barr on a variety of subjects helping you to dramatically increase your business profitability create amazing legacies. Today’s podcast examines  the single biggest financial mistake that is made …</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>5:26</itunes:duration>
	</item>
		<item>
		<title>It’s Not About the Money</title>
		<link>https://www.homza.com/its-not-about-the-money/</link>
		<comments>https://www.homza.com/its-not-about-the-money/#respond</comments>
		<pubDate>Wed, 13 Jan 2016 08:00:30 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1147</guid>
		<description><![CDATA[Ken shares examples of how true passion, or a lack of it, can either make or break a company’s success.]]></description>
		<wfw:commentRss>https://www.homza.com/its-not-about-the-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2015/11/Homza-140123-Q3-It-s-Not-About-the-Money.mp3" length="2843658" type="audio/mpeg" />
			<itunes:subtitle>Ken shares examples of how true passion, or a lack of it, can either make or break a company’s success.</itunes:subtitle>
		<itunes:summary>Ken shares examples of how true passion, or a lack of it, can either make or break a company’s success.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>2:58</itunes:duration>
	</item>
		<item>
		<title>Stayman&#8217;s Law (December 2015)</title>
		<link>https://www.homza.com/staymans-law-december-2015/</link>
		<comments>https://www.homza.com/staymans-law-december-2015/#respond</comments>
		<pubDate>Sun, 10 Jan 2016 23:08:39 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1171</guid>
		<description><![CDATA[My friend and colleague, Phil Stayman, Controller of Fitcorp USA, Inc. recently shared with me the following accounting axiom which he coined Stayman’s Law. “If you don’t know what an amount is, where it came from or why, any action &#8230; <a href="https://www.homza.com/staymans-law-december-2015/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/staymans-law-december-2015/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Conclusion</title>
		<link>https://www.homza.com/conclusion/</link>
		<comments>https://www.homza.com/conclusion/#respond</comments>
		<pubDate>Wed, 06 Jan 2016 08:00:48 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Homza Portfolio Report Card]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1142</guid>
		<description><![CDATA[Ken concludes his series on The Homza Portfolio Report Card. Please click here to listen to the previous episode in this series.]]></description>
		<wfw:commentRss>https://www.homza.com/conclusion/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2015/11/Homza-150925-Q8-Conclusion.mp3" length="3512797" type="audio/mpeg" />
			<itunes:subtitle>Ken concludes his series on The Homza Portfolio Report Card. Please click here to listen to the previous episode in this series.</itunes:subtitle>
		<itunes:summary>Ken concludes his series on The Homza Portfolio Report Card. Please click here to listen to the previous episode in this series.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>2:26</itunes:duration>
	</item>
		<item>
		<title>Mature Growth</title>
		<link>https://www.homza.com/mature-growth/</link>
		<comments>https://www.homza.com/mature-growth/#respond</comments>
		<pubDate>Wed, 30 Dec 2015 08:00:42 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Homza Portfolio Report Card]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1139</guid>
		<description><![CDATA[In this podcast, Ken shares the 10 attributes of a mature growth company. Please click here to listen to the previous episode in this series.]]></description>
		<wfw:commentRss>https://www.homza.com/mature-growth/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2015/11/Homza-150925-Q7-Mature-Growth.mp3" length="5298948" type="audio/mpeg" />
			<itunes:subtitle>In this podcast, Ken shares the 10 attributes of a mature growth company. Please click here to listen to the previous episode in this series.</itunes:subtitle>
		<itunes:summary>In this podcast, Ken shares the 10 attributes of a mature growth company. Please click here to listen to the previous episode in this series.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:41</itunes:duration>
	</item>
		<item>
		<title>Infrastructure Development</title>
		<link>https://www.homza.com/infrastructure-development/</link>
		<comments>https://www.homza.com/infrastructure-development/#respond</comments>
		<pubDate>Wed, 23 Dec 2015 08:00:37 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Homza Portfolio Report Card]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1136</guid>
		<description><![CDATA[Ken shares some ideas on how to develop infrastructure investments so you’ll be ready for the next phase of growth. Please click here to listen to the previous episode in this series.]]></description>
		<wfw:commentRss>https://www.homza.com/infrastructure-development/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2015/11/Homza-150922-Q5-Infrastructure-Development-Rev.mp3" length="5179847" type="audio/mpeg" />
			<itunes:subtitle>Ken shares some ideas on how to develop infrastructure investments so you’ll be ready for the next phase of growth. Please click here to listen to the previous episode in this series.</itunes:subtitle>
		<itunes:summary>Ken shares some ideas on how to develop infrastructure investments so you’ll be ready for the next phase of growth. Please click here to listen to the previous episode in this series.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:36</itunes:duration>
	</item>
		<item>
		<title>A Breakthrough Company</title>
		<link>https://www.homza.com/a-breakthrough-company/</link>
		<comments>https://www.homza.com/a-breakthrough-company/#respond</comments>
		<pubDate>Wed, 16 Dec 2015 08:00:31 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Homza Portfolio Report Card]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1133</guid>
		<description><![CDATA[In today’s podcast Ken discusses what defines a breakthrough company. Please click here to listen to the previous episode in this series.]]></description>
		<wfw:commentRss>https://www.homza.com/a-breakthrough-company/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2015/11/Homza-150922-Q6-A-Breakthrough-Company-Rev.mp3" length="4962219" type="audio/mpeg" />
			<itunes:subtitle>In today’s podcast Ken discusses what defines a breakthrough company. Please click here to listen to the previous episode in this series.</itunes:subtitle>
		<itunes:summary>In today’s podcast Ken discusses what defines a breakthrough company. Please click here to listen to the previous episode in this series.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:27</itunes:duration>
	</item>
		<item>
		<title>Changing Marketspace</title>
		<link>https://www.homza.com/changing-marketspace/</link>
		<comments>https://www.homza.com/changing-marketspace/#respond</comments>
		<pubDate>Wed, 09 Dec 2015 08:00:56 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Homza Portfolio Report Card]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1130</guid>
		<description><![CDATA[Ken examines six key attributes to getting through a changing marketspace. Please click here to listen to the previous episode in this series.]]></description>
		<wfw:commentRss>https://www.homza.com/changing-marketspace/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2015/11/Homza-150922-Q4-Changing-Market-Space-Rev.mp3" length="6285762" type="audio/mpeg" />
			<itunes:subtitle>Ken examines six key attributes to getting through a changing marketspace. Please click here to listen to the previous episode in this series.</itunes:subtitle>
		<itunes:summary>Ken examines six key attributes to getting through a changing marketspace. Please click here to listen to the previous episode in this series.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:22</itunes:duration>
	</item>
		<item>
		<title>The Emerging Company</title>
		<link>https://www.homza.com/the-emerging-company/</link>
		<comments>https://www.homza.com/the-emerging-company/#respond</comments>
		<pubDate>Wed, 02 Dec 2015 08:00:38 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Homza Portfolio Report Card]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1126</guid>
		<description><![CDATA[In this podcast Ken defines and shares characteristics of an emerging company. Please click here to listen to the previous episode in this series.]]></description>
		<wfw:commentRss>https://www.homza.com/the-emerging-company/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2015/11/Homza-150922-Q3-The-Emerging-Company.mp3" length="4930315" type="audio/mpeg" />
			<itunes:subtitle>In this podcast Ken defines and shares characteristics of an emerging company. Please click here to listen to the previous episode in this series.</itunes:subtitle>
		<itunes:summary>In this podcast Ken defines and shares characteristics of an emerging company. Please click here to listen to the previous episode in this series.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:25</itunes:duration>
	</item>
		<item>
		<title>The Lesson of $1.82 (November 2015)</title>
		<link>https://www.homza.com/the-lesson-of-1-82-november-2015/</link>
		<comments>https://www.homza.com/the-lesson-of-1-82-november-2015/#respond</comments>
		<pubDate>Mon, 30 Nov 2015 16:05:32 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1158</guid>
		<description><![CDATA[Is it worth the time to look for a $1.82?   Recently, I was working with a client on the integration between a new payroll system and the general ledger. It was somewhat complex to say the least. We were dealing &#8230; <a href="https://www.homza.com/the-lesson-of-1-82-november-2015/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/the-lesson-of-1-82-november-2015/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Startups:  Proving the Model</title>
		<link>https://www.homza.com/startups-proving-the-model/</link>
		<comments>https://www.homza.com/startups-proving-the-model/#respond</comments>
		<pubDate>Wed, 25 Nov 2015 08:00:08 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[The Homza Portfolio Report Card]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1123</guid>
		<description><![CDATA[Ken discusses the challenges of operating in a startup environment.  Please click here to listen to the previous episode in this series.]]></description>
		<wfw:commentRss>https://www.homza.com/startups-proving-the-model/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2015/11/Homza-150922-Q2-Startups-Proving-The-Model.mp3" length="5175454" type="audio/mpeg" />
			<itunes:subtitle>Ken discusses the challenges of operating in a startup environment.  Please click here to listen to the previous episode in this series.</itunes:subtitle>
		<itunes:summary>Ken discusses the challenges of operating in a startup environment.  Please click here to listen to the previous episode in this series.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:36</itunes:duration>
	</item>
		<item>
		<title>The Homza Portfolio Report Card</title>
		<link>https://www.homza.com/the-homza-portfolio-report-card/</link>
		<comments>https://www.homza.com/the-homza-portfolio-report-card/#respond</comments>
		<pubDate>Thu, 19 Nov 2015 08:00:32 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>
		<category><![CDATA[Process Visuals]]></category>
		<category><![CDATA[The Homza Portfolio Report Card]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1118</guid>
		<description><![CDATA[In this series, Ken introduces The Homza Portfolio Report Card and discusses companies in various stages of their life cycle.]]></description>
		<wfw:commentRss>https://www.homza.com/the-homza-portfolio-report-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2015/11/Homza-150922-Q1-The-Homza-Portfolio-Report-Card.mp3" length="5059476" type="audio/mpeg" />
			<itunes:subtitle>In this series, Ken introduces The Homza Portfolio Report Card and discusses companies in various stages of their life cycle.</itunes:subtitle>
		<itunes:summary>In this series, Ken introduces The Homza Portfolio Report Card and discusses companies in various stages of their life cycle.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:31</itunes:duration>
	</item>
		<item>
		<title>Customer Service Sells A Jeep (October 2015)</title>
		<link>https://www.homza.com/customer-service-sells-a-jeep-october-2015/</link>
		<comments>https://www.homza.com/customer-service-sells-a-jeep-october-2015/#comments</comments>
		<pubDate>Sat, 31 Oct 2015 19:32:10 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1103</guid>
		<description><![CDATA[I recently started shopping for a vehicle to replace a 2008 Saturn Vue.  Frankly, if the good folks at GM still made these, I’d have bought another one but that’s not an option.  I was leaning toward a Jeep Trailhawk &#8230; <a href="https://www.homza.com/customer-service-sells-a-jeep-october-2015/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/customer-service-sells-a-jeep-october-2015/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is Your Company &#8220;Grown-Up&#8221;? (September 2015)</title>
		<link>https://www.homza.com/is-your-company-grown-up-september-2015/</link>
		<comments>https://www.homza.com/is-your-company-grown-up-september-2015/#respond</comments>
		<pubDate>Fri, 02 Oct 2015 10:20:32 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1097</guid>
		<description><![CDATA[I work with companies in all stages of development but have recently had several discussions with clients about the characteristics of a mature company.   So, without further ado and fanfare, below is my list of 10 characteristics that I consider &#8230; <a href="https://www.homza.com/is-your-company-grown-up-september-2015/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/is-your-company-grown-up-september-2015/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>So, You Need Money? (June 2015)</title>
		<link>https://www.homza.com/so-you-need-money-june-2015/</link>
		<comments>https://www.homza.com/so-you-need-money-june-2015/#respond</comments>
		<pubDate>Wed, 16 Sep 2015 23:26:56 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1090</guid>
		<description><![CDATA[I regularly meet people who are in some stage of the start-up phase and looking to raise money to fund their business ventures. Since I seem to have this same conversation over and over, I thought it would be worth &#8230; <a href="https://www.homza.com/so-you-need-money-june-2015/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/so-you-need-money-june-2015/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Turbulence (August 2015)</title>
		<link>https://www.homza.com/turbulence-august-2015/</link>
		<comments>https://www.homza.com/turbulence-august-2015/#respond</comments>
		<pubDate>Tue, 08 Sep 2015 14:16:23 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1082</guid>
		<description><![CDATA[Earlier this month, we took a family vacation to Niagara Falls. The history of the falls is amazing as is the fact that it is a tourist destination for people the world over. The falls are clearly a natural wonder &#8230; <a href="https://www.homza.com/turbulence-august-2015/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/turbulence-august-2015/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keep It Real (July 2015)</title>
		<link>https://www.homza.com/keep-it-real-july-2015/</link>
		<comments>https://www.homza.com/keep-it-real-july-2015/#respond</comments>
		<pubDate>Thu, 30 Jul 2015 13:09:32 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1077</guid>
		<description><![CDATA[Last month I wrote one of my more technical pieces on various capital sources for entrepreneurs. This month, I’m touching on the realism of business plans and assumptions. Given last month’s topic, it seems fitting to start with valuation. If &#8230; <a href="https://www.homza.com/keep-it-real-july-2015/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/keep-it-real-july-2015/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bull’s-eye (May 2015)</title>
		<link>https://www.homza.com/bulls-eye-may-2015/</link>
		<comments>https://www.homza.com/bulls-eye-may-2015/#respond</comments>
		<pubDate>Thu, 04 Jun 2015 14:55:01 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1070</guid>
		<description><![CDATA[Are you on target? Do you have a sufficient understanding of your target market to know what the center of the bull’s-eye looks like, the concerns of your target customer, the ideal solution, likes and dislikes of competing solutions, components &#8230; <a href="https://www.homza.com/bulls-eye-may-2015/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/bulls-eye-may-2015/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Growth (April 2015)</title>
		<link>https://www.homza.com/growth-april-2015/</link>
		<comments>https://www.homza.com/growth-april-2015/#respond</comments>
		<pubDate>Wed, 06 May 2015 12:38:26 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=1065</guid>
		<description><![CDATA[In order to achieve business and personal growth, you have to make sure that those around you are growing as well. One of the most satisfying engagements I have had during the past year is one in which I witnessed &#8230; <a href="https://www.homza.com/growth-april-2015/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/growth-april-2015/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Smooth (March 2015)</title>
		<link>https://www.homza.com/smooth-march-2015/</link>
		<comments>https://www.homza.com/smooth-march-2015/#respond</comments>
		<pubDate>Tue, 31 Mar 2015 13:25:38 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=994</guid>
		<description><![CDATA[I was recently working with a client and the conversation veered into an IT discussion, an area where I have a fairly deep background. We were talking about the integration of various systems when someone asked what my overall goal &#8230; <a href="https://www.homza.com/smooth-march-2015/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/smooth-march-2015/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Profit Culture (February 2015)</title>
		<link>https://www.homza.com/profit-culture-february-2015/</link>
		<comments>https://www.homza.com/profit-culture-february-2015/#respond</comments>
		<pubDate>Fri, 27 Feb 2015 17:14:13 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=939</guid>
		<description><![CDATA[Do you have a profit culture? Your first thought may be to wonder what I mean by that question. Let me explain. Some companies are driven to achieve profit objectives. Everyone in the organization is aware (to a greater or &#8230; <a href="https://www.homza.com/profit-culture-february-2015/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/profit-culture-february-2015/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding (January 2015)</title>
		<link>https://www.homza.com/understanding-january-2015/</link>
		<comments>https://www.homza.com/understanding-january-2015/#respond</comments>
		<pubDate>Mon, 02 Feb 2015 14:40:45 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=909</guid>
		<description><![CDATA[The goal of financial statements is to tell the story of the business in numerical form. That story may be for the most recent month, quarter, year or longer. There will be a lot of numbers on the pages but &#8230; <a href="https://www.homza.com/understanding-january-2015/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/understanding-january-2015/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Overview:  Looking At Your Business From The Outside In</title>
		<link>https://www.homza.com/overview-looking-at-your-business-from-the-outside-in-2/</link>
		<comments>https://www.homza.com/overview-looking-at-your-business-from-the-outside-in-2/#respond</comments>
		<pubDate>Tue, 23 Dec 2014 08:00:48 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking At Your Business From The Outside In]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=832</guid>
		<description><![CDATA[Ken explains why it’s important to look at your business from a different perspective. &#160;]]></description>
		<wfw:commentRss>https://www.homza.com/overview-looking-at-your-business-from-the-outside-in-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/12/Homza-140624-Q1-Overview-Looking-At-Your-Business-From-The-Outside-In-Rev.mp3" length="3134173" type="audio/mpeg" />
			<itunes:subtitle>Ken explains why it’s important to look at your business from a different perspective.  </itunes:subtitle>
		<itunes:summary>Ken explains why it’s important to look at your business from a different perspective.  </itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:16</itunes:duration>
	</item>
		<item>
		<title>What If You Were Your Banker?</title>
		<link>https://www.homza.com/what-if-you-were-your-banker/</link>
		<comments>https://www.homza.com/what-if-you-were-your-banker/#respond</comments>
		<pubDate>Fri, 26 Dec 2014 08:00:45 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking At Your Business From The Outside In]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=836</guid>
		<description><![CDATA[Ken discusses the importance of developing a relationship with your banker.]]></description>
		<wfw:commentRss>https://www.homza.com/what-if-you-were-your-banker/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/12/Homza-140624-Q2-What-If-You-Were-Your-Banker.mp3" length="4110078" type="audio/mpeg" />
			<itunes:subtitle>Ken discusses the importance of developing a relationship with your banker.</itunes:subtitle>
		<itunes:summary>Ken discusses the importance of developing a relationship with your banker.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:17</itunes:duration>
	</item>
		<item>
		<title>Look At The Business Through The Eyes Of A Child</title>
		<link>https://www.homza.com/look-at-the-business-through-the-eyes-of-a-child/</link>
		<comments>https://www.homza.com/look-at-the-business-through-the-eyes-of-a-child/#respond</comments>
		<pubDate>Tue, 30 Dec 2014 08:00:56 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking At Your Business From The Outside In]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=839</guid>
		<description><![CDATA[Ken shares the insights of a child and how important children can be to the buying decision.]]></description>
		<wfw:commentRss>https://www.homza.com/look-at-the-business-through-the-eyes-of-a-child/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/12/Homza-140624-Q3-Look-At-The-Business-Through-The-Eyes-Of-A-Child.mp3" length="3524537" type="audio/mpeg" />
			<itunes:subtitle>Ken shares the insights of a child and how important children can be to the buying decision.</itunes:subtitle>
		<itunes:summary>Ken shares the insights of a child and how important children can be to the buying decision.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:40</itunes:duration>
	</item>
		<item>
		<title>Do You Have A Board Of Directors Or Advisors?</title>
		<link>https://www.homza.com/do-you-have-a-board-of-directors-or-advisors/</link>
		<comments>https://www.homza.com/do-you-have-a-board-of-directors-or-advisors/#respond</comments>
		<pubDate>Fri, 02 Jan 2015 08:00:42 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking At Your Business From The Outside In]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=842</guid>
		<description><![CDATA[Ken talks about some of the points to look for when creating a board of directors or advisors.]]></description>
		<wfw:commentRss>https://www.homza.com/do-you-have-a-board-of-directors-or-advisors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/12/Homza-140624-Q4-Do-You-Have-A-Board-Of-Directors-Or-Advisors.mp3" length="4128902" type="audio/mpeg" />
			<itunes:subtitle>Ken talks about some of the points to look for when creating a board of directors or advisors.</itunes:subtitle>
		<itunes:summary>Ken talks about some of the points to look for when creating a board of directors or advisors.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:18</itunes:duration>
	</item>
		<item>
		<title>How Would You Describe Your Company’s Position In The Marketplace?</title>
		<link>https://www.homza.com/how-would-you-describe-your-companys-position-in-the-marketplace/</link>
		<comments>https://www.homza.com/how-would-you-describe-your-companys-position-in-the-marketplace/#respond</comments>
		<pubDate>Tue, 06 Jan 2015 08:00:26 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking At Your Business From The Outside In]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=845</guid>
		<description><![CDATA[How does your company stand against the competition? Ken stresses the value of knowing what your customers think about you and how you compare to the competition.]]></description>
		<wfw:commentRss>https://www.homza.com/how-would-you-describe-your-companys-position-in-the-marketplace/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/12/Homza-140624-Q5-How-Would-You-Describe-Your-Companys-Position-In-The-Marketplace.mp3" length="3431349" type="audio/mpeg" />
			<itunes:subtitle>How does your company stand against the competition? Ken stresses the value of knowing what your customers think about you and how you compare to the competition.</itunes:subtitle>
		<itunes:summary>How does your company stand against the competition? Ken stresses the value of knowing what your customers think about you and how you compare to the competition.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:34</itunes:duration>
	</item>
		<item>
		<title>The Cost Of Getting A New Customer</title>
		<link>https://www.homza.com/the-cost-of-getting-a-new-customer/</link>
		<comments>https://www.homza.com/the-cost-of-getting-a-new-customer/#respond</comments>
		<pubDate>Fri, 09 Jan 2015 08:00:14 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking At Your Business From The Outside In]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=856</guid>
		<description><![CDATA[Ken explains the importance of knowing all the costs involved in obtaining a new customer.]]></description>
		<wfw:commentRss>https://www.homza.com/the-cost-of-getting-a-new-customer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/12/Homza-140626-Q6-The-Cost-Of-Getting-A-New-Customer.mp3" length="3360265" type="audio/mpeg" />
			<itunes:subtitle>Ken explains the importance of knowing all the costs involved in obtaining a new customer.</itunes:subtitle>
		<itunes:summary>Ken explains the importance of knowing all the costs involved in obtaining a new customer.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:30</itunes:duration>
	</item>
		<item>
		<title>How Effective Is Your Monthly Financial Review Meeting</title>
		<link>https://www.homza.com/how-effective-is-your-monthly-financial-review-meeting/</link>
		<comments>https://www.homza.com/how-effective-is-your-monthly-financial-review-meeting/#respond</comments>
		<pubDate>Tue, 13 Jan 2015 08:00:11 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking At Your Business From The Outside In]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=859</guid>
		<description><![CDATA[Does your organization have a monthly financial review meeting? Ken discusses why every company should have one and how to make them effective.]]></description>
		<wfw:commentRss>https://www.homza.com/how-effective-is-your-monthly-financial-review-meeting/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/12/Homza-140626-Q7-How-Effective-Is-Your-Monthly-Financial-Review-Meeting.mp3" length="3716387" type="audio/mpeg" />
			<itunes:subtitle>Does your organization have a monthly financial review meeting? Ken discusses why every company should have one and how to make them effective.</itunes:subtitle>
		<itunes:summary>Does your organization have a monthly financial review meeting? Ken discusses why every company should have one and how to make them effective.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:52</itunes:duration>
	</item>
		<item>
		<title>What Does Your Technology Say About You?</title>
		<link>https://www.homza.com/what-does-your-technology-say-about-you/</link>
		<comments>https://www.homza.com/what-does-your-technology-say-about-you/#respond</comments>
		<pubDate>Fri, 16 Jan 2015 08:00:41 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking At Your Business From The Outside In]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=862</guid>
		<description><![CDATA[In today’s podcast, Ken speaks on improving productivity by keeping software and equipment current.]]></description>
		<wfw:commentRss>https://www.homza.com/what-does-your-technology-say-about-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/12/Homza-140626-Q8-What-Does-Your-Technology-Say-About-You.mp3" length="3925769" type="audio/mpeg" />
			<itunes:subtitle>In today’s podcast, Ken speaks on improving productivity by keeping software and equipment current.</itunes:subtitle>
		<itunes:summary>In today’s podcast, Ken speaks on improving productivity by keeping software and equipment current.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:05</itunes:duration>
	</item>
		<item>
		<title>What Is A New Customer Worth To You?</title>
		<link>https://www.homza.com/what-is-a-new-customer-worth-to-you/</link>
		<comments>https://www.homza.com/what-is-a-new-customer-worth-to-you/#respond</comments>
		<pubDate>Tue, 20 Jan 2015 08:00:04 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking At Your Business From The Outside In]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=865</guid>
		<description><![CDATA[Ken explains how to determine the profitability of each of your clients.]]></description>
		<wfw:commentRss>https://www.homza.com/what-is-a-new-customer-worth-to-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/12/Homza-140630-Q9-What-Is-A-New-Customer-Worth-To-You.mp3" length="4013955" type="audio/mpeg" />
			<itunes:subtitle>Ken explains how to determine the profitability of each of your clients.</itunes:subtitle>
		<itunes:summary>Ken explains how to determine the profitability of each of your clients.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>4:11</itunes:duration>
	</item>
		<item>
		<title>The Value Of Scale In Your Business</title>
		<link>https://www.homza.com/the-value-of-scale-in-your-business/</link>
		<comments>https://www.homza.com/the-value-of-scale-in-your-business/#respond</comments>
		<pubDate>Fri, 23 Jan 2015 08:00:55 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking At Your Business From The Outside In]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=868</guid>
		<description><![CDATA[Are you limited in your thinking? Ken discusses ways to think big!]]></description>
		<wfw:commentRss>https://www.homza.com/the-value-of-scale-in-your-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/12/Homza-140630-Q10-The-Value-Of-Scale-In-Your-Business-Rev.mp3" length="3222763" type="audio/mpeg" />
			<itunes:subtitle>Are you limited in your thinking? Ken discusses ways to think big!</itunes:subtitle>
		<itunes:summary>Are you limited in your thinking? Ken discusses ways to think big!</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:21</itunes:duration>
	</item>
		<item>
		<title>How Do Others Perceive Your Business?</title>
		<link>https://www.homza.com/how-do-others-perceive-your-business/</link>
		<comments>https://www.homza.com/how-do-others-perceive-your-business/#respond</comments>
		<pubDate>Tue, 27 Jan 2015 08:00:38 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking At Your Business From The Outside In]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=871</guid>
		<description><![CDATA[In looking at your business from the outside in, Ken asks if your perception is reality.]]></description>
		<wfw:commentRss>https://www.homza.com/how-do-others-perceive-your-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/12/Homza-140630-Q11-How-Do-Others-Perceive-Your-Business.mp3" length="3247002" type="audio/mpeg" />
			<itunes:subtitle>In looking at your business from the outside in, Ken asks if your perception is reality.</itunes:subtitle>
		<itunes:summary>In looking at your business from the outside in, Ken asks if your perception is reality.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:23</itunes:duration>
	</item>
		<item>
		<title>Conclusion-Looking At Your Business From The Outside In</title>
		<link>https://www.homza.com/conclusion-looking-at-your-business-from-the-outside-in/</link>
		<comments>https://www.homza.com/conclusion-looking-at-your-business-from-the-outside-in/#respond</comments>
		<pubDate>Fri, 30 Jan 2015 08:00:24 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking At Your Business From The Outside In]]></category>
		<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Podcasts and Visuals]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=874</guid>
		<description><![CDATA[Action is critical to the success of your business. In the final podcast in the series “Looking At Your Business From The Outside In,” Ken asks what decisive actions you will take to grow your business.]]></description>
		<wfw:commentRss>https://www.homza.com/conclusion-looking-at-your-business-from-the-outside-in/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/12/Homza-140703-Q12-Conclusion-Looking-At-Your-Business-From-The-Outside-In.mp3" length="2610469" type="audio/mpeg" />
			<itunes:subtitle>Action is critical to the success of your business. In the final podcast in the series “Looking At Your Business From The Outside In,” Ken asks what decisive actions you will take to grow your business.</itunes:subtitle>
		<itunes:summary>Action is critical to the success of your business. In the final podcast in the series “Looking At Your Business From The Outside In,” Ken asks what decisive actions you will take to grow your business.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>2:43</itunes:duration>
	</item>
		<item>
		<title>Looking Back to Look Forward (December 2014)</title>
		<link>https://www.homza.com/looking-back-to-look-forward-december-2014/</link>
		<comments>https://www.homza.com/looking-back-to-look-forward-december-2014/#respond</comments>
		<pubDate>Wed, 31 Dec 2014 20:54:47 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=904</guid>
		<description><![CDATA[This is the time of year when many look back over the past. But I think it’s important to have a reason to look back and it’s not just to reminisce. Rather, it should be to perform some analysis of &#8230; <a href="https://www.homza.com/looking-back-to-look-forward-december-2014/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/looking-back-to-look-forward-december-2014/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Speed (November 2014)</title>
		<link>https://www.homza.com/speed-november-2014/</link>
		<comments>https://www.homza.com/speed-november-2014/#respond</comments>
		<pubDate>Fri, 05 Dec 2014 21:25:43 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=806</guid>
		<description><![CDATA[What is the speed with which you and your organization can accomplish a goal?   It is no secret that the world moves at a much quicker pace than it did even a few years ago but is your business keeping &#8230; <a href="https://www.homza.com/speed-november-2014/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/speed-november-2014/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Criticality of H2O to Your Business Model (October 2014)</title>
		<link>https://www.homza.com/the-criticality-of-h2o-to-your-business-model-october-2014/</link>
		<comments>https://www.homza.com/the-criticality-of-h2o-to-your-business-model-october-2014/#respond</comments>
		<pubDate>Thu, 30 Oct 2014 18:39:44 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=765</guid>
		<description><![CDATA[Recently I wrote What Can You Learn from a Waterfall? and Is Your Pool of Capital Sufficient? In both issues, I used water as an analogy to the cash flow and profitability of a business. In this issue, there are &#8230; <a href="https://www.homza.com/the-criticality-of-h2o-to-your-business-model-october-2014/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Solving The Results Puzzle</title>
		<link>https://www.homza.com/solving-the-results-puzzle/</link>
		<comments>https://www.homza.com/solving-the-results-puzzle/#respond</comments>
		<pubDate>Thu, 23 Oct 2014 16:19:21 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Process Visuals]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=759</guid>
		<description><![CDATA[Results don’t happen unless all the pieces of the puzzle are in place. The next time you are planning to take action, I suggest you make sure there are no missing pieces. &#160;]]></description>
		<wfw:commentRss>https://www.homza.com/solving-the-results-puzzle/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Your Pool of Capital Sufficient? (September 2014)</title>
		<link>https://www.homza.com/is-your-pool-of-capital-sufficient-september-2014/</link>
		<comments>https://www.homza.com/is-your-pool-of-capital-sufficient-september-2014/#respond</comments>
		<pubDate>Tue, 30 Sep 2014 18:46:45 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=753</guid>
		<description><![CDATA[Several months ago I wrote What Can You Learn from a Waterfall? and referred to the pool of water at the bottom being analogous to the pool of capital that a business accumulates from its retained earnings. Recently, I have &#8230; <a href="https://www.homza.com/is-your-pool-of-capital-sufficient-september-2014/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/is-your-pool-of-capital-sufficient-september-2014/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Rest of the Year (August 2014)</title>
		<link>https://www.homza.com/the-rest-of-the-year-august-2014/</link>
		<comments>https://www.homza.com/the-rest-of-the-year-august-2014/#respond</comments>
		<pubDate>Tue, 02 Sep 2014 13:53:13 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=733</guid>
		<description><![CDATA[As we enjoy Labor Day weekend I hope that everyone reading this is getting the opportunity to relax with family and friends. As we exit the summer vacation season, during which it seems to sometimes be nearly impossible to schedule &#8230; <a href="https://www.homza.com/the-rest-of-the-year-august-2014/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/the-rest-of-the-year-august-2014/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should You Fire You? (July 2014)</title>
		<link>https://www.homza.com/should-you-fire-you-july-2014/</link>
		<comments>https://www.homza.com/should-you-fire-you-july-2014/#respond</comments>
		<pubDate>Thu, 14 Aug 2014 17:27:47 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=726</guid>
		<description><![CDATA[I recently had lunch with a colleague and the subject of my monthly newsletter came up. I jokingly said that I should fire the guy responsible for building and maintaining my email list. Frankly, he&#8217;s not very good at it. &#8230; <a href="https://www.homza.com/should-you-fire-you-july-2014/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/should-you-fire-you-july-2014/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>If You Don’t Have a CFO &#8211; This is Why You Need One</title>
		<link>https://www.homza.com/if-you-dont-have-a-cfo-this-is-why-you-need-one/</link>
		<comments>https://www.homza.com/if-you-dont-have-a-cfo-this-is-why-you-need-one/#respond</comments>
		<pubDate>Thu, 07 Aug 2014 08:00:54 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=717</guid>
		<description><![CDATA[Ken explains the benefits of investing in a professional CFO. &#160;]]></description>
		<wfw:commentRss>https://www.homza.com/if-you-dont-have-a-cfo-this-is-why-you-need-one/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/07/Homza-140123-Q2-If-you-dont-have-a-cfo-this-is-why-you-need-one.mp3" length="2279854" type="audio/mpeg" />
			<itunes:subtitle>Ken explains the benefits of investing in a professional CFO.  </itunes:subtitle>
		<itunes:summary>Ken explains the benefits of investing in a professional CFO.  </itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>2:22</itunes:duration>
	</item>
		<item>
		<title>What is the Homza Value Pyramid?</title>
		<link>https://www.homza.com/what-is-the-homza-value-pyramid/</link>
		<comments>https://www.homza.com/what-is-the-homza-value-pyramid/#respond</comments>
		<pubDate>Mon, 04 Aug 2014 08:00:07 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>
		<category><![CDATA[Process Visuals]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=720</guid>
		<description><![CDATA[Ken discusses the benefits of the Homza Value Pyramid. &#160;]]></description>
		<wfw:commentRss>https://www.homza.com/what-is-the-homza-value-pyramid/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/07/Homza-140123-Q1-What-is-the-Homza-Value-Pyramid.mp3" length="2462486" type="audio/mpeg" />
			<itunes:subtitle>Ken discusses the benefits of the Homza Value Pyramid.  </itunes:subtitle>
		<itunes:summary>Ken discusses the benefits of the Homza Value Pyramid.  </itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>2:34</itunes:duration>
	</item>
		<item>
		<title>My Best Advice for Business Owners</title>
		<link>https://www.homza.com/my-best-advice-for-business-owners/</link>
		<comments>https://www.homza.com/my-best-advice-for-business-owners/#respond</comments>
		<pubDate>Thu, 31 Jul 2014 08:00:17 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=709</guid>
		<description><![CDATA[Ken explains what a business model is and how you can create one for your company. &#160;]]></description>
		<wfw:commentRss>https://www.homza.com/my-best-advice-for-business-owners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/07/Homza-140121-Q4-My-Best-Advice-for-Business-Owners.mp3" length="3124119" type="audio/mpeg" />
			<itunes:subtitle>Ken explains what a business model is and how you can create one for your company.  </itunes:subtitle>
		<itunes:summary>Ken explains what a business model is and how you can create one for your company.  </itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:15</itunes:duration>
	</item>
		<item>
		<title>The Key Reason for a Company’s Financial Problems</title>
		<link>https://www.homza.com/the-key-reason-for-a-companys-financial-problems/</link>
		<comments>https://www.homza.com/the-key-reason-for-a-companys-financial-problems/#respond</comments>
		<pubDate>Mon, 28 Jul 2014 08:00:08 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=713</guid>
		<description><![CDATA[Ken explains the key reason behind financial problems and what to do about it. &#160;]]></description>
		<wfw:commentRss>https://www.homza.com/the-key-reason-for-a-companys-financial-problems/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/07/Homza-140121-Q3-These-are-the-key-reasons-for-a-companys-financial-problems.mp3" length="2696153" type="audio/mpeg" />
			<itunes:subtitle>Ken explains the key reason behind financial problems and what to do about it.  </itunes:subtitle>
		<itunes:summary>Ken explains the key reason behind financial problems and what to do about it.  </itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>2:48</itunes:duration>
	</item>
		<item>
		<title>Tips on Improving Your Cash Flow</title>
		<link>https://www.homza.com/tips-on-improving-your-cash-flow/</link>
		<comments>https://www.homza.com/tips-on-improving-your-cash-flow/#respond</comments>
		<pubDate>Thu, 24 Jul 2014 08:00:10 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=701</guid>
		<description><![CDATA[Ken shares tips on what companies can do to dramatically improve their cash flow. &#160;]]></description>
		<wfw:commentRss>https://www.homza.com/tips-on-improving-your-cash-flow/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/07/Homza-140121-Q2-Tips-on-Improving-Your-Cash-Flow.mp3" length="3109906" type="audio/mpeg" />
			<itunes:subtitle>Ken shares tips on what companies can do to dramatically improve their cash flow.  </itunes:subtitle>
		<itunes:summary>Ken shares tips on what companies can do to dramatically improve their cash flow.  </itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>3:14</itunes:duration>
	</item>
		<item>
		<title>The Difference in the Mindset Between accountants and a CFO</title>
		<link>https://www.homza.com/the-difference-in-the-mindset-between-accountants-and-a-cfo/</link>
		<comments>https://www.homza.com/the-difference-in-the-mindset-between-accountants-and-a-cfo/#respond</comments>
		<pubDate>Mon, 21 Jul 2014 08:00:40 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=698</guid>
		<description><![CDATA[Ken explains why the biggest and best companies invest in both accountants and a CFO. &#160;]]></description>
		<wfw:commentRss>https://www.homza.com/the-difference-in-the-mindset-between-accountants-and-a-cfo/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/07/Homza-140121-Q1-The-Difference-in-the-Mindset-of-an-Accountant-and-a-CFO.mp3" length="2240993" type="audio/mpeg" />
			<itunes:subtitle>Ken explains why the biggest and best companies invest in both accountants and a CFO.  </itunes:subtitle>
		<itunes:summary>Ken explains why the biggest and best companies invest in both accountants and a CFO.  </itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>2:20</itunes:duration>
	</item>
		<item>
		<title>What are Key Metrics and Why They are Critical for Your Business</title>
		<link>https://www.homza.com/what-are-key-metrics-and-why-they-are-critical-for-your-business/</link>
		<comments>https://www.homza.com/what-are-key-metrics-and-why-they-are-critical-for-your-business/#respond</comments>
		<pubDate>Thu, 17 Jul 2014 08:00:24 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=675</guid>
		<description><![CDATA[Ken explains what key metrics are why you should determine which ones are of key importance to your business.]]></description>
		<wfw:commentRss>https://www.homza.com/what-are-key-metrics-and-why-they-are-critical-for-your-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.homza.com/wp-content/uploads/2014/07/Homza-140115-Q2-What-are-Key-Metrics-and-Why-are-They-Important-for-Your-Business.mp3" length="2259392" type="audio/mpeg" />
			<itunes:subtitle>Ken explains what key metrics are why you should determine which ones are of key importance to your business.</itunes:subtitle>
		<itunes:summary>Ken explains what key metrics are why you should determine which ones are of key importance to your business.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>2:21</itunes:duration>
	</item>
		<item>
		<title>The #1 Step to Improving Your Business Today</title>
		<link>https://www.homza.com/670/</link>
		<comments>https://www.homza.com/670/#respond</comments>
		<pubDate>Mon, 14 Jul 2014 08:00:33 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=670</guid>
		<description><![CDATA[Ken shares insight on the best way to get the ball rolling and improve your business immediately.]]></description>
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			<itunes:subtitle>Ken shares insight on the best way to get the ball rolling and improve your business immediately.</itunes:subtitle>
		<itunes:summary>Ken shares insight on the best way to get the ball rolling and improve your business immediately.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
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		<itunes:duration>2:37</itunes:duration>
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		<item>
		<title>What my Best Clients Do Differently</title>
		<link>https://www.homza.com/what-my-best-clients-do-differently/</link>
		<comments>https://www.homza.com/what-my-best-clients-do-differently/#respond</comments>
		<pubDate>Mon, 07 Jul 2014 20:30:09 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=644</guid>
		<description><![CDATA[Ken shares some of the actions that his best clients take that differentiate their organization from others.]]></description>
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			<itunes:subtitle>Ken shares some of the actions that his best clients take that differentiate their organization from others.</itunes:subtitle>
		<itunes:summary>Ken shares some of the actions that his best clients take that differentiate their organization from others.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
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		<itunes:duration>1:43</itunes:duration>
	</item>
		<item>
		<title>Why Rely on Outside Consultants</title>
		<link>https://www.homza.com/why-rely-on-outside-consultants/</link>
		<comments>https://www.homza.com/why-rely-on-outside-consultants/#respond</comments>
		<pubDate>Mon, 07 Jul 2014 20:27:48 +0000</pubDate>
		<dc:creator><![CDATA[cbss-admin]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

