Posted on August 31, 2018 by Ken Homza

Inflicting Pain (August 2018)

After my softer, gentler message last month, as promised I am returning to the more traditional focus on finance, cash flow and business performance. It is a well-known fact (if you don’t believe me, check Google) that people are often …

Posted on April 30, 2018 by Ken Homza

Are You Watching Your RADAR? (April 2018)

Are you picking up early warning signals about the health of your business? That’s what RADAR (RAdio Detection And Ranging) does. It picks up signals long before something is close enough to do harm. If no one is paying attention, …

Posted on June 29, 2017 by Ken Homza

Easy Come . . . Not So Easy Go (June 2017)

Most have heard the old saying, “Easy come, easy go” and that may be true for some things, but it’s certainly not true when it comes to debt. When it comes to debt, the saying should be “easy come, not …

Posted on April 30, 2017 by Ken Homza

Are You Out Over Your Ski Tips? (March 2017)

I just returned from my annual ski vacation in Vail, Colorado. Getting significant ski time in only once a year does little to help me significantly develop my skiing ability. While my style is greatly improved from years ago and …

Posted on December 31, 2016 by Ken Homza

The Voting Process: Revisited (December 2016)

Eight years ago I published a newsletter titled The (Voting) Process. It wasn’t about the Electoral College, campaigning or the politics of the time but rather about the arcane process at my local polling place. I discussed what seemed to …

Posted on August 31, 2016 by Ken Homza

Calling All Bankers (August 2016)

I am well known for talking with clients (and anyone who will listen) on the subject of how business owners can do a better job of working with their bankers. I’ve done a monthly newsletter and podcast on the subject …

Posted on July 29, 2016 by Ken Homza

I Don’t Do Losses (July 2016)

Recently I was talking with a CPA about the legal structure of a client vis-à-vis tax related issues. First, let me say that I’m not a CPA and I rely on tax matter experts for both my own and all …

Posted on February 29, 2016 by Ken Homza

That Don’t Impress Me Much (February 2016)

OK, how’s quoting a 1998 hit by Shania Twain as a business reference? For those who don’t remember, are too young to remember, or just want to revisit the ‘90’s, here’s a link to That Don’t Impress Me Much on …

Posted on September 16, 2015 by Ken Homza

So, You Need Money? (June 2015)

I regularly meet people who are in some stage of the start-up phase and looking to raise money to fund their business ventures. Since I seem to have this same conversation over and over, I thought it would be worth …

Posted on July 30, 2015 by Ken Homza

Keep It Real (July 2015)

Last month I wrote one of my more technical pieces on various capital sources for entrepreneurs. This month, I’m touching on the realism of business plans and assumptions. Given last month’s topic, it seems fitting to start with valuation. If …