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		<description><![CDATA[Ken provides valuable insight as to why an outside consultant can benefit organizations so greatly.]]></description>
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			<itunes:subtitle>Ken provides valuable insight as to why an outside consultant can benefit organizations so greatly.</itunes:subtitle>
		<itunes:summary>Ken provides valuable insight as to why an outside consultant can benefit organizations so greatly.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
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		<itunes:duration>2:39</itunes:duration>
	</item>
		<item>
		<title>What Can You Learn From A Waterfall? (June 2014)</title>
		<link>https://www.homza.com/what-can-you-learn-from-a-waterfall-june-2014/</link>
		<comments>https://www.homza.com/what-can-you-learn-from-a-waterfall-june-2014/#respond</comments>
		<pubDate>Sun, 29 Jun 2014 14:21:21 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=600</guid>
		<description><![CDATA[The other morning my five year old asked what I was doing and I said I was starting to write my monthly newsletter. He said, “Daddy, why don’t you write about our waterfall?” It didn’t take me long to realize &#8230; <a href="https://www.homza.com/what-can-you-learn-from-a-waterfall-june-2014/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Challenges Many Companies Face</title>
		<link>https://www.homza.com/challenges-my-clients-face/</link>
		<comments>https://www.homza.com/challenges-my-clients-face/#respond</comments>
		<pubDate>Thu, 05 Jun 2014 20:04:08 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Podcast Series: Your Cash Is Flowing]]></category>

		<guid isPermaLink="false">http://www.homza.com/?p=283</guid>
		<description><![CDATA[Ken discusses the lack of understanding that many companies have when it comes to understanding their financial statements and overall financial condition.]]></description>
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			<itunes:subtitle>Ken discusses the lack of understanding that many companies have when it comes to understanding their financial statements and overall financial condition.</itunes:subtitle>
		<itunes:summary>Ken discusses the lack of understanding that many companies have when it comes to understanding their financial statements and overall financial condition.</itunes:summary>
		<itunes:author>Homza Consulting</itunes:author>
		<itunes:image href="http://www.homza.com/wp-content/themes/homza/images/Homza-itunes-full.png" />
		<itunes:episodeType>full</itunes:episodeType>
		<itunes:explicit>false</itunes:explicit>
		<itunes:duration>2:38</itunes:duration>
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		<item>
		<title>Do You Have An Effective Board? (May 2014)</title>
		<link>https://www.homza.com/do-you-have-an-effective-board-may-2014/</link>
		<comments>https://www.homza.com/do-you-have-an-effective-board-may-2014/#respond</comments>
		<pubDate>Fri, 30 May 2014 21:14:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/do-you-have-an-effective-board-may-2014/</guid>
		<description><![CDATA[What is the role of your board? &#160;While I realize that many small companies have neither an official or unofficial board, bigger companies have a board of directors. Articles abound about the purpose of a board of directors and I &#8230; <a href="https://www.homza.com/do-you-have-an-effective-board-may-2014/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Putting The Customer Last (April 2014)</title>
		<link>https://www.homza.com/putting-the-customer-last-april-2014/</link>
		<comments>https://www.homza.com/putting-the-customer-last-april-2014/#respond</comments>
		<pubDate>Wed, 30 Apr 2014 13:30:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>

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		<description><![CDATA[What do my doctor’s office and the local Chevrolet dealer have in common?&#160; Recently, they both decided to put the customer last.&#160; While my doctor’s office probably considers me a patient as opposed to a customer, people have choices when &#8230; <a href="https://www.homza.com/putting-the-customer-last-april-2014/"></a>]]></description>
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		<title>Hustle (March 2014)</title>
		<link>https://www.homza.com/hustle-march-2014/</link>
		<comments>https://www.homza.com/hustle-march-2014/#respond</comments>
		<pubDate>Mon, 31 Mar 2014 21:55:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/hustle-march-2014/</guid>
		<description><![CDATA[Do your employees hustle . . . and do you give them a reason to? The other day a young man came walking up my driveway with a leaf rake. Usually I rake the leaves myself – I actually enjoy &#8230; <a href="https://www.homza.com/hustle-march-2014/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Pay More Taxes (February 2014)</title>
		<link>https://www.homza.com/pay-more-taxes-february-2014/</link>
		<comments>https://www.homza.com/pay-more-taxes-february-2014/#respond</comments>
		<pubDate>Thu, 27 Feb 2014 23:36:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

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		<description><![CDATA[There, I said it, pay more taxes.&#160; While most people react negatively to paying more taxes, I actually think it ought to be everyone’s goal!&#160;&#160; As tax deadlines approach (March 17 this year for corporate returns and April 15 for &#8230; <a href="https://www.homza.com/pay-more-taxes-february-2014/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Are You Using The Right Tools?  (January 2014)</title>
		<link>https://www.homza.com/are-you-using-the-right-tools-january-2014/</link>
		<comments>https://www.homza.com/are-you-using-the-right-tools-january-2014/#respond</comments>
		<pubDate>Fri, 31 Jan 2014 16:06:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/are-you-using-the-right-tools-january-2014/</guid>
		<description><![CDATA[Like many others, I worked construction jobs during my high-school and college days.&#160; I remember one particular job remodeling a bar when the boss asked me to knock a hole in a solid concrete wall for an electrical outlet. &#160;He &#8230; <a href="https://www.homza.com/are-you-using-the-right-tools-january-2014/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What&#8217;s Driving You? (December 2013)</title>
		<link>https://www.homza.com/whats-driving-you-december-2013/</link>
		<comments>https://www.homza.com/whats-driving-you-december-2013/#respond</comments>
		<pubDate>Tue, 31 Dec 2013 11:45:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

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		<description><![CDATA[Last month, I asked “What Are You Driving?” which was targeted at the change and results for which you are responsible rather than the car that gets you to work and back.&#160; Today, I’d ask a different but related question:&#160; &#8230; <a href="https://www.homza.com/whats-driving-you-december-2013/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>What Are You Driving? (November 2013)</title>
		<link>https://www.homza.com/what-are-you-driving-november-2013/</link>
		<comments>https://www.homza.com/what-are-you-driving-november-2013/#respond</comments>
		<pubDate>Mon, 25 Nov 2013 23:01:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/what-are-you-driving-november-2013/</guid>
		<description><![CDATA[Clearly, that’s a question that can be taken more than one way.&#160; If the headline brought to mind the vehicle that gets you to work, around town, and on family vacations, that’s a reasonable way to think about the question.&#160; &#8230; <a href="https://www.homza.com/what-are-you-driving-november-2013/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Doing Things &#8220;Righter&#8221; (October 2013)</title>
		<link>https://www.homza.com/doing-things-righter-october-2013/</link>
		<comments>https://www.homza.com/doing-things-righter-october-2013/#respond</comments>
		<pubDate>Thu, 31 Oct 2013 12:14:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/doing-things-righter-october-2013/</guid>
		<description><![CDATA[Last month I wrote about Strategy vs. Execution and one of my readers wrote back and defined the terms as “Doing the Right Things” &#160;(strategy) vs. “Doing Things Right” (execution).&#160;&#160;&#160; I have never heard it expressed quite so simply before.&#160; &#8230; <a href="https://www.homza.com/doing-things-righter-october-2013/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Strategy vs. Execution (September 2013)</title>
		<link>https://www.homza.com/strategy-vs-execution-september-2013/</link>
		<comments>https://www.homza.com/strategy-vs-execution-september-2013/#respond</comments>
		<pubDate>Sun, 29 Sep 2013 21:59:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

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		<description><![CDATA[The other evening I was at a dinner party and the subject of strategy vs. execution came up.&#160;&#160; I’ve played lead roles on both strategy and implementation teams so I have experience in both areas (still it was a Saturday &#8230; <a href="https://www.homza.com/strategy-vs-execution-september-2013/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>(Little) Buying Influencers (August 2013)</title>
		<link>https://www.homza.com/little-buying-influencers-august-2013/</link>
		<comments>https://www.homza.com/little-buying-influencers-august-2013/#respond</comments>
		<pubDate>Fri, 30 Aug 2013 11:59:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">http://www.homza.com/little-buying-influencers-august-2013/</guid>
		<description><![CDATA[Last month I wrote about customer loyalty and posed the question of whether businesses understood why customers stay with them.&#160; But what influences buyers in the first place? As a former finance leader at LensCrafters I was one of the &#8230; <a href="https://www.homza.com/little-buying-influencers-august-2013/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loyalty vs. Inertia (July 2013)</title>
		<link>https://www.homza.com/loyalty-vs-inertia-july-2013/</link>
		<comments>https://www.homza.com/loyalty-vs-inertia-july-2013/#respond</comments>
		<pubDate>Wed, 31 Jul 2013 11:31:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">http://www.homza.com/loyalty-vs-inertia-july-2013/</guid>
		<description><![CDATA[Are your customers loyal or are they returning due to habit or the inertia of not wanting to invest the energy to find an alternative?&#160;&#160; For some businesses, it is easy for customers to change.&#160;&#160; For others, it takes a &#8230; <a href="https://www.homza.com/loyalty-vs-inertia-july-2013/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Art of Delegating (June 2013)</title>
		<link>https://www.homza.com/the-art-of-delegating-june-2013/</link>
		<comments>https://www.homza.com/the-art-of-delegating-june-2013/#respond</comments>
		<pubDate>Fri, 28 Jun 2013 16:24:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/the-art-of-delegating-june-2013/</guid>
		<description><![CDATA[Delegating is an art.&#160;&#160; There is a huge difference between delegating responsibility versus tasks.&#160; There are also vast differences between delegating to one individual versus another.&#160; To delegate responsibility can initially take more effort than doing something yourself but in &#8230; <a href="https://www.homza.com/the-art-of-delegating-june-2013/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Less Is More (May 2013)</title>
		<link>https://www.homza.com/less-is-more-may-2013/</link>
		<comments>https://www.homza.com/less-is-more-may-2013/#respond</comments>
		<pubDate>Fri, 31 May 2013 11:02:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">http://www.homza.com/less-is-more-may-2013/</guid>
		<description><![CDATA[I am currently working on presenting an analysis of spending over various categories, time periods, and numerous items that are inconsistent from year to year.&#160;&#160; Fortunately, we have a substantial amount of detail.&#160; Sometimes a lack of detail is the &#8230; <a href="https://www.homza.com/less-is-more-may-2013/"></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Is Your CFO Thinking About? (April 2013)</title>
		<link>https://www.homza.com/what-is-your-cfo-thinking-about-april-2013/</link>
		<comments>https://www.homza.com/what-is-your-cfo-thinking-about-april-2013/#respond</comments>
		<pubDate>Mon, 29 Apr 2013 15:04:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/what-is-your-cfo-thinking-about-april-2013/</guid>
		<description><![CDATA[The other day I was in a Board meeting awaiting my portion of the presentation I began thinking about the level of detail that I had at hand.&#160;&#160; Other than to gather a few last minute facts and write the &#8230; <a href="https://www.homza.com/what-is-your-cfo-thinking-about-april-2013/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Do What You Should:  Not What You Want (March 2013)</title>
		<link>https://www.homza.com/do-what-you-should-not-what-you-want-march-2013/</link>
		<comments>https://www.homza.com/do-what-you-should-not-what-you-want-march-2013/#respond</comments>
		<pubDate>Fri, 29 Mar 2013 12:38:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/do-what-you-should-not-what-you-want-march-2013/</guid>
		<description><![CDATA[We can all fall victim to doing things that we like to do rather than doing things that we should.&#160; As you go about your day, and more importantly as you plan the future, it is important to distinguish between &#8230; <a href="https://www.homza.com/do-what-you-should-not-what-you-want-march-2013/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/do-what-you-should-not-what-you-want-march-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Be Here Now (February 2013)</title>
		<link>https://www.homza.com/be-here-now-february-2013/</link>
		<comments>https://www.homza.com/be-here-now-february-2013/#respond</comments>
		<pubDate>Thu, 28 Feb 2013 20:15:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/be-here-now-february-2013/</guid>
		<description><![CDATA[Years ago, I frequently participated in professionally facilitated strategic planning sessions.&#160; I still remember the leader of one session standing up at the beginning and asking everyone to “Be Here Now”.&#160; What did he mean by that?&#160; Well, it was &#8230; <a href="https://www.homza.com/be-here-now-february-2013/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/be-here-now-february-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Titles Don&#8217;t Matter (January 2013)</title>
		<link>https://www.homza.com/titles-dont-matter-january-2013/</link>
		<comments>https://www.homza.com/titles-dont-matter-january-2013/#respond</comments>
		<pubDate>Thu, 31 Jan 2013 13:40:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/titles-dont-matter-january-2013/</guid>
		<description><![CDATA[Titles don’t matter to true leaders.&#160; True leaders do not lead from their title but rather by their actions. They lead by the decisions they make and how they make them. They lead by including others and by getting broad &#8230; <a href="https://www.homza.com/titles-dont-matter-january-2013/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/titles-dont-matter-january-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Synthesis (December 2012)</title>
		<link>https://www.homza.com/synthesis-december-2012/</link>
		<comments>https://www.homza.com/synthesis-december-2012/#respond</comments>
		<pubDate>Mon, 31 Dec 2012 17:30:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/synthesis-december-2012/</guid>
		<description><![CDATA[The Random House College Dictionary defines synthesis as a “process of reasoning in which the conclusion is reached directly from given propositions and established or assumed principles.”&#160;&#160; When communicating (whether in business or your personal life) it is critically important &#8230; <a href="https://www.homza.com/synthesis-december-2012/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/synthesis-december-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Action (November 2012)</title>
		<link>https://www.homza.com/action-november-2012/</link>
		<comments>https://www.homza.com/action-november-2012/#respond</comments>
		<pubDate>Fri, 30 Nov 2012 19:37:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/action-november-2012/</guid>
		<description><![CDATA[I am always amazed at the lack of action I see in companies that are in the midst of crisis.&#160;&#160;&#160; Problems abound and people generally know what they are but everyone seems to tolerate them for some reason or another.&#160;&#160;&#160; &#8230; <a href="https://www.homza.com/action-november-2012/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/action-november-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Are You Driving Business Away? (October 2012)</title>
		<link>https://www.homza.com/are-you-driving-busines-away-october-2012/</link>
		<comments>https://www.homza.com/are-you-driving-busines-away-october-2012/#respond</comments>
		<pubDate>Wed, 31 Oct 2012 17:38:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">http://www.homza.com/are-you-driving-busines-away-october-2012/</guid>
		<description><![CDATA[I know this sounds ridiculous but October seemed to be the month where retailers were determined to drive business away.&#160;&#160; Maybe it is just me but with third quarter economic growth just 2%, I’d think more businesses would be doing &#8230; <a href="https://www.homza.com/are-you-driving-busines-away-october-2012/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/are-you-driving-busines-away-october-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Thinking Beyond Tomorrow (September 2012)</title>
		<link>https://www.homza.com/thinking-beyond-tomorrow-september-2012/</link>
		<comments>https://www.homza.com/thinking-beyond-tomorrow-september-2012/#respond</comments>
		<pubDate>Sat, 29 Sep 2012 11:49:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>

		<guid isPermaLink="false">http://www.homza.com/thinking-beyond-tomorrow-september-2012/</guid>
		<description><![CDATA[Most businesses think that strategic planning is something that only Fortune 500 companies need to worry about.&#160; The truth is that all businesses need to think about their strategic direction.&#160; While the time devoted to the strategic planning process differs &#8230; <a href="https://www.homza.com/thinking-beyond-tomorrow-september-2012/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/thinking-beyond-tomorrow-september-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Exit Timing (August 2012)</title>
		<link>https://www.homza.com/exit-timing-august-2012/</link>
		<comments>https://www.homza.com/exit-timing-august-2012/#respond</comments>
		<pubDate>Fri, 31 Aug 2012 18:09:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/exit-timing-august-2012/</guid>
		<description><![CDATA[Companies are sold for a variety of reasons.&#160;&#160; The driving issue can be strategic fit, capital needs, succession planning (especially in the case of family held businesses), duration (in the case of private equity firms) or others.&#160;&#160;&#160; &#160; Regardless of &#8230; <a href="https://www.homza.com/exit-timing-august-2012/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/exit-timing-august-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Effective Boards (July 2012)</title>
		<link>https://www.homza.com/effective-boards-july-2012/</link>
		<comments>https://www.homza.com/effective-boards-july-2012/#respond</comments>
		<pubDate>Sun, 29 Jul 2012 12:30:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/effective-boards-july-2012/</guid>
		<description><![CDATA[The difference in company performance between one with an effective Board of Directors and one that is not effective can be dramatic.&#160;&#160; In the short run, it may seem like it is easier to have a lax board but in &#8230; <a href="https://www.homza.com/effective-boards-july-2012/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/effective-boards-july-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Push Back (June 2012)</title>
		<link>https://www.homza.com/push-back-june-2012/</link>
		<comments>https://www.homza.com/push-back-june-2012/#respond</comments>
		<pubDate>Sat, 30 Jun 2012 16:32:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/push-back-june-2012/</guid>
		<description><![CDATA[It is important to strongly advocate your position.&#160; I don’t suggest arguing just to be argumentative (we all know people who do that).&#160;&#160; Rather, be a strong advocate for your position and beliefs.&#160; This was brought home to me recently &#8230; <a href="https://www.homza.com/push-back-june-2012/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/push-back-june-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>C-Suite Skills Cont&#8217;d (May 2012)</title>
		<link>https://www.homza.com/c-suite-skills-contd-may-2012/</link>
		<comments>https://www.homza.com/c-suite-skills-contd-may-2012/#respond</comments>
		<pubDate>Wed, 30 May 2012 14:06:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/c-suite-skills-contd-may-2012/</guid>
		<description><![CDATA[Last month, I talked about the critical skills needed for an effective C-Suite.&#160; In addition to a broad cross section of domain expertise and well rounded individuals, I believe every executive needs to bring Seven Critical Business Skills to the &#8230; <a href="https://www.homza.com/c-suite-skills-contd-may-2012/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/c-suite-skills-contd-may-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Critical Skills In The C-Suite (April 2012)</title>
		<link>https://www.homza.com/critical-skills-in-the-c-suite-april-2012/</link>
		<comments>https://www.homza.com/critical-skills-in-the-c-suite-april-2012/#respond</comments>
		<pubDate>Mon, 30 Apr 2012 17:07:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/critical-skills-in-the-c-suite-april-2012/</guid>
		<description><![CDATA[I believe there are three things every C-Suite executive needs and these hold true whether one is operating in a very small or very large company. While the bar is much higher at the top of Fortune 500 organizations than &#8230; <a href="https://www.homza.com/critical-skills-in-the-c-suite-april-2012/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/critical-skills-in-the-c-suite-april-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Let The Numbers Be Your Guide (March 2012)</title>
		<link>https://www.homza.com/let-the-numbers-be-your-guide-march-2012/</link>
		<comments>https://www.homza.com/let-the-numbers-be-your-guide-march-2012/#respond</comments>
		<pubDate>Sat, 31 Mar 2012 17:46:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/let-the-numbers-be-your-guide-march-2012/</guid>
		<description><![CDATA[Business is based upon facts. Or at least it should be. Anecdotal evidence is fine in order to add some color commentary and improve the depth of understanding but it is no substitute for dealing with the cold hard facts. &#8230; <a href="https://www.homza.com/let-the-numbers-be-your-guide-march-2012/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/let-the-numbers-be-your-guide-march-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>The CFO Who Knew Too Much (February 2012)</title>
		<link>https://www.homza.com/the-cfo-who-knew-too-much-february-2012/</link>
		<comments>https://www.homza.com/the-cfo-who-knew-too-much-february-2012/#respond</comments>
		<pubDate>Wed, 29 Feb 2012 22:01:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/the-cfo-who-knew-too-much-february-2012/</guid>
		<description><![CDATA[I was in a meeting last year as the new/acitng/interim/fractional CFO for a company. Truthfully, I am not sure how best to describe the role. Major investors had asked me to step in and basically informed management that I was &#8230; <a href="https://www.homza.com/the-cfo-who-knew-too-much-february-2012/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/the-cfo-who-knew-too-much-february-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>How&#8217;s the Economy? (Jan 2012)</title>
		<link>https://www.homza.com/hows-the-economy-jan-2012/</link>
		<comments>https://www.homza.com/hows-the-economy-jan-2012/#respond</comments>
		<pubDate>Mon, 30 Jan 2012 12:37:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">http://www.homza.com/hows-the-economy-jan-2012/</guid>
		<description><![CDATA[People frequently ask me “How’s the economy?” They do this because I work with multiple companies and have insights into their performance against plan and the prior year. But the truth is that I don’t spend many cycles thinking about &#8230; <a href="https://www.homza.com/hows-the-economy-jan-2012/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/hows-the-economy-jan-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Juggling Cash (December 2011)</title>
		<link>https://www.homza.com/juggling-cash-december-2011/</link>
		<comments>https://www.homza.com/juggling-cash-december-2011/#respond</comments>
		<pubDate>Sat, 31 Dec 2011 13:37:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/juggling-cash-december-2011/</guid>
		<description><![CDATA[There is no surer symptom of an unhealthy business than one that is forced to juggle cash. Quite simply, this means they are running so tight on cash every day that they are making conscious decisions as to who does &#8230; <a href="https://www.homza.com/juggling-cash-december-2011/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/juggling-cash-december-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Simplify (November 2011)</title>
		<link>https://www.homza.com/simplify-november-2011/</link>
		<comments>https://www.homza.com/simplify-november-2011/#respond</comments>
		<pubDate>Wed, 30 Nov 2011 18:47:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">http://www.homza.com/simplify-november-2011/</guid>
		<description><![CDATA[At one of my clients a number of items that we have been trying to simplify for some time have recently come together. The difference on the administrative side is amazing. We operate with very light staff levels yet we &#8230; <a href="https://www.homza.com/simplify-november-2011/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/simplify-november-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>What&#8217;s Your Deadline? (October 2011)</title>
		<link>https://www.homza.com/whats-your-deadline-october-2011/</link>
		<comments>https://www.homza.com/whats-your-deadline-october-2011/#respond</comments>
		<pubDate>Mon, 31 Oct 2011 12:14:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/whats-your-deadline-october-2011/</guid>
		<description><![CDATA[What’s your deadline? That’s a question that comes up a lot and people may or may not give much thought to the answer. My wife asked me that question about a project that I was working on recently and it &#8230; <a href="https://www.homza.com/whats-your-deadline-october-2011/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/whats-your-deadline-october-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>A Clerical Error Causes Bankruptcy (September 2011)</title>
		<link>https://www.homza.com/a-clerical-error-causes-bankruptcy-september-2011/</link>
		<comments>https://www.homza.com/a-clerical-error-causes-bankruptcy-september-2011/#respond</comments>
		<pubDate>Fri, 30 Sep 2011 16:35:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">http://www.homza.com/a-clerical-error-causes-bankruptcy-september-2011/</guid>
		<description><![CDATA[About a month ago I read an article about a company that sought protection under Chapter 11 bankruptcy laws for a “clerical error”. As they say: “You just can’t make this stuff up.” The headline actually blamed it on tax &#8230; <a href="https://www.homza.com/a-clerical-error-causes-bankruptcy-september-2011/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/a-clerical-error-causes-bankruptcy-september-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Working With Your Banker (August 2011)</title>
		<link>https://www.homza.com/working-with-your-banker-august-2011/</link>
		<comments>https://www.homza.com/working-with-your-banker-august-2011/#respond</comments>
		<pubDate>Tue, 30 Aug 2011 10:58:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/working-with-your-banker-august-2011/</guid>
		<description><![CDATA[Believe it or not, your banker wants to lend you money and wants to see your business grow. That’s how they earn their money. They borrow from depositors and pay them a rate of interest and lend to businesses at &#8230; <a href="https://www.homza.com/working-with-your-banker-august-2011/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/working-with-your-banker-august-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>What AreYour Accounts Receivable Worth? (July 2011)</title>
		<link>https://www.homza.com/what-areyour-accounts-receivable-worth-july-2011/</link>
		<comments>https://www.homza.com/what-areyour-accounts-receivable-worth-july-2011/#respond</comments>
		<pubDate>Sun, 31 Jul 2011 13:40:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">http://www.homza.com/what-areyour-accounts-receivable-worth-july-2011/</guid>
		<description><![CDATA[What are your accounts receivable worth? Almost every business has Accounts Receivable (AR) that are older than they would like. Managing them can be a difficult process. To start, management has to be honest with themselves about the value of &#8230; <a href="https://www.homza.com/what-areyour-accounts-receivable-worth-july-2011/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/what-areyour-accounts-receivable-worth-july-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fun vs. Hard Work (June 2011)</title>
		<link>https://www.homza.com/fun-vs-hard-work-june-2011/</link>
		<comments>https://www.homza.com/fun-vs-hard-work-june-2011/#respond</comments>
		<pubDate>Thu, 30 Jun 2011 11:29:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/fun-vs-hard-work-june-2011/</guid>
		<description><![CDATA[Last month, I wrote about the importance of staying motivated. The other morning, I was training with a group military cadets and someone mentioned the word “fun”. More specifically, they had said that the morning workout wasn‘t much fun. For &#8230; <a href="https://www.homza.com/fun-vs-hard-work-june-2011/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/fun-vs-hard-work-june-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Stay Motivated (May 2011)</title>
		<link>https://www.homza.com/stay-motivated-may-2011/</link>
		<comments>https://www.homza.com/stay-motivated-may-2011/#respond</comments>
		<pubDate>Mon, 30 May 2011 16:56:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/stay-motivated-may-2011/</guid>
		<description><![CDATA[Motivating yourself and those in your company is one of the most important things that a leader can do. Unfortunately, staying motivated can be difficult and losing ones motivation is all too easy. Day to day problems can sap ones &#8230; <a href="https://www.homza.com/stay-motivated-may-2011/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/stay-motivated-may-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>The Differentiator (April 2011)</title>
		<link>https://www.homza.com/the-differentiator-april-2011/</link>
		<comments>https://www.homza.com/the-differentiator-april-2011/#respond</comments>
		<pubDate>Sat, 30 Apr 2011 17:37:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">http://www.homza.com/the-differentiator-april-2011/</guid>
		<description><![CDATA[Because of my fractional role, I have the opportunity to work with more management teams than most. I have consistently found that the one differentiator in the performance of a company is the quality and cohesiveness of the management team. &#8230; <a href="https://www.homza.com/the-differentiator-april-2011/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/the-differentiator-april-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Practical Spreadsheet Advice (March 2011)</title>
		<link>https://www.homza.com/practical-spreadsheet-advice-march-2011/</link>
		<comments>https://www.homza.com/practical-spreadsheet-advice-march-2011/#respond</comments>
		<pubDate>Thu, 31 Mar 2011 14:27:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/practical-spreadsheet-advice-march-2011/</guid>
		<description><![CDATA[Last month, I wrote about the pitfalls of being overly trusting of spreadsheets. As a follow-up, I felt compelled to offer some practical advice. Below are my top ten &#8211; it could easily be many more. 1. Know the answer &#8230; <a href="https://www.homza.com/practical-spreadsheet-advice-march-2011/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/practical-spreadsheet-advice-march-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ticonderoga No. 2 (February 2011)</title>
		<link>https://www.homza.com/ticonderoga-no-2-february-2011/</link>
		<comments>https://www.homza.com/ticonderoga-no-2-february-2011/#respond</comments>
		<pubDate>Sun, 27 Feb 2011 19:54:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/ticonderoga-no-2-february-2011/</guid>
		<description><![CDATA[Long before there was Visi-Calc, Multiplan, Lotus 1-2-3, and Microsoft Excel there was Ticonderoga No. 2. In some ways it is still the most powerful tool in existence for financial analysis. Why? Because it is the only one that absolutely &#8230; <a href="https://www.homza.com/ticonderoga-no-2-february-2011/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/ticonderoga-no-2-february-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>What&#8217;s Your Right To Exist? (January 2011)</title>
		<link>https://www.homza.com/whats-your-right-to-exist-january-2011/</link>
		<comments>https://www.homza.com/whats-your-right-to-exist-january-2011/#respond</comments>
		<pubDate>Mon, 31 Jan 2011 13:19:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">http://www.homza.com/whats-your-right-to-exist-january-2011/</guid>
		<description><![CDATA[I believe every business must earn its “right to exist” in the marketplace – and, yes, I said, earn. No business has an inalienable right to exist. Rather, in a competitive marketplace, that right has to be earned day in &#8230; <a href="https://www.homza.com/whats-your-right-to-exist-january-2011/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/whats-your-right-to-exist-january-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Change (December 2010)</title>
		<link>https://www.homza.com/change-december-2010/</link>
		<comments>https://www.homza.com/change-december-2010/#respond</comments>
		<pubDate>Thu, 30 Dec 2010 13:27:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/change-december-2010/</guid>
		<description><![CDATA[In my practice, one of the things that I often deal with is change . . . or sometimes lack thereof. I see companies at both ends of the spectrum when it comes to change. Some are in a constant &#8230; <a href="https://www.homza.com/change-december-2010/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/change-december-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Be Too Much Like The Big Guys! (November 2010)</title>
		<link>https://www.homza.com/dont-be-too-much-like-the-big-guys-november-2010/</link>
		<comments>https://www.homza.com/dont-be-too-much-like-the-big-guys-november-2010/#respond</comments>
		<pubDate>Tue, 30 Nov 2010 12:46:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/dont-be-too-much-like-the-big-guys-november-2010/</guid>
		<description><![CDATA[For small companies, emulating the practices of “the big guys” usually has value. There is a reason why the big guys have been successful and gotten big. But they should only be emulated to a point. They have resources that &#8230; <a href="https://www.homza.com/dont-be-too-much-like-the-big-guys-november-2010/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/dont-be-too-much-like-the-big-guys-november-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Competing Silos (October 2010)</title>
		<link>https://www.homza.com/competing-silos-october-2010/</link>
		<comments>https://www.homza.com/competing-silos-october-2010/#respond</comments>
		<pubDate>Sun, 31 Oct 2010 22:49:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/competing-silos-october-2010/</guid>
		<description><![CDATA[Last month, I wrote “Is Ignorance Bliss?” which was about the effect that a lack of perspective on a company’s financial situation has on an organization. One of the side effects of this is silos within an organization. While the &#8230; <a href="https://www.homza.com/competing-silos-october-2010/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/competing-silos-october-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Ignorance Bliss? (September 2010)</title>
		<link>https://www.homza.com/is-ignorance-bliss-september-2010/</link>
		<comments>https://www.homza.com/is-ignorance-bliss-september-2010/#respond</comments>
		<pubDate>Mon, 27 Sep 2010 19:52:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/is-ignorance-bliss-september-2010/</guid>
		<description><![CDATA[There is an old saying, “Ignorance is Bliss?” But is it really? I often see key managers in organizations operating with little or no knowledge of the company’s financial situation. While this may allow them to go about their duties &#8230; <a href="https://www.homza.com/is-ignorance-bliss-september-2010/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/is-ignorance-bliss-september-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are You Busy or Bored? (August 2010)</title>
		<link>https://www.homza.com/are-you-busy-or-bored-august-2010/</link>
		<comments>https://www.homza.com/are-you-busy-or-bored-august-2010/#respond</comments>
		<pubDate>Tue, 31 Aug 2010 12:02:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/are-you-busy-or-bored-august-2010/</guid>
		<description><![CDATA[Are you busy or bored at work? It’s a question worth asking and the answer can probably give you insights into your company’s financial position even if you’ve never seen an income statement or balance sheet. If you’re busy (and &#8230; <a href="https://www.homza.com/are-you-busy-or-bored-august-2010/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/are-you-busy-or-bored-august-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are You Working On The Business? (July 2010)</title>
		<link>https://www.homza.com/are-you-working-on-the-business-july-2010/</link>
		<comments>https://www.homza.com/are-you-working-on-the-business-july-2010/#respond</comments>
		<pubDate>Sat, 31 Jul 2010 17:02:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/are-you-working-on-the-business-july-2010/</guid>
		<description><![CDATA[There is a question that often gets asked, particularly of small business owners. That is: Are you working “on” the business or working “in” the business? While the distinction may sound small, it is critically important. Too many small business &#8230; <a href="https://www.homza.com/are-you-working-on-the-business-july-2010/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/are-you-working-on-the-business-july-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Sustainable Growth (June 2010)</title>
		<link>https://www.homza.com/sustainable-growth-june-2010/</link>
		<comments>https://www.homza.com/sustainable-growth-june-2010/#respond</comments>
		<pubDate>Wed, 30 Jun 2010 15:31:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/sustainable-growth-june-2010/</guid>
		<description><![CDATA[Some time ago, I worked with a formula called the sustainable growth rate model. Generally, it takes a company’s profit margins, the amount it wishes to retain for growth (as opposed to pay out as compensation to management or dividends &#8230; <a href="https://www.homza.com/sustainable-growth-june-2010/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/sustainable-growth-june-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Differentiate (May 2010)</title>
		<link>https://www.homza.com/differentiate-may-2010/</link>
		<comments>https://www.homza.com/differentiate-may-2010/#respond</comments>
		<pubDate>Fri, 28 May 2010 15:13:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">http://www.homza.com/differentiate-may-2010/</guid>
		<description><![CDATA[How do you differentiate your product or service? Even better, how do your customers perceive the differentiation between you and your competitors? These are important questions. And you should answer the first before you attempt to answer the second. It &#8230; <a href="https://www.homza.com/differentiate-may-2010/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/differentiate-may-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Set The Agenda (April 2010)</title>
		<link>https://www.homza.com/set-the-agenda-april-2010/</link>
		<comments>https://www.homza.com/set-the-agenda-april-2010/#respond</comments>
		<pubDate>Thu, 29 Apr 2010 10:59:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/set-the-agenda-april-2010/</guid>
		<description><![CDATA[If you don’t set the agenda, one will be set for you. Guaranteed. Even if you do take the initiative and set an agenda, there is some chance that the boss will overrule you on some or even all of &#8230; <a href="https://www.homza.com/set-the-agenda-april-2010/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/set-the-agenda-april-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Assess The Situation (March 2010)</title>
		<link>https://www.homza.com/assess-the-situation-march-2010/</link>
		<comments>https://www.homza.com/assess-the-situation-march-2010/#respond</comments>
		<pubDate>Wed, 31 Mar 2010 00:39:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/assess-the-situation-march-2010/</guid>
		<description><![CDATA[I am all for action. Frankly, my bias is toward digging in and starting work rather than developing a detailed action plan of what needs to be done. That being said, in solving any problem you need a general direction &#8230; <a href="https://www.homza.com/assess-the-situation-march-2010/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/assess-the-situation-march-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>To Whom Are You Accountable (February 2010)</title>
		<link>https://www.homza.com/to-whom-are-you-accountable-february-2010/</link>
		<comments>https://www.homza.com/to-whom-are-you-accountable-february-2010/#respond</comments>
		<pubDate>Tue, 02 Feb 2010 01:42:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/to-whom-are-you-accountable-february-2010/</guid>
		<description><![CDATA[One of the trickier problems for smaller businesses is accountability of “the boss.” Whether it is a sole proprietor, family owned business, or one that is majority controlled with “silent” minority partners, accountability is often a real issue. I’ve found &#8230; <a href="https://www.homza.com/to-whom-are-you-accountable-february-2010/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/to-whom-are-you-accountable-february-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Water The Plants! (January 2010)</title>
		<link>https://www.homza.com/water-the-plants-january-2010/</link>
		<comments>https://www.homza.com/water-the-plants-january-2010/#respond</comments>
		<pubDate>Sat, 02 Jan 2010 01:41:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/water-the-plants-january-2010/</guid>
		<description><![CDATA[Believe it or not, one of the first things that I look for when I walk into an office is whether anyone waters the plants? While I care about the health and welfare of the plants, what I am really &#8230; <a href="https://www.homza.com/water-the-plants-january-2010/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/water-the-plants-january-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Strive For Perfection (December 2009)</title>
		<link>https://www.homza.com/strive-for-perfection-december-2009/</link>
		<comments>https://www.homza.com/strive-for-perfection-december-2009/#respond</comments>
		<pubDate>Wed, 02 Dec 2009 01:40:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/strive-for-perfection-december-2009/</guid>
		<description><![CDATA[Everyone makes mistakes. I used to work with someone who said: “Show me a man who doesn’t make mistakes and I’ll show you a man who’s not doing anything.” While, true, this is no reason not to strive for perfection. &#8230; <a href="https://www.homza.com/strive-for-perfection-december-2009/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/strive-for-perfection-december-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Only The First Two Digits Matter (November 2009)</title>
		<link>https://www.homza.com/only-the-first-two-digits-matter-november-2009/</link>
		<comments>https://www.homza.com/only-the-first-two-digits-matter-november-2009/#respond</comments>
		<pubDate>Mon, 02 Nov 2009 01:39:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/only-the-first-two-digits-matter-november-2009/</guid>
		<description><![CDATA[I spend a fair amount of my time developing financial forecasts. As we approach year end, everyone is thinking about 2010. What are expected revenues? What changes will we make in our cost structure (either by necessity or choice)? What &#8230; <a href="https://www.homza.com/only-the-first-two-digits-matter-november-2009/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/only-the-first-two-digits-matter-november-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Too Many Lines (October 2009)</title>
		<link>https://www.homza.com/too-many-lines-october-2009/</link>
		<comments>https://www.homza.com/too-many-lines-october-2009/#respond</comments>
		<pubDate>Fri, 02 Oct 2009 01:38:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/too-many-lines-october-2009/</guid>
		<description><![CDATA[During the last couple of weeks, I’ve had the opportunity to review a few new income statements. What I saw was pretty typical . . . too many lines. Both had over 150 line items. It is clear that the &#8230; <a href="https://www.homza.com/too-many-lines-october-2009/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/too-many-lines-october-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>I Love A Good Audit (September 2009)</title>
		<link>https://www.homza.com/i-love-a-good-audit-september-2009/</link>
		<comments>https://www.homza.com/i-love-a-good-audit-september-2009/#respond</comments>
		<pubDate>Wed, 02 Sep 2009 01:38:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/i-love-a-good-audit-september-2009/</guid>
		<description><![CDATA[Last month, I wrote about the many questions that are part of our business day. To some extent, an audit is all about asking and answering questions about the financials statements of a business and whether or not they accurately &#8230; <a href="https://www.homza.com/i-love-a-good-audit-september-2009/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/i-love-a-good-audit-september-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Questions (August 2009)</title>
		<link>https://www.homza.com/questions-august-2009/</link>
		<comments>https://www.homza.com/questions-august-2009/#respond</comments>
		<pubDate>Sun, 02 Aug 2009 01:37:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/questions-august-2009/</guid>
		<description><![CDATA[My work day is filled with questions. Depending upon the day, the client, and the specific role I am playing, determines whether I am the one asking the questions or answering them. But in either case, the underlying motivation is &#8230; <a href="https://www.homza.com/questions-august-2009/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/questions-august-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>OK to Pay (July 2009)</title>
		<link>https://www.homza.com/ok-to-pay-july-2009/</link>
		<comments>https://www.homza.com/ok-to-pay-july-2009/#respond</comments>
		<pubDate>Thu, 02 Jul 2009 01:36:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/ok-to-pay-july-2009/</guid>
		<description><![CDATA[The normal process of approving accounts payable is for someone who actually received the goods or services to indicate that the invoice is both correct and that the goods or services were appropriately received. Often, this is often indicated by &#8230; <a href="https://www.homza.com/ok-to-pay-july-2009/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/ok-to-pay-july-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Watch The Strong Links Too . . . (June 2009)</title>
		<link>https://www.homza.com/watch-the-stong-links-too-june-2009/</link>
		<comments>https://www.homza.com/watch-the-stong-links-too-june-2009/#respond</comments>
		<pubDate>Tue, 02 Jun 2009 01:36:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/watch-the-stong-links-too-june-2009/</guid>
		<description><![CDATA[Last month, I wrote about “The Weakest Link” and referred to the old adage “a chain is only as strong as its weakest link”. I made the argument that the same holds true in any organization and that those weak &#8230; <a href="https://www.homza.com/watch-the-stong-links-too-june-2009/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/watch-the-stong-links-too-june-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>The Weakest Link (May 2009)</title>
		<link>https://www.homza.com/the-weakest-link-may-2009/</link>
		<comments>https://www.homza.com/the-weakest-link-may-2009/#respond</comments>
		<pubDate>Sat, 02 May 2009 01:36:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/the-weakest-link-may-2009/</guid>
		<description><![CDATA[Last month, I talked about the amount of risk that businesses take on through various initiatives. Today, I’d like to address a topic that people usually put into the risk category but which I think goes to the subject of &#8230; <a href="https://www.homza.com/the-weakest-link-may-2009/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/the-weakest-link-may-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Risk (April 2009)</title>
		<link>https://www.homza.com/risk-april-2009/</link>
		<comments>https://www.homza.com/risk-april-2009/#respond</comments>
		<pubDate>Thu, 02 Apr 2009 01:35:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/risk-april-2009/</guid>
		<description><![CDATA[All businesses take some amount of risk. Just opening the doors for the first time involves the risk of capital and labor. From then on, every business decision could be thought of as a risk reward trade-off. For most decisions, &#8230; <a href="https://www.homza.com/risk-april-2009/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/risk-april-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Truthful Financial Statements Are A Mirror (March 2009)</title>
		<link>https://www.homza.com/truthful-financial-statements-are-a-mirror-march-2009/</link>
		<comments>https://www.homza.com/truthful-financial-statements-are-a-mirror-march-2009/#respond</comments>
		<pubDate>Mon, 02 Mar 2009 01:34:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/truthful-financial-statements-are-a-mirror-march-2009/</guid>
		<description><![CDATA[Truthful financial statements are a mirror. They are a reflection of what is happening in the business on a day to day basis. They reflect the decisions that management is making and the efficiency (or lack thereof) with which they &#8230; <a href="https://www.homza.com/truthful-financial-statements-are-a-mirror-march-2009/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/truthful-financial-statements-are-a-mirror-march-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>End The Debate . . . Decide! (February 2009)</title>
		<link>https://www.homza.com/end-the-debate-decide-february-2009/</link>
		<comments>https://www.homza.com/end-the-debate-decide-february-2009/#respond</comments>
		<pubDate>Mon, 02 Feb 2009 01:21:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/end-the-debate-decide-february-2009/</guid>
		<description><![CDATA[I think business debate is good. But I am a product of my early career environment. I spent the first ten years of my career at Unisys Corporation. Unisys was (and probably still is) predominantly an engineering company. Open debate &#8230; <a href="https://www.homza.com/end-the-debate-decide-february-2009/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/end-the-debate-decide-february-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don’t Just Survive . . . Thrive! (January 2009)</title>
		<link>https://www.homza.com/dont-just-survive-thrive-january-2009/</link>
		<comments>https://www.homza.com/dont-just-survive-thrive-january-2009/#respond</comments>
		<pubDate>Fri, 02 Jan 2009 01:20:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>

		<guid isPermaLink="false">http://www.homza.com/dont-just-survive-thrive-january-2009/</guid>
		<description><![CDATA[Most companies have either just completed or are diligently trying to finish their budgets and plans for 2009. Given the tumultuous 2008 and the similar start to 2009, it’s easy to imagine that many companies are thinking about what it &#8230; <a href="https://www.homza.com/dont-just-survive-thrive-january-2009/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/dont-just-survive-thrive-january-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Ripple Effect (December 2008)</title>
		<link>https://www.homza.com/the-ripple-effect-december-2008/</link>
		<comments>https://www.homza.com/the-ripple-effect-december-2008/#respond</comments>
		<pubDate>Tue, 02 Dec 2008 00:05:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/the-ripple-effect-december-2008/</guid>
		<description><![CDATA[If there is one thing that causes inefficiency in the work place more than any other, I think it may be ripple effect of missed deadlines. Generally, missed deadlines come in two forms. One is the simple passing of a &#8230; <a href="https://www.homza.com/the-ripple-effect-december-2008/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/the-ripple-effect-december-2008/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The (Voting) Process (November 2008)</title>
		<link>https://www.homza.com/the-voting-process-november-2008/</link>
		<comments>https://www.homza.com/the-voting-process-november-2008/#respond</comments>
		<pubDate>Sun, 02 Nov 2008 00:04:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/the-voting-process-november-2008/</guid>
		<description><![CDATA[As the 2008 Presidential Elections fade from our collective memory, I’d like to ask you to take a look back and think about the voting process. No, not the two years running up to November 4th, how you selected your &#8230; <a href="https://www.homza.com/the-voting-process-november-2008/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/the-voting-process-november-2008/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Planning In Volatile Times (October 2008)</title>
		<link>https://www.homza.com/planning-in-volatile-times-october-2008/</link>
		<comments>https://www.homza.com/planning-in-volatile-times-october-2008/#respond</comments>
		<pubDate>Thu, 02 Oct 2008 00:03:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>

		<guid isPermaLink="false">http://www.homza.com/planning-in-volatile-times-october-2008/</guid>
		<description><![CDATA[There is an old saying: “When opportunity knocks, answer the door.” But in these volatile times, it is hard to know whether you are looking at an opportunity or not!? One can get whiplash just watching the stock market with &#8230; <a href="https://www.homza.com/planning-in-volatile-times-october-2008/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/planning-in-volatile-times-october-2008/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>33.33% of Life Is Just Showing Up! (September 2008)</title>
		<link>https://www.homza.com/33-33-of-life-is-just-showing-up-september-2008/</link>
		<comments>https://www.homza.com/33-33-of-life-is-just-showing-up-september-2008/#respond</comments>
		<pubDate>Tue, 02 Sep 2008 00:02:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/33-33-of-life-is-just-showing-up-september-2008/</guid>
		<description><![CDATA[According to the internet, Woody Allen is responsible for the quote: “90% of Life Is Just Showing Up”. While I’m not sure what the exact percentage should be, I’d argue that it’s no more than one-third. While showing up is &#8230; <a href="https://www.homza.com/33-33-of-life-is-just-showing-up-september-2008/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/33-33-of-life-is-just-showing-up-september-2008/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fix Your Small Problems First! (August 2008)</title>
		<link>https://www.homza.com/fix-your-small-problems-first-august-2008/</link>
		<comments>https://www.homza.com/fix-your-small-problems-first-august-2008/#respond</comments>
		<pubDate>Sat, 02 Aug 2008 00:01:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/fix-your-small-problems-first-august-2008/</guid>
		<description><![CDATA[While I realize that the title of this newsletter might sound counter intuitive, it is a thought worth considering. Fix your small problems first. We all know that many books have been written about prioritization and tackling the A’s before &#8230; <a href="https://www.homza.com/fix-your-small-problems-first-august-2008/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/fix-your-small-problems-first-august-2008/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Step One (July 2008)</title>
		<link>https://www.homza.com/step-one-july-2008/</link>
		<comments>https://www.homza.com/step-one-july-2008/#respond</comments>
		<pubDate>Wed, 02 Jul 2008 00:00:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/step-one-july-2008/</guid>
		<description><![CDATA[With all of the computing power that has been applied to business over the last 30 years, I sometimes wonder if it has produced any better information!? Yes, we have reams of data but there are times when it serves &#8230; <a href="https://www.homza.com/step-one-july-2008/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/step-one-july-2008/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>It&#8217;s A System . . . (June 2008)</title>
		<link>https://www.homza.com/its-a-system-june-2008/</link>
		<comments>https://www.homza.com/its-a-system-june-2008/#respond</comments>
		<pubDate>Sun, 01 Jun 2008 23:58:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/its-a-system-june-2008/</guid>
		<description><![CDATA[It’s A System . . . A business is a system. Much like a mechanical system or the human body, if one part is not working it puts pressure on all the others. If you think about your own business &#8230; <a href="https://www.homza.com/its-a-system-june-2008/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/its-a-system-june-2008/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Let&#8217;s Talk Strategy! (May 2008)</title>
		<link>https://www.homza.com/lets-talk-strategy-may-2008/</link>
		<comments>https://www.homza.com/lets-talk-strategy-may-2008/#respond</comments>
		<pubDate>Thu, 01 May 2008 23:57:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[The Customer and the Competition]]></category>

		<guid isPermaLink="false">http://www.homza.com/lets-talk-strategy-may-2008/</guid>
		<description><![CDATA[As I look back over the last several newsletters that I have written, it occurred to me that my recent focus has been on “details” . . . spending, cost controls, etc. While this is certainly important, I wanted to &#8230; <a href="https://www.homza.com/lets-talk-strategy-may-2008/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/lets-talk-strategy-may-2008/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Because It Matters! (April 2008)</title>
		<link>https://www.homza.com/because-it-matters-april-2008/</link>
		<comments>https://www.homza.com/because-it-matters-april-2008/#respond</comments>
		<pubDate>Tue, 01 Apr 2008 23:55:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/because-it-matters-april-2008/</guid>
		<description><![CDATA[When I walk into a new organization I question every cost that crosses my desk. Why? Because it matters! Every dollar matters and experience has taught me there is a lot of waste out there! Obviously, I question the bigger &#8230; <a href="https://www.homza.com/because-it-matters-april-2008/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/because-it-matters-april-2008/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get The Answer You Want (March 2008)</title>
		<link>https://www.homza.com/get-the-answer-you-want-march-2008/</link>
		<comments>https://www.homza.com/get-the-answer-you-want-march-2008/#respond</comments>
		<pubDate>Sat, 01 Mar 2008 23:53:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/get-the-answer-you-want-march-2008/</guid>
		<description><![CDATA[During any given week, I get multiple requests that sound something like this: “Can we spend $2,500 on xyz?” Or, “We need to buy abc and it’s going to cost $12,000.” Well, actually, that last one isn’t technically a request; &#8230; <a href="https://www.homza.com/get-the-answer-you-want-march-2008/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/get-the-answer-you-want-march-2008/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Go Too Big! (February 2008)</title>
		<link>https://www.homza.com/dont-go-too-big-february-2008/</link>
		<comments>https://www.homza.com/dont-go-too-big-february-2008/#respond</comments>
		<pubDate>Fri, 01 Feb 2008 23:52:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>

		<guid isPermaLink="false">http://www.homza.com/dont-go-too-big-february-2008/</guid>
		<description><![CDATA[There was a saying during the .com boom, “Go Big or Go Home”. It meant that anything worth doing was worth doing in a big way. Hence, many of the start-up companies of the day had world domination on the &#8230; <a href="https://www.homza.com/dont-go-too-big-february-2008/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/dont-go-too-big-february-2008/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Watch For Red Flags! (January 2008)</title>
		<link>https://www.homza.com/watch-for-red-flags-january-2008/</link>
		<comments>https://www.homza.com/watch-for-red-flags-january-2008/#respond</comments>
		<pubDate>Tue, 01 Jan 2008 23:51:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">http://www.homza.com/watch-for-red-flags-january-2008/</guid>
		<description><![CDATA[Some years ago, I was offered an opportunity to join a well funded start-up company. As part of my due diligence I read the business plan and shared it with a trusted advisor to help me evaluate the company. We &#8230; <a href="https://www.homza.com/watch-for-red-flags-january-2008/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/watch-for-red-flags-january-2008/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Update for 2008! (December 2007)</title>
		<link>https://www.homza.com/update-for-2008-december-2007/</link>
		<comments>https://www.homza.com/update-for-2008-december-2007/#respond</comments>
		<pubDate>Sat, 01 Dec 2007 23:50:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/update-for-2008-december-2007/</guid>
		<description><![CDATA[As we come to the end of 2007 and enter 2008, there is no better time than now to think about doing things differently in the New Year. While I am not a big fan of New Year’s Resolutions (any &#8230; <a href="https://www.homza.com/update-for-2008-december-2007/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/update-for-2008-december-2007/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Spend It Like It&#8217;s Your Own! (November 2007)</title>
		<link>https://www.homza.com/spend-it-like-its-your-own-november-2007/</link>
		<comments>https://www.homza.com/spend-it-like-its-your-own-november-2007/#respond</comments>
		<pubDate>Thu, 01 Nov 2007 23:46:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/spend-it-like-its-your-own-november-2007/</guid>
		<description><![CDATA[Last month, I challenged people to think about not just their actions in the work place, but more importantly, the result of what they (or their employees) were doing! This month continues on a similar theme (accountability) and suggests that &#8230; <a href="https://www.homza.com/spend-it-like-its-your-own-november-2007/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/spend-it-like-its-your-own-november-2007/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What&#8217;s The Result? (October 2007)</title>
		<link>https://www.homza.com/whats-the-result-october-2007/</link>
		<comments>https://www.homza.com/whats-the-result-october-2007/#respond</comments>
		<pubDate>Mon, 01 Oct 2007 23:41:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Strategy and Operations]]></category>

		<guid isPermaLink="false">http://www.homza.com/whats-the-result-october-2007/</guid>
		<description><![CDATA[Last month, I wrote “What Got You Here, Won’t Get You There!” and suggested that no matter the status of your business, it would take different actions to get to the next level. One frequently used management tool used to &#8230; <a href="https://www.homza.com/whats-the-result-october-2007/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/whats-the-result-october-2007/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Got You Here, Won&#8217;t Get You There! (September 2007)</title>
		<link>https://www.homza.com/what-got-you-here-wont-get-you-there-september-2007/</link>
		<comments>https://www.homza.com/what-got-you-here-wont-get-you-there-september-2007/#respond</comments>
		<pubDate>Sat, 01 Sep 2007 23:38:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/what-got-you-here-wont-get-you-there-september-2007/</guid>
		<description><![CDATA[“What Got You Here, Won’t Get You There!” Those are words worth thinking about. When I heard them recently, they struck me. In part, they struck because it was at a 6:00 AM Bootcamp run by Keath Hausher, President of &#8230; <a href="https://www.homza.com/what-got-you-here-wont-get-you-there-september-2007/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/what-got-you-here-wont-get-you-there-september-2007/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Accounting versus Financial Management (August 2007)</title>
		<link>https://www.homza.com/accounting-versus-financial-management-august-2007/</link>
		<comments>https://www.homza.com/accounting-versus-financial-management-august-2007/#respond</comments>
		<pubDate>Wed, 01 Aug 2007 23:36:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">http://www.homza.com/accounting-versus-financial-management-august-2007/</guid>
		<description><![CDATA[I am constantly amazed at the number of people who can’t or don’t distinguish between accounting and financial management. It’s no surprise, I guess! Even in big companies, the terms “accountingandfinance” are often run together as if they are one &#8230; <a href="https://www.homza.com/accounting-versus-financial-management-august-2007/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/accounting-versus-financial-management-august-2007/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who&#8217;s The &#8220;Push&#8221;? (July 2007)</title>
		<link>https://www.homza.com/whos-the-push-july-2007/</link>
		<comments>https://www.homza.com/whos-the-push-july-2007/#respond</comments>
		<pubDate>Sun, 01 Jul 2007 23:35:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/whos-the-push-july-2007/</guid>
		<description><![CDATA[Last Month, I said that almost any business could be fixed or improved if only those in charge had the will to do so. This month, I’m continuing on that theme. When I was 15 years old I worked the &#8230; <a href="https://www.homza.com/whos-the-push-july-2007/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/whos-the-push-july-2007/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>It&#8217;s About Will! (June 2007)</title>
		<link>https://www.homza.com/its-about-will-june-2007/</link>
		<comments>https://www.homza.com/its-about-will-june-2007/#respond</comments>
		<pubDate>Fri, 01 Jun 2007 23:33:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/its-about-will-june-2007/</guid>
		<description><![CDATA[Last Month, I suggested that businesses need to be accountable to the facts! This month, I’d like to suggest that when it comes to solving problems, “It’s About Will”! Any business can be fixed! Now, that’s a bold statement and &#8230; <a href="https://www.homza.com/its-about-will-june-2007/"></a>]]></description>
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		<title>Be Accountable to the Facts! (May 2007)</title>
		<link>https://www.homza.com/be-accountable-to-the-facts-may-2007/</link>
		<comments>https://www.homza.com/be-accountable-to-the-facts-may-2007/#respond</comments>
		<pubDate>Tue, 01 May 2007 22:25:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">http://www.homza.com/be-accountable-to-the-facts-may-2007/</guid>
		<description><![CDATA[Last Month, I discussed organizations that were “avoiding profits” by avoiding conflict. While there are some that thrive on conflict, I think it’s fair to say that most people prefer to avoid it. However, business conflict doesn’t have to be &#8230; <a href="https://www.homza.com/be-accountable-to-the-facts-may-2007/"></a>]]></description>
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		<title>Are You Avoiding Profits? (April 2007)</title>
		<link>https://www.homza.com/are-you-avoiding-profits-april-2007/</link>
		<comments>https://www.homza.com/are-you-avoiding-profits-april-2007/#respond</comments>
		<pubDate>Sun, 01 Apr 2007 22:24:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/are-you-avoiding-profits-april-2007/</guid>
		<description><![CDATA[Last Month, I discussed the definition of “profit”, defining the term as a return on capital and explaining that many times, small business owners don’t have a clear picture of their profitability as they tend to subsidize the business with &#8230; <a href="https://www.homza.com/are-you-avoiding-profits-april-2007/"></a>]]></description>
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		<title>What Is Profit? (March 2007)</title>
		<link>https://www.homza.com/what-is-profit-march-2007/</link>
		<comments>https://www.homza.com/what-is-profit-march-2007/#respond</comments>
		<pubDate>Thu, 01 Mar 2007 21:57:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">http://www.homza.com/what-is-profit-march-2007/</guid>
		<description><![CDATA[Last Month, I promised to write about “profit”. The term profit, according to www.dictionary.com is the “gain resulting from the employment of capital”. The key to this definition is “capital”. The term profit the amount earned on the capital deployed &#8230; <a href="https://www.homza.com/what-is-profit-march-2007/"></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Financial Statements Don&#8217;t Mean Very Much (February 2007)</title>
		<link>https://www.homza.com/financial-statements-dont-mean-very-much-february-2007/</link>
		<comments>https://www.homza.com/financial-statements-dont-mean-very-much-february-2007/#respond</comments>
		<pubDate>Thu, 01 Feb 2007 21:52:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/financial-statements-dont-mean-very-much-february-2007/</guid>
		<description><![CDATA[Last Month, I posed the question “Who’s Your CFO?” I argued that every business had someone who functioned as CFO, and the real question was whether or not they were qualified to do so!? I hope that article provided some &#8230; <a href="https://www.homza.com/financial-statements-dont-mean-very-much-february-2007/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/financial-statements-dont-mean-very-much-february-2007/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Who&#8217;s Your CFO? (January 2007)</title>
		<link>https://www.homza.com/whos-your-cfo-january-2007/</link>
		<comments>https://www.homza.com/whos-your-cfo-january-2007/#respond</comments>
		<pubDate>Mon, 01 Jan 2007 21:51:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">http://www.homza.com/whos-your-cfo-january-2007/</guid>
		<description><![CDATA[Whether you know it or not, you do have a CFO (Chief Financial Officer)! Someone, perhaps yourself, your accountant, bookkeeper, secretary, spouse, or office manager acts as your Chief Financial Officer. So, the question isn’t really whether or not you &#8230; <a href="https://www.homza.com/whos-your-cfo-january-2007/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/whos-your-cfo-january-2007/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Is $10 &#8220;Real Money&#8221;? (December 2006)</title>
		<link>https://www.homza.com/is-10-real-money-december-2006/</link>
		<comments>https://www.homza.com/is-10-real-money-december-2006/#respond</comments>
		<pubDate>Fri, 01 Dec 2006 21:44:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Philosophical Finance]]></category>

		<guid isPermaLink="false">http://www.homza.com/is-10-real-money-december-2006/</guid>
		<description><![CDATA[Increasing daily performance is like compounding interest. While the results of any individual day may not seem significant, over the long term the benefit to your business can be very significant. What if you found a way to increase profits &#8230; <a href="https://www.homza.com/is-10-real-money-december-2006/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/is-10-real-money-december-2006/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Keep The Pressure On! (November 2006)</title>
		<link>https://www.homza.com/keep-the-pressure-on-november-2006/</link>
		<comments>https://www.homza.com/keep-the-pressure-on-november-2006/#respond</comments>
		<pubDate>Wed, 01 Nov 2006 21:42:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Leadership, People & Motivation]]></category>

		<guid isPermaLink="false">http://www.homza.com/keep-the-pressure-on-november-2006/</guid>
		<description><![CDATA[Last month, I wrote about looking at key business indicators on a weekly basis. This month, I’m suggesting that you “Keep The Pressure On” by consistently setting financial and operational goals and following up on those goals. Over the years, &#8230; <a href="https://www.homza.com/keep-the-pressure-on-november-2006/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/keep-the-pressure-on-november-2006/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>How&#8217;d Your Business Do Last Week? (October 2006)</title>
		<link>https://www.homza.com/howd-your-business-do-last-week-october-2006/</link>
		<comments>https://www.homza.com/howd-your-business-do-last-week-october-2006/#respond</comments>
		<pubDate>Sun, 01 Oct 2006 21:40:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">http://www.homza.com/howd-your-business-do-last-week-october-2006/</guid>
		<description><![CDATA[Last month, I asked each of you to schedule time with whoever creates your financial reports and critically review your business results for the prior month. I know that some of you accepted that challenge. For those of you who &#8230; <a href="https://www.homza.com/howd-your-business-do-last-week-october-2006/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/howd-your-business-do-last-week-october-2006/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Mark It On Your Calendar (September 2006)</title>
		<link>https://www.homza.com/mark-it-on-your-calendar-september-2006/</link>
		<comments>https://www.homza.com/mark-it-on-your-calendar-september-2006/#respond</comments>
		<pubDate>Fri, 01 Sep 2006 21:37:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Financial Statements and Reporting]]></category>

		<guid isPermaLink="false">http://www.homza.com/mark-it-on-your-calendar-september-2006/</guid>
		<description><![CDATA[Over the past several months, I’ve talked about the importance of focus, control and planning for an organization. Hopefully, something in my monthly emails has caused you to think about how your business operates. But more importantly, I hope that &#8230; <a href="https://www.homza.com/mark-it-on-your-calendar-september-2006/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/mark-it-on-your-calendar-september-2006/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Plan for the Unexpected! (August 2006)</title>
		<link>https://www.homza.com/plan-for-the-unexpected-august-2006/</link>
		<comments>https://www.homza.com/plan-for-the-unexpected-august-2006/#respond</comments>
		<pubDate>Tue, 01 Aug 2006 21:35:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>

		<guid isPermaLink="false">http://www.homza.com/plan-for-the-unexpected-august-2006/</guid>
		<description><![CDATA[Last month, I posed the following question: It’s Mid-Year, Are You in Control? For those that live in Saint Louis, Missouri, that proved to be an even more interesting question than I originally thought. Soon after my monthly newsletter, a &#8230; <a href="https://www.homza.com/plan-for-the-unexpected-august-2006/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/plan-for-the-unexpected-august-2006/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>It’s Mid-Year, Are You in Control? (July 2006)</title>
		<link>https://www.homza.com/its-mid-year-are-you-in-control-july-2006/</link>
		<comments>https://www.homza.com/its-mid-year-are-you-in-control-july-2006/#respond</comments>
		<pubDate>Sat, 01 Jul 2006 21:32:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">http://www.homza.com/its-mid-year-are-you-in-control-july-2006/</guid>
		<description><![CDATA[Last month, I wrote about how Key Indicators Force Businesses to Maintain Focus. I also mentioned the seemingly endless list of things that can cause a business to lose focus. As many of us are returning from a long July &#8230; <a href="https://www.homza.com/its-mid-year-are-you-in-control-july-2006/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/its-mid-year-are-you-in-control-july-2006/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Key Indicators Force Businesses to Maintain Focus! (June 2006)</title>
		<link>https://www.homza.com/key-indicators-force-businesses-to-maintain-focus-june-2006/</link>
		<comments>https://www.homza.com/key-indicators-force-businesses-to-maintain-focus-june-2006/#respond</comments>
		<pubDate>Thu, 01 Jun 2006 21:25:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Understanding the Numbers]]></category>

		<guid isPermaLink="false">http://www.homza.com/key-indicators-force-businesses-to-maintain-focus-june-2006/</guid>
		<description><![CDATA[Last month, I wrote about how the Components of a Financial Plan should “Hang Together”! Once you’ve developed a financial/business plan and have a “common point of view” among your executive team, the challenge turns to implementation. One of the &#8230; <a href="https://www.homza.com/key-indicators-force-businesses-to-maintain-focus-june-2006/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/key-indicators-force-businesses-to-maintain-focus-june-2006/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Components of a Financial Plan Should &#8220;Hang Together&#8221;! (May 2006)</title>
		<link>https://www.homza.com/components-of-a-financial-plan-should-hang-together-may-2006/</link>
		<comments>https://www.homza.com/components-of-a-financial-plan-should-hang-together-may-2006/#respond</comments>
		<pubDate>Mon, 01 May 2006 21:19:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>

		<guid isPermaLink="false">http://www.homza.com/components-of-a-financial-plan-should-hang-together-may-2006/</guid>
		<description><![CDATA[Last month, I wrote about the importance of having a financial plan as a roadmap to your company’s progress to achieving forecasted levels of profitability. This month, I want to discuss the components of your plan. There are many books, &#8230; <a href="https://www.homza.com/components-of-a-financial-plan-should-hang-together-may-2006/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/components-of-a-financial-plan-should-hang-together-may-2006/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Why Have a Financial Plan?  (April 2006)</title>
		<link>https://www.homza.com/why-have-a-financial-plan-april-2006/</link>
		<comments>https://www.homza.com/why-have-a-financial-plan-april-2006/#comments</comments>
		<pubDate>Sat, 01 Apr 2006 21:16:00 +0000</pubDate>
		<dc:creator><![CDATA[Ken Homza]]></dc:creator>
				<category><![CDATA[Looking Forward]]></category>

		<guid isPermaLink="false">http://www.homza.com/why-have-a-financial-plan-april-2006/</guid>
		<description><![CDATA[Operating a business without a financial plan is like randomly driving around in your car and hoping to get to the right place! Businesses need financial plans for many reasons. Often, banks require a business or financial plan to support &#8230; <a href="https://www.homza.com/why-have-a-financial-plan-april-2006/"></a>]]></description>
		<wfw:commentRss>https://www.homza.com/why-have-a-financial-plan-april-2006/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